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    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) the solicitors helpfully sent photos of 46 signs in their evidence all clearly showing a £60.00 parking charge notice (which will  be reduced if paid promptly).  There can be no room for doubt here - there are 46 signs produced in the Claimant's own evidence. 4.2  Yet the PCN affixed to the vehicle was for a £100.00 parking charge notice (reduced if paid promptly).  The reminder letters from the Claimant again all demanded £100. 4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The contract produced was largely illegible and heavily redacted, and the fact that it contained no witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “No Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide proof of planning permission granted for signage etc under the Town and Country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses this document.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable. Interest 6.2  It is unreasonable for the Claimant to delay litigation for four years in order to add excessive interest. Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 2) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
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MBNA - Let battle commence / **DISCONTINUED**


Mightyacorn
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I have just contacted the Court, they have NOT received anything from Howard COHEN, so the case goes ahead.

 

I questioned the clerk regarding back log of work, mail, etc., she told me that a Notice of Discontinuance is dealt with urgently, and would be attached to the file.

 

HC letter states "original has been lodged at Court." Yet another lie....

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Looks like you have it all in hand to be honest. Applying for costs is relatively straightforward; getting them is another matter entirely.

 

I went to a hearing on Monday but the Judge stated he did not have time to read everything that had been submitted. Case adjourned for date as of yet unknown!

 

Kept me waiting for 1 1/2 hours too! Oh well... chalk it up on the costs schedule I suspect.

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I have just contacted the Court, they have NOT received anything from Howard COHEN, so the case goes ahead.

 

I questioned the clerk regarding back log of work, mail, etc., she told me that a Notice of Discontinuance is dealt with urgently, and would be attached to the file.

 

HC letter states "original has been lodged at Court." Yet another lie....

 

Tsk, tsk. In which case you need to report this to the Solicitors Regulatory Authority.

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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Thanks Gaz,

Have you got a link to your thread please.

 

I just wonder if it's the same course of action where struck out as opposed to discontinued?

 

MA

 

 

Mightyacorn here's my link http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/162249-mbna-cca-agreement-help-34.html

 

 

Gaz

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Hello Mightyacorn!

 

Thanks for the PM, as I'm a bit busy, the best way I can help on the costs issue is perhaps to dump a couple of past Posts that I made somewhere else (god knows where, for once I remembered to save them to my machine here)!

 

This one deals with Lip Costs and the Case History to support the potentially capped Time Costs v uncapped Disbursement issues:

 

One good tip on Litigant in Person Costs, is to know that the 2/3 Cap only applies to your Time Costs. IOW, the LiP Rate of £9.25 an hour.

 

Thus, when drawing up your Bill of Costs, always split it into two main sections, i.e. Time Costs and then Disbursements.

 

There are no limits on Disbursements, provided they are clearly reasonable and in keeping with the work done.

 

Disbursements are things like Postage, Carrier Costs, Printing, Paper, Ink, Telephone Calls, Car Fuel & Car Running Costs (to get to/from anywhere as part of the work done), Photocopying, Scanning, Accommodation, Travel & Subsistence, i.e. anything where you can substantiate a reasonable Disbursement.

 

Thus, it is quite conceivable that a Litigant in Person's costs could exceed that of a Lawyer, because a Lawyer is not allowed to include routine items like Paper and Ink etc. This is because it is assumed they include that as part of their fees, and have Gofer Staff to do the Menial Tasks for them. By comparison, the Court knows that a Litigant in Person would have to do everything themselves, and those tasks usually have a cost.

 

For example, if you use a Car or Bike to get to Court, then establish the mileage to Court and double it (because you also have to get back). Then find out a reasonable average for the cost of Fuel in your area. Then establish a reasonable Miles per Gallon, say, 30mpg for an average vehicle and, from that you can submit a Fuel Cost. Then add a reasonable running cost per mile for a vehicle, perhaps 10p or even 20p a mile, all is OK provided you can argue it. It could be higher if you factor in Road Tax, Depreciation, Running Costs, work out the annual cost, and divide that by 10,000 Miles average, and it may well work out at 50p a mile. Multiply that by the round trip mileage to Court, and that's the Disbursement for that!

 

IOW, if a Lawyer's fees would've been £1,200 and you claim £1,000 for your Time, then the 2/3 Cap would limit you to £800, that being 2/3 of the £1,200 a Lawyer would charge.

 

However, if you can show £600 in Disbursements, then your total fees would exceed the Lawyers, i.e. £800 allowed on Time Costs, and £600 for Disbursements, makes £1,400 in total, and that could be allowed because you are not getting more than the 2/3 Cap on your time.

 

So, make sure anything that is a Disbursement is removed from your Time Costs, and make sure you do charge for every second of your time at £9.25 an hour...the Court will limit you to 2/3 of a Lawyer's fees, but better that than under-claim and get less than you deserve.

 

Finally, there is Case History to support this:

 

Wulfsohn, R (on the application of) v Legal Service Commission [2002] EWCA Civ 250 (8 February 2002)

 

Also...

 

Mealing-McLeod v The Common Professional Examination Board 2000 All ER D 436.pdf

 

The second one deals with the issue of getting full costs on what would have been a Small Claims Track, where the case never got as far as Allocation stage! I think from a quick glance, that may apply to you, anyway, here's the 2nd Thread Dump:

 

Is there any case law or CPR where cases are multi-track before allocation?

 

I regret I can't point you to where it lives, but it'll be buried in CPR somewhere. Try here:

 

Part 44 GENERAL RULES ABOUT COSTS

 

This bit may help, i.e. 44.11(1):

 

Costs following allocation and re-allocation

44.11

 

(1) Any costs orders made before a claim is allocated will not be affected by allocation.

 

(2) Where -

 

(a) a claim is allocated to a track; and

 

(b) the court subsequently re-allocates that claim to a different track,

 

then unless the court orders otherwise, any special rules about costs applying -

 

(i) to the first track, will apply to the claim up to the date of re-allocation; and

 

(ii) to the second track, will apply from the date of re-allocation.

 

(Part 26 deals with the allocation and re-allocation of claims between tracks)

 

See also the related Practice Directions here:

 

PRACTICE DIRECTION ABOUT COSTS

SUPPLEMENTING PARTS 43 TO 48 OF THE CIVIL PROCEDURE RULES

 

Also, Judge Patricia Pearl mentions this on page 124 of the Fourth Edition of her excellent book...

 

Small Claims Procedure:

A Practical Guide

 

Fourth Edition

 

ISBN 978 1 85811 394 4

 

This is what she says:

 

(2) What happens if there is a hearing on a case which qualifies for the Small Claims track before allocation? (for example the hearing for a summary judgment)

 

The District Judge is not restricted by the no costs rule when deciding how to deal with the costs (rule 44.9 and PD 44 para 5.1(1)) but will be concious of the discretion guidelines (see page 117).

 

CPR Rule 44.9 is below:

 

Costs on the small claims track and fast track

 

44.9

 

(1) Part 27 (small claims) and Part 46 (fast track trial costs) contain special rules about -

 

(a) liability for costs;

 

(b) the amount of costs which the court may award; and

 

© the procedure for assessing costs.

 

(2) Once a claim is allocated to a particular track, those special rules shall apply to the period before, as well as after, allocation except where the court or a practice direction provides otherwise.

 

I can't see a clear match for the "PD 44 Para 5.1(1)" that she mentions, so that could be a typo in the book, or CPR has changed since the book was written. There does not seem to be a Para 5.1(1), just a 5.1 and a 5.11, neither of which have a (1) linked to them!

 

I've had full costs awarded on a Summary Judgment Application that I made before Allocation, i.e. where the issue was otherwise heading for Small Claims Track. Because Track had not actually been Allocated when I won the issue, I received full costs...no question. Judge was quite aware, and I hardly needed to point out this was the case.

 

I hope some of the above is of use.

 

Cheers,

BRW

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Thanks BRW, CB, Gazza, Vj, and anyone else, who has assisted, I will now spend some time preparing for next weeks' hearing. I have known Cohen's to throw paperwork at the Court the day before a hearing, so I wonder what they'll do?

 

I have just checked with the Court again, and been told that Cohen's have actually paid the hearing fee of £150 but submitted no paperwork ???????

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Hi Mightyacorn when I was in court I got a copy of the skeleton argument from the other side on the actual morning in the post....yet they'd had mine 7 days beforehand...amazing what MBNA's tricksters get up to....learnt since I could have asked for an adjournment on that day, but being a LIP didnt know that..hope this advice assists you ready for your hearing & "absent paperwork" next week. Good luck MDAW

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Hi MA

 

If your case has been Discontinued, then you would have to fill out an N252 from the HMCS web site and send it to Cl Finance i would guess via cohen's with a Bill of costs, it is very well explained by x20 in the cost thread that has been posted, if you haven't read it let me know and il give you the link. If you struggle with the N252 or the Bill of costs i could PM or Email you a copy of mine.

 

Thanks for the PM Wish you luck with your costs issue shouldn't be a problem with this lot:D

 

GG

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Hi Mightyacorn when I was in court I got a copy of the skeleton argument from the other side on the actual morning in the post....yet they'd had mine 7 days beforehand...amazing what MBNA's tricksters get up to....learnt since I could have asked for an adjournment on that day, but being a LIP didnt know that..hope this advice assists you ready for your hearing & "absent paperwork" next week. Good luck MDAW

 

 

MDAW, Cheers for the support, I've been there before myself, Cohens tried to 'serve' papers on my OH by posting them to her the day before the hearing, and on the Court by faxing them through on th date of the hearing, fortunately we had submitted a 'strike out' letter before the hearing and the Judge was not impressed wth Cohen, so had no hesitation in stiking it out, so I'm well prepared for this one.

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Hi MA

 

If your case has been Discontinued, then you would have to fill out an N252 from the HMCS web site and send it to Cl Finance i would guess via cohen's with a Bill of costs, it is very well explained by x20 in the cost thread that has been posted, if you haven't read it let me know and il give you the link. If you struggle with the N252 or the Bill of costs i could PM or Email you a copy of mine.

 

Thanks for the PM Wish you luck with your costs issue shouldn't be a problem with this lot:D

 

GG

 

Thanks GG, I may well take you up on your offer. I have no intention of just accepting that the case will, hopefully, be discontinued or struck out, and leave it at that.

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Hi MA

 

Has the court confirmed if these chancers have filed for discontinuance yet?

 

Gez

 

I am contacting the Court again this morning, in fact I am going in to the Offices to confim where we are up to, if the Court has heard nothing I will be leaving them with a strike out letter.

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Called in at the Court on Friday, confirmed that other than the Court fee (?????) they've had nothing at all from Cohens, so the case goes ahead on Wednesday. Can't understand why they've paid the Court fee as that was due AFTER the required documents were due to be served. I am looking forward to Wednesday now, should be interesting to see what they serve up next.

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MA, I have removed "Discontinued" from your thread title.

 

Best of luck on Wednesday:)

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I trust you will be taking those letters from HC to the court and also advising the Solicitors Regulation Authority ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

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2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

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1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I trust you will be taking those letters from HC to the court and also advising the Solicitors Regulation Authority ?

 

Of course CB, as you know I've already got one complaint with the FOS, over Cohens/SRA so another would be really nice, but let's see what happens on Wednesday, with Cohens there are too many possibilties.

 

Thanks all

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Hi MA

 

Im not up to speed with your thread, Have they filed their AQ's, or have they complied with any orders from the court to supply doc's.

 

Cohen's are very poor with any sort of compliance to court orders, i have won in court 3 times against them.

 

Good luck for wednesday but i doubt you need it.

 

GG

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Hi MA

 

Im not up to speed with your thread, Have they filed their AQ's, or have they complied with any orders from the court to supply doc's.

 

Cohen's are very poor with any sort of compliance to court orders, i have won in court 3 times against them.

 

Good luck for wednesday but i doubt you need it.

 

GG

 

No papers at all from Cohens GG, for some strange reason they've paid the Court fees, and sent a Discontinuance just to me and not the Court.....the usual Cohen approach !!!!

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Not being the devious type or anything but.......... I'd be inclined to drop a copy of the discontinuance notice into the court on Monday and advise them that you have been passed the letter in error and could they possibly assist by filing with the claimants particulars :D

 

Gez

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Hi MA

 

Has the court not ordered Cohen's to file and serve documents that they rely on in this case.

 

GG

 

The Judge has yes, and ordered the Court fees by Cohen, that's what I can't understand, the date for papers (CCA, DOA, etc.) was the beginning of Feb, the fees by middle of Feb, but Cohens have paid the fees, but not filed or served any papers.......weird (but it is Cohens)

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What order was it, an unless order.

 

I dont understand how this case is going ahead if they have not supplied any doc's to you or the court.

 

I think an easy defence on wed, the claimant hasn't complied with the court order, no documents have been furnished, and the claimant has served a notice of discontinuance, upon me, please can i claim wasted costs sir/madam.

 

you might need to put together a bill of costs to take with you to court for the judge and a copy for the other side. (a breakdown of your costs and expenses

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What order was it, an unless order.

Funnily enough no. All it says is unless the fee paid by 17th Feb, case will be struck out. The only order re documents is to be filed by 3rd Feb, but no unless. And then 14 days for me to do amended defence.

I dont understand how this case is going ahead if they have not supplied any doc's to you or the court.

I agree, but I take nothing for granted in County Court

I think an easy defence on wed, the claimant hasn't complied with the court order, no documents have been furnished, and the claimant has served a notice of discontinuance, upon me, please can i claim wasted costs sir/madam.

As above

 

you might need to put together a bill of costs to take with you to court for the judge and a copy for the other side. (a breakdown of your costs and expenses

Already done

 

I do not trust Cohens one little bit, and I have no confidence in our civil court system, so I'll just be prepared for anything on Wednesday.

Edited by Mightyacorn
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