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    • Apparently some journalists have heard that Sunak may call an election next weekend or in the week following the bank holiday Monday. With the election to be held at the end of June. Rishi Sunak could call snap general election | Politics | News | Express.co.uk WWW.EXPRESS.CO.UK Here's why the Prime Minister could announce a general election soon  
    • Found a BMA article related to this subject which I think the OP will find helpful. Patients recording consultations WWW.BMA.ORG.UK Our guidance answers if patients can record doctors without permission or covertly, how to respond when a patient asks to record their appointment and what to do if a covert recording is posted online.  
    • Ah - that was another thread that got merged back in 2018   That 'split' doesnt refer to this legal matter  
    • Thanks dx for your kind words. I plan to renew my season ticket and write a new begging letter as following, can I ask for any suggestion about it?   Dear Investigator/Prosecutor,   Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.   I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.   I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.   Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.   I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.   I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.    Yours sincerely,
    • You did what??? You asked them to send you the documents that without them you had  a 100% ironclad win in Court. Why on earth would you do that? As it happens in this case, there is still enough mistakes in their PCNs and the NTH to have your case cancelled. Amd it may be that not sending those documents in the first place along with the ICO complaint and the letters from Alliance themselves which would confirm by the dates on the letters may be enough to cancel it anyway. I hope you have kept their letters as evidence? The chances are that Alliance will not actually take you to Court because of their errors but you never know.  You have made so much extra work for yourself in your WS if they decide to push their luck.though. Can you please post up their letter where they give the reason why I wasn't sent with the NTH.
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Bank of Scotland terminated without default notice and without claiming full balance, Blair, Oliver Scott DCA


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Hi - received response to my SAR - only covers up until November - DN was dated 10th November (received 28th November) gave me until 24th November - no days allowed for service. There is a note on the recoveries file "NOD" (Notice of default?) 10/11/08 and the same note for the 11th. Doesn't cover the termination as the notes only cover up to November. Will be writing asking for December.

I think that them saying terminating agreement means they have withdrawn facility is a load of rubbish - if they wanted to do that they could have just not renewed the card????

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hello everyone

 

just passing by and can see some updates well done all

 

im glad i kind of understood something finally lexis, ;) in your post re moral story rathern than legal story lol

 

ive got lots of holidays this month and this will help me to read all the success stories here and keep upto date with everyone each day

 

wishing you all lots of persistance and will be encouraging you to keep swilling that wine, lol

 

but above all keep positive and so glad BRW you finally got your tax info in, at least avoided a fine

 

im sure good times will soon be with you as you always help everyone for which we are eternally grateful,

 

take care al laters angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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Hi - received response to my Subject Access Request - only covers up until November - DN was dated 10th November (received 28th November) gave me until 24th November - no days allowed for service. There is a note on the recoveries file "NOD" (Notice of default?) 10/11/08 and the same note for the 11th. Doesn't cover the termination as the notes only cover up to November. Will be writing asking for December.

 

 

Hiya cleo:) sorry to be afurther pain where this is mentioned under heading transaction/correspondence sent DOES it say under details or to:CORRESPONDENCE ADDRESS or is it blank. do you see this anywhere on this NOD 10/11/08 [forget the main heading okay!]

 

milly XXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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hello everyone

 

just passing by and can see some updates well done all

 

im glad i kind of understood something finally lexis, ;) in your post re moral story rathern than legal story lol

 

ive got lots of holidays this month and this will help me to read all the success stories here and keep upto date with everyone each day

 

wishing you all lots of persistance and will be encouraging you to keep swilling that wine, lol

 

but above all keep positive and so glad BRW you finally got your tax info in, at least avoided a fine

 

im sure good times will soon be with you as you always help everyone for which we are eternally grateful,

 

take care al laters angel x

 

Hi amgel:)

 

 

you keep positive too okay and yes I certainly agree that Banker is an extremely helpful and kind person whom has taken time out of his own priorities to help me and others. i hope he wins and wish him all the luck:)

 

Milly XXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Hi millymollymoo - it says "correspondence to address" post contact this was 11/11/08 (received 28th November - 18 days later) they keep ringing me but I have started logging them and am sending them harrassment letter - keep in touch cleo

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Hi millymollymoo - it says "correspondence to address" post contact this was 11/11/08 (received 28th November - 18 days later) they keep ringing me but I have started logging them and am sending them harrassment letter - keep in touch cleo

 

 

Thank you Cleo:), as i thought SOMEONE has either a] manually entered the NOD [but unable to put anything as sent as the computer generates the letter or as I suspected on ALL other letters as it says CORRESPONDENCE ADDRESS, but NOT under his one shows the COMPUTER DID NOT generate which goes in line with the letter dated 6th september with NO mention of a DN previously issued.

 

On yours it is well known they hold back the letters.

 

Ha totally screwed themselves!!

 

The phonecalls have increased to me too:

 

heres somemore for the log:

 

2nd Feb

8.11am

8.41am

6.52pm

 

getting more today:

 

8.14am

8.45am

A witheld at 9.45 ????

