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Bank of Scotland terminated without default notice and without claiming full balance, Blair, Oliver Scott DCA


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By the way I am going to Sheffield on 17th May to get my lil yorkie puppy:D, she is 5 weeks at the mo and tiny, only 11 0Zs estimated 2.5lbs as adult!

 

My little one I had to put to sleep in february was tiny at 4lbs, so this one will be even smaller.

 

Thinking of some good names at the mo.

 

milly XXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Awwww cute.. you'll have to post a pic up of your puppy now you have said that.

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

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awwww sooooo tiny! You could put her in your pocket!

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

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:Doh milly

 

what a beauty

:cool:

 

a little bundle for you to look after

 

take care catch up laters angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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Hi MMM - I just don't know how they can deny things when they have put it in writing!!!!

 

 

Cleo as i said complete numpties as they have NO clue what template letter they send out and that is their downfall and that is why they have MISTAKENLY terminated gawd knows how many accounts by not realising the error of their ways BEFORE issuing a default notice.:rolleyes: for them:D for us!!!

 

 

milly XXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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:Doh milly

 

what a beauty

:cool:

 

a little bundle for you to look after

 

take care catch up laters angel x

 

 

Who me or the pup:D Ha Ha!!!!

 

Yep she will be, if the little girl we had before was anything to go by!!!:eek: She ate bin bags:eek:

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Well I had to get my sunglasses out this morning as an illuminous yellow letter dropped on my mat:D!! it was from the numpties, Moorcroft whom decided to ignore my letter signed and delivered.

 

Ignore or respond?

 

 

MOOORCROFT1stMay.jpg

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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You can nick one of the letters I did to BlairOS when they did this if you like, save you a bit of time:rolleyes:

 

Did they seriously use comic sans font in a 'legal proceedings' document???

 

Also 'in this situation instructions to our clients solicitors issue legal action against you may follow'. Erm...English anyone? This reminds me of those poorly translated instructions you sometimes get for electricals:D

 

It's got that all important 'may' in it again, plus 'their clients solicitors' is gonna be our friends BlairOS, so I guess it's not anything desperate. However, you know me and I do like to reply to things, so I probably would just to tell them to bugger off.

 

Or use the CPR letter x20 and CB did for me on my thread and shut them up that way:)

 

Lexis:)

Time flies like an arrow...

Fruit flies like a banana.

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Seen this before. I replied with a bog off letter and addressed it to the 'pre-school division'.

 

http://i157.photobucket.com/albums/t42/davey77_2007/Moorcroft2.jpg

 

Or you could always reply with an A4 page:

 

Looking forward to the Legal Action!

 

evil-smiley-face.jpg

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

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Share on other sites

You can nick one of the letters I did to BlairOS when they did this if you like, save you a bit of time:rolleyes:

 

Did they seriously use comic sans font in a 'legal proceedings' document???

 

Also 'in this situation instructions to our clients solicitors issue legal action against you may follow'. Erm...English anyone? This reminds me of those poorly translated instructions you sometimes get for electricals:D

 

It's got that all important 'may' in it again, plus 'their clients solicitors' is gonna be our friends BlairOS, so I guess it's not anything desperate. However, you know me and I do like to reply to things, so I probably would just to tell them to bugger off.

 

Or use the CPR letter x20 and CB did for me on my thread and shut them up that way:)

 

Lexis:)

 

 

Hiya Lexis:)

 

Thanks hun! Yep i was thinking of a 'IM STILL WAITING!' as my last letter said basically that. I will do a CPR 31.16.

 

Milly XX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Seen this before. I replied with a bog off letter and addressed it to the 'pre-school division'.

 

http://i157.photobucket.com/albums/t42/davey77_2007/Moorcroft2.jpg

 

Or you could always reply with an A4 page:

 

Looking forward to the Legal Action!

 

evil-smiley-face.jpg

 

 

 

 

:lol::lol::lol:

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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You can nick one of the letters I did to BlairOS when they did this if you like, save you a bit of time:rolleyes:

 

Did they seriously use comic sans font in a 'legal proceedings' document???

 

Also 'in this situation instructions to our clients solicitors issue legal action against you may follow'. Erm...English anyone? This reminds me of those poorly translated instructions you sometimes get for electricals:D

 

It's got that all important 'may' in it again, plus 'their clients solicitors' is gonna be our friends BlairOS, so I guess it's not anything desperate. However, you know me and I do like to reply to things, so I probably would just to tell them to bugger off.

 

Or use the CPR letter x20 and CB did for me on my thread and shut them up that way:)

 

Lexis:)

 

 

Actually hun before I do the CPR letter, what was the letter you sent, it may be better as I already done a CPR letter to Blair and BOS previously and both ignored.

 

Milly XX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Hey MMM:)

 

This one has a couple of paras you could probably adapt no problem

http://www.consumeractiongroup.co.uk/forum/show-post/post-2002858.html

you'll just have to go through the letter and find them - about 1/2 way down I think it states about legal proceedings with no merit.

 

Or there's this which may well do you http://www.consumeractiongroup.co.uk/forum/show-post/post-2018991.html

 

Or this

http://www.consumeractiongroup.co.uk/forum/show-post/post-1836451.html

 

Tbh though if the CPR has already been ignored that would suggest pretty strongly to me that they have no intentions of starting court action, so you could probably just write and tell them to feck off in big red letters and it'd have the same effect:D

 

Lexis x

 

ps - pre-school division - love it:D

  • Haha 1

Time flies like an arrow...

Fruit flies like a banana.

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Hey MMM:)

 

so you could probably just write and tell them to feck off in big red letters and it'd have the same effect:D

Lexis x

 

ps - pre-school division - love it:D

 

 

Lexis you make me laugh:lol:, wouldnt I just love to do that:D:D

 

milly XXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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had another letter from IQOR saying BOS have sent me their final response and I need to sort out a repayment plan

 

 

well cleo do you want to join the club.:D Its def bug**r off time.

 

Milly XX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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  • 2 weeks later...

God havent updated since 7th May...time flies.

 

I am adding this shortcut as I posted on Lexis thread concerning Computer generated Default Notice references as I received a letter from the Data Controller saying that the code I asked about on my S.A.R meant DN.

 

Yet it is become extremely suspect see here.

 

http://www.consumeractiongroup.co.uk/forum/show-post/post-2183126.html

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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and another with the cmputer generated code

 

http://www.consumeractiongroup.co.uk/forum/show-post/post-2183944.html

woot_jump.gif

 

 

So BOS are maybe telling untruths..............ooh naughty naughty.................... gun.gif

 

Ha!!!!!!!!!!!!!!!!!!!!!!

 

me thinks the data controller has been nobbled:D

 

winning.gif

 

milly XXX

Edited by millymollymoo

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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well cleo do you want to join the club.:D Its def bug**r off time.

 

Milly XX

Hi all - had a further letter from IQOR saying that after receeving my letter they have put account on hold and are contacting BOS for investigation.

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