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MBNA/Restons claimform - old A+L Card **WON+COSTS**


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Congrats, it was sad when Benny Hill died but I guess his memory lives on in Restons.

 

Could you give me some advice about expenses, I haven't claimed for anything and im back in court in September.

 

LITIGANT IN PERSON: COSTS - LITIGANTS IN PERSON

 

The rate I used is £9.25 per hour (I did 60 for preparation/research and typing up) and letters have a look at your agreemnt and if they charge £25 per letter bang that on for your letters (I used £12 per letter and did 14 of them)

 

Hearing time at £9.25 per hour and travelling time, then all your court fees if you made any applications.

 

it soon adds up but to no more than 2/3 rds of what legal rep could of charged.

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Well I think FB must still be on his bender - probably won't surface until Monday:p

 

No i'm up and just about to start day 2 of the Restons Appreciation Soceity all weekend bender !!!!:D

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Been away and only just seen this.

 

Absolutely brilliant!!!

 

A well deserved kick up the backside for Restons, it should also give MBNA pause for thought in employing solicitors to chase their dodgy debts.

 

David

Edited by slick132
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..... it should also give MBNA pause for thought in employing solicitors to chase their dodgy debts.

 

 

Hmm... I wonder if it is a deliberate strategy by MBNA/Restons. Where they know they are likely to lose anyway, they employ certain solicitors cos they're cheaper & if the pre-hearing frighteners work, great for them; if they don't they get a barrister to turn up at court to contest the costs.

Edited by slick132
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Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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Been away and only just seen this.

 

Absolutely brilliant!!!

 

Not only a well deserved kick up the backside for Restons, it should also give MBNA pause for thought in employing solicitors to chase their dodgy debts.

 

David

Hi David!

Yes this thread really cracked me up! LOL

 

I have to keep going back and rereading fairyblues last court case over and over again!:D and the judge was brillaint with his remarks! Sounded like he had a sense of humour! :D

Edited by slick132
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Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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Well done to FB for persevering and to all who helped.

 

 

:D

Edited by slick132
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Lets see if restons do theor favourite trick of posting documents late ie the cheque !!!!!!

 

Hi FB

 

I was awarded £40 odd for attending a 'wasted' hearing (as restons lost their application ;)) which the Judge ordered to be paid within 21 days after their barrister argued against 14 days. Needless to say i did not receive the cheque on time.

 

However, when they finally discontinued, I waited a few days then banged in a letter to Restons mentioning my schedule of costs which had been handed in to the Judge at the aforementioned hearing.

 

I expected to have to fight for the costs, but I received a cheque from Restons (and it was a Restons cheque) for the full amount by return. It was the quickest response throughout the whole process.

 

From posting my letter to banking the cheque was about 3 days!

 

Cheers

Rob

Edited by slick132
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Hi FB

 

I was awarded £40 odd for attending a 'wasted' hearing (as restons lost their application ;)) which the Judge ordered to be paid within 21 days after their barrister argued against 14 days. Needless to say i did not receive the cheque on time.

 

However, when they finally discontinued, I waited a few days then banged in a letter to Restons mentioning my schedule of costs which had been handed in to the Judge at the aforementioned hearing.

 

I expected to have to fight for the costs, but I received a cheque from Restons (and it was a Restons cheque) for the full amount by return. It was the quickest response throughout the whole process.

 

From posting my letter to banking the cheque was about 3 days!

 

Cheers

Rob

 

Heres hoping cos Im sick of Lidl and fancy a move up market to Aldi:D

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This is just wonderful FB, a great result due to all your hard work and that done by the people you mentioned - wow what a result with costs too! Loved BRW's/Johnny Cash song on the perils of owning an MBNA card and your account of the court appearance was just so inspiring. Well done you and well done Caggers:cool:

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Thanks for all your support and congrats, will post up scanned cheque from Restons, although dunno when that will be as I dont hold to much hope to actually getting it in full on time.

 

Once that clears a complaint to the SRA for them

 

Do they have to remove the DN's on credit file as a matter of course or do I have to write to them to tell them?

 

Just re read the whole thread and they have tried to constantly pulled 'fast ones' all the time. I chuckled at a few comments and remembered how I felt at the time.

 

The things I have learned throughout this episode are;

 

1 Dont get married and let the now ex-missus anywhere near your credit card.

2 When the sh!t hits the fan deal with it (I did and am thankful I did)

3 Dont bury your head

4 Listen to the advice

5 Act on it

6 Don let the sols/banks/barristers try to steam roll you (I did waver but with support we ploughed on)

7 Put the work in and 'Be Prepared'

8 You are not alone ( Caggers are invaluable)

9 Be thankful for the unamed individuals who, without wanting something in return, gave sound legal advice ( I will make a donation though)