5.05pm

5.38pm

7.28pm

7.59pm

caimpain to harrass is stepping up!!!!

I am going to send the harrassment letter. short and sweet

Milly XX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Thank you Cleo:), as i thought SOMEONE has either a] manually entered the NOD [but unable to put anything as sent as the computer generates the letter or as I suspected on ALL other letters as it says CORRESPONDENCE ADDRESS, but NOT under his one shows the COMPUTER DID NOT generate which goes in line with the letter dated 6th september with NO mention of a DN previously issued.

 

On yours it is well known they hold back the letters.

 

Ha totally screwed themselves!!

 

The phonecalls have increased to me too:

 

heres somemore for the log:

 

2nd Feb

8.11am

8.41am

6.52pm

 

getting more today:

 

8.14am

8.45am

A witheld at 9.45 ????

5.05pm

5.38pm

7.28pm

7.59pm

caimpain to harrass is stepping up!!!!

I am going to send the harrassment letter. short and sweet

Milly XX

I SARd Blair Oliver Scott on Saturday - got a answerphone message yesterday from BANK OF SCOTLAND regarding sar and anything they can help us with - they are definitely one and the same

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Hiya Cleo:)

 

Yep and they keep digging even bigger holes for themselves with a mystery repeat 'statement' that turned up yesterday. A bit of cutting of certain text from the original that I have;) mmmmmmmmmmmm........

 

Keep it up BOS you're doing a grand job!!!

 

phone log:

 

4th feb

9.07am

9.40am

5.16pm

5.47pm

8.28pm

 

Today:

8.12am

8.42am

 

5.10pm

5.41pm

7.30pm

8.00pm

 

I am TOTALLY ignoring them as notified i would in my 16th december letter unless a satisfactorily conclusion was made.

 

Milly XXXX

Edited by millymollymoo
added phone log update

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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6th feb phone log

9.22am

9.53am

 

persistent arent we.

 

Blair, oliver Scott a message to you:

 

Please write me a letter and say what you so DESPERATELY want to say.

 

Milly XX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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hiya gals and guys

 

hope you are all okay

 

ive been around just that trying to learn more and as much as i can

 

just wanted to say hiya ,,no post yest, and im waiting to see if any arrive today

 

laters angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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6th feb phone log

9.22am

9.53am

 

persistent arent we.

 

Blair, oliver Scott a message to you:

 

Please write me a letter and say what you so DESPERATELY want to say.

 

Milly XX

send them the telephone harrassment letter - the last time I spoke to them I asked if I could record the call and it all went very quiet

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hiya gals and guys

 

hope you are all okay

 

ive been around just that trying to learn more and as much as i can

 

just wanted to say hiya ,,no post yest, and im waiting to see if any arrive today

 

laters angel x

 

 

Hey Angel:) Thanks for popping in hun XXX

 

Milly XX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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I am finding i cannot edit my posts:confused:

 

so I will have to add log again.

 

6th feb:

9.22am

9.53am

5.12pm

5.42pm

7th feb:

8.56am

9.26am

What only two today??????????

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Can you give me a link to the post that you can't edit and I'll have a look.

 

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I am finding i cannot edit my posts:confused:

 

so I will have to add log again.

 

6th feb:

9.22am

9.53am

5.12pm

5.42pm

 

7th feb:

8.56am

9.26am

 

What only two today??????????

 

Perhaps the snow brought down their phone lines;) Now that would be a silver lining:grin:

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There is a problem with the software that is preventing editing.

We have had a few reports of the problem.

It is under investigation and hopefully will be rectified soon.

:-)

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

-------------------------------------------------------

LOOK! Free CAG Toolbar.

Follow link for more information.

 

------------------------------------------------------

Please donate,

Help us to help others.

 

 

LINKS....

 

Forum Rules.

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are these automatic dial calls silent calls? I believe OFCOM, etc, take these more seriously as harrassment. Keep logging and then report them.

 

:D

 

Hiya UD!

 

Yes they are noone says anything!

 

Milly XXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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There is a problem with the software that is preventing editing.

We have had a few reports of the problem.

It is under investigation and hopefully will be rectified soon.

:-)

 

 

Thanks Rooster much appreciated. I get a bit muddled at the best of times:lol:

 

Milly XXXXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Now that we have got SAR stuff can we try to recalim charges if account is in dispute??? I read on here that if you are not paying, to try and claim charges back could be "false enrichment"?

 

B****r that!:D If they have an agreement then the charges are an unlawful penalty. If they don't have an agreement/it's unenforceable then they shouldn't have added charges or interest, so they're getting away lightly if you only go for charges!

 

Technically, if they don't have an agreement then they've just given you a gift of the money because they want to, as there has never been anything signed to say you'll pay them back. Not an argument I'd be willing to try in court (although I think some are:eek:), but technically true nonetheless!

 

That's just my opinion though, and remember I have lost all morals that I did have a few months ago after being on the receiving end of the rubbish all these companies have thrown out.

 

Lexis:)

Time flies like an arrow...

Fruit flies like a banana.

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