Connaught/Worst Cretins

[ODC]

Personally I would. They have nothing so that is why they are offering such a wonderful discount. 50% of nothing is nothing.

[diddydicky]

BTW SD's served by second class post are about as useful as a chocolate fireguard (as long as you dont acknowledge them)

[stabradop]

Thanks folks, I shall iggy this for now and see what pathetic gumph they try next. I've got until end of June so will see what they do then.

[lsba02853]

Excuse me for tagging onto this thread.

A friend of mine got a letter from connaught stating they were going to make him insolvent because he owed them a shade over £2000.

 

In total he's got about £11k worth of debt but all creditors have accepted token payments, except connaught.

 

He's been down to the local court and file his affidavit (did this before he spoke to me) so has acknowledged the debt, I think. Spoke to him at the weekend and he says he has a court date for 6th July to see if he's going to be made bankrupt or not.

 

Does this sound right to anyone?

Bankruput him over a £2k debt?

[diddydicky]

Excuse me for tagging onto this thread.

A friend of mine got a letter from connaught stating they were going to make him insolvent because he owed them a shade over £2000.

 

In total he's got about £11k worth of debt but all creditors have accepted token payments, except connaught.

 

He's been down to the local court and file his affidavit (did this before he spoke to me) so has acknowledged the debt, I think. Spoke to him at the weekend and he says he has a court date for 6th July to see if he's going to be made bankrupt or not.

 

Does this sound right to anyone?

Bankruput him over a £2k debt?

 

anything over 750 quid

[babybear39]

If your freind has that amount of debt that he can't realistically pay and has no assets it may be worth considering someone making him BR as this would save him the fees.

[spamheed]

it'll never happen,

 

Tell your friend to go for costs when they dont turn up at court

[lsba02853]

If your freind has that amount of debt that he can't realistically pay and has no assets it may be worth considering someone making him BR as this would save him the fees.

 

He's a self employed builder, so at the moment he can't pay. However he's certainly not hiding and is making token offers. However the guy at connaught was incredibly rude and basically said he didn't give a sh*t

 

it'll never happen,

Tell your friend to go for costs when they dont turn up at court

 

You that confident they won't turn up?

What happens in the long run if they don't, can they try again?

[diddydicky]

if he has no assets his creditors are not going to blow another 1600 quid making him bankrupt!

[spamheed]

He's a self employed builder, so at the moment he can't pay. However he's certainly not hiding and is making token offers. However the guy at connaught was incredibly rude and basically said he didn't give a sh*t

 

 

 

You that confident they won't turn up?

What happens in the long run if they don't, can they try again?

 

 

Yes I am that confident that they wont turn up, they abuse the system with complete impunity and on the balance of it probably scare more people into paying with their threats of bankruptcy. the few who arent scare represent a small outlay compared to the profits they make.

 

If this threat of theirs doesn't work and they have to pursue the matter through court then they would have to fork out dosh to declare someone bankrupt and then they would get nothing at all, as the bankrupt would simply include this debt in the bankruptcy.

 

It's an absolutely ludicrous system and your friend should use the same system against them - if they try again, then not only do you defend again - and go for costs again, but you use the fact that they are repeatedly harrassing your friend.

[lsba02853]

Thanks for the info, it will certainly go a ways to putting his mind at ease.

 

Out of interest, how does he go about claiming costs and what would be acceptable?

 

**Edit** Spoke to him again this morning to confirm something and it's a petition for bankrupcy that he's been served with. Has a court date of July 6th.

 

One of his main concerns is losing his house. We're not sure how much equity, if any, he has but I've suggested he gets it valued ASAP to be certain. With a wife and 3 kids to support he's a little worried about it all.

Edited July 1, 2009 by lsba02853
Addition

[stabradop]

Just got another letter through the door today from Connaught offering me 50% off again. Any ideas on what to do again or shall I just give them a call telling them to foxtrot oscar?

 

ta

stab

[babybear39]

They're probably doing it because they don't have a valid agreement and they hope you're ignorant of their ways

[ODC]

Ring the up and offer to pay them. After all 50% of nothing is errr.…. nothing

[stabradop]

Just phoned them. Told them that their CCA time ran out at the beginning of the year, advised them that both they and 1st Gimps have both told me that they have no paper. Was told that it will be referred back to 1st Gimps again. When will these idiots leave me alone?

[stabradop]

Don't believe it! Got a text message from Conartists reiterating the contents of the above mentioned letter. First time they have tried phone contact, albeit by text. Beginning to get a tad annoyed now.

 

Any advice on action to take please? They know that they cannot legally pursue me but are going on anyway. A visit to their office perhaps....?

[stabradop]

Any ideas on the above?

[babybear39]

Write them a strongly worded short letter quoting Furguson V British Gas Trading to them (you can google the case)

[stabradop]

Ok further update.

 

 

Just had a call from 1st Credit, they have a new tactic now of ringing your mobile and if you answer you have to press 1 and get through to someone, that's when I found out it was.

 

1st Credit now say that they have a copy of the agreement which they are going to send to me. Now bearing in mind I CCA'd them back in December via Connaught and both parties said that they did not have an agreement so they are well beyond their time limits.

 

Does anyone have any idea what to do next? If the agreement has the fake signature that was on my CCA letter I have them by the danglies, but if it doesn't then I am unsure on how to proceed.

 

Any advice would be appreciated.

 

Thanks

[ODC]

Sit tight and wait and see what they come up with

[ODC]

Just as a matter of interest who was the original creditor

[stabradop]

Thanks for the reply ODC, original one was HFC

[stabradop]

Great, just had another call on my mobile from them, needless to say I iggy'd it. Looks like Connaught have given up and now 1st Cretins are going to be phoning me every day - just wonderful.

[postggj]

Connaught And Worst Cretins Are One And The Same

 

Thats Not Changed Has It

[stabradop]

Just had this through the door, bit of a laugh as the monkey who I spoke to yesterday said that she had an agreement in front of her but hasn't sent it along with this, she also tried to get me to confirm my address as well, which is a bit daft as they have just written to me. I attach a scanned and edited copy.

 

Any comments?

 

Ta in advance