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    • She's an only child and he as a brother and sister. He has no will and we have done a check on this to find out if he had left one and nothing has come up. He has savings of around 28k His sister and brother are well off so 28k is nothing to them and aren't interested in his money. This just leaves my wife/his daughter. Would this still need to go to probate there is no estate e.g house or business to sell and the amount left in his bank is just small? When his wife died they just closed her bank account and moved her money across to his account and we just assumed that once my wife has handed in the death certificate and shown evidence of who she is the same would apply to her? We don't know yet the council have only just written to us today with a guide of what to do next.  
    • Did your FiL leave a Will and if so who is the Executor? Strictly speaking banks could refuse to take instructions until Probate is granted but In practice I would expect the bank to take instructions to cancel the DD if the Executor presents the death certificate and a certified copy of the Will
    • Hi   Sorry I probably wasn't clear enough. He had lived in the flat until December 2022 with Dementia by this time it was unsafe for him to have capacity to live on his own and he had to move into a nursing home. We had left it too late to apply for power of attorney so approached a solicitor in March last year for Deputyship. We were still in the process of dealing with it by May 2024. He passed away a few weeks ago and the solicitor was contacted to halt the application and we will just pay the fees of what work he has done up until now. My wife was the named person on her dads bank account but we didn't have the ability to alter any direct debits hence the reasons for applying for Deputyship as we were having problems trying to stop some payments coming out of his account Eon being another difficult company. We kept his flat on from December 2022 - August 2023. it was at this point I contacted Sancutary housing to inform them he was no longer living in the flat, it had been cleared out and was ready for a new tenant and that he had Dementia and had moved into a nursing home December 2022 and explained the reasons why we kept it on. As the named person to speak on his behalf I asked them what proof they needed in order to give notice on the flat e.g proof of dementia and proof that he was living in a nursing home and anything else they wanted. The lady in the upstairs flat and some of the other residence in the street had asked about him and we had told them he had moved into a nursing home. The lady in the upstairs flat wanted his flat for medical reasons so asked us once we had given notice could be let her know and she'll ask them if she can have it. We explained the difficulties and it was left at that but I did tell her I would let her know once notice was given. I contacted the company by email a number of times and also telephone conversations and nobody followed it up and it wasn't till the end of February this year that the housing manager for the area wrote to our home address to ask about him that he had been to the flat a couple of times and nobody answered and he had asked some of the residence in the street and they hadn't seen him for sometime. There was an email address on the letter so I contacted him and copied in the last 2 emails I sent Sanctuary regarding me wanting to give notice on the flat for at least 9 months explaining that it went ignored as well as telephone calls. I also stated I wanted to have his rent payments returned from the date I wanted to give notice which was from August 2023 as the bank wouldn't let us stop the DD without POT or deputyship explaining we were in the process of Deputyship. He gave some excuse about not having POT to cancel on his behalf and spoke to someone in HR and said he would contact the nursing home to confirm he was there with Dementia and if it all checks out we can give notice on the flat which came to an end on the 22 March 2024. There was not mention of back payments for the rent already paid or the fact I had asked to give notice in August 2023. Despite someone living in the flat from 1st April they continue to take DD payments for the flat and have taken another 2 payments of £501. another concerning thing despite Eon not allowing us to cancel the DD to his account the lady upstairs informed Eon that she was moving into the flat February 2024 and Eon refunding the account to his bank and said in an email sorry you are leaving us and canceled his account. Something they wouldn't let us do but a stranger. She also changed her bank account to his address despite the fact notice hadn't been given on the flat yet. So we need to find out how much information Sanctuary actually had for her to tell her power company she was moving into the flat in February despite the housing manager only just getting in contact to find out where he was. So a complaint is going into Eon and Sanctuary and we are going to take advice and ask the bank to charge back the rent. My wife hasn't taken the death certificate to the bank yet to inform them of his passing.  
    • Yes, I believe the Starbucks was closed at the time the car was parked there 
    • hi lolerz many thanks for your reply and help. My 2 months has passed i was waiting until the court proceedings started. As i went through this process not that long ago, i shall look back at my old thread for how to respond. Ill get the docs scanned soon thanks.    
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ja-de's Mum & Dad & e-on, help please.


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I've recently found out (Yesterday) that my Mum & Dad are being charged £120 for Gas & Electric every month with e-on, starting from Feb/Mar when the new contract starts, at the moment they're paying about £80 to £90+. I couldn't believe it when my mum told me about it, especially when she told me that they have never received a bill from them . I advised her to phone e-on in the morning, & impress upon them that they are both in their 70's & believe that amount is far too much for them to afford, that they are entitled to receive a bill & to demand one for every year they have been with them, I've also told her to tell them that if they don't get any joy, that they would be seeking advice on this matter. They also wish to go back to British Gas, but they're not entirely sure how they stand regarding the transferring to BG, although I've told my mum to phone BG, which I believe will start the 'ball rolling' so to speak. I also told them that as soon as they have received confirmation from BG that it's all nearly finalised to cancel their DD for payment to e-on.

What my concern & questions are, have I advised my parents correctly, & is there anything that I/they can do to make sure this goes as smooth as possible, or have I got it wrong or forgotten anything. I'm really worried for my mums health as she's 73, & has angina, so I really don't want her worrying unnecessarily.

Any advise would be gratefully received.

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Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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cant really get a-hold of what you are actually querying here?

are you saying the they were with BG, then all of a sudden found out they had been transfered over to e-on without their consent?

 

if so, there has been alot about e-on doing this on watchdog etc, funny phonecalls/door step callers [problem] by them.

 

can you clarify?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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cant really get a-hold of what you are actually querying here?

are you saying the they were with BG, then all of a sudden found out they had been transfered over to e-on without their consent?

 

No, they used to be with BG, but my dad changed over to the Staywarm scheme, which was supposed to be for the over-60's,- monthly payments at fixed rates, which was with NPower.

 

if so, there has been alot about e-on doing this on watchdog etc, funny phonecalls/door step callers [problem] by them.

 

can you clarify?

 

dx

 

Now e-on want £120 per month, which quite frankly my parents just cannot afford, as it is, they have more going out, than coming in, if it wasn't for my dads work pension, they would be in dire straits.

What I want to do is find out how they can justify charging these enormous amounts, when they don't even send out bills (a friend of my dad was told that they wanted him to pay £190 a month, until he rang them to complain, now they want £119 a month).

Can they get away with not sending out bills?

What happens now they want to go back to BG?

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Hi

 

Staywarm is a scheme within Eon that provides a contract for 12 months at a set montly amount. With this they do not get a bill as its just a contracted monthly figure (this will be advised in their terms and conditions) and is to give the customer peace of mind that they will not get any surprise bills and are able to use the gas and electricity without worrying about large bills coming through.

 

The way their contract will have been amended will have been based on their consumption the previous year, so if they used way more than quoted for their size property etc then they will have been re-quoted based on their consumption.

 

I think it may be wise to ask for any other tariffs available within Eon ie Age concern, and also they have recently introduced a social tariff called Warmwise, and as your parents are elderly, they may qualify to go on this tariff.

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To tell you the truth my parents are not happy with e-on now, so they want & are going to go back to BG, why my dad left them in the first place I don't know, but they were very happy with them, & wish they were still with them. So as soon as this contract is finished in Feb, they will be joining BG again.

As for e=on charging prices based on the year previous, my parents have NOT seen a meter reader since they started this scheme, so they cannot justify charging £35 a week (£120 a month). I wouldn't be surprised if e-on owed my parents money.

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I can undertsand them wanting to leave, but If they havent read the meter then their increase may be to do with the industry price increases. Take a meter reading and ask them to requote and tell them that if the DD isnt decreased then you will be taking the supply elsewhere.

 

Also, they are not tied into the contract and will not have to pay a penalty should they want to leave sooner.

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Hi just spoken to my mum, & it seems I got it a bit wrong, they have had the meter read, but their query is to do with the fact that e-on say that the first year my parents used 8KW, the second year they used 10KW, & now they say they have used 81KW, they know that's not right at all, as they haven't used any more than the other 2 previous years, in fact they haven't even had any heating or hot water for the past month & a half. I'm going over there in the morning so, I'm going to have a go at phoning e-on, & try to get this sorted out one way or another.

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Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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Update

 

Phoned e.on & basically all the woman on the other end wanted to do was take the p%ss, & argue with me. I just asked her why they were increasing the monthly payments to £120, & that my parents just couldn't pay that amount every month of the year, although she did say that she could change it to a lower rate, I was dumbstruck by that remark, as I was under the impression that the scheme my parents were in was already at the lower level, but no, it just seems to me to be another money making scheme designed to confuse people. My dad was adament he wanted out, so I informed her that I was going to put the phone down, because if I stayed on the line any longer I would get into a big argument with her, but even when I was putting the receiver down, she was still there & wouldn't shut up.

I then rang BG & was told everything would be all set up before the end of Jan 2009, they would do everything that was needed to change over, & all my dad had to do was cancel the direct debits for e.on.

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Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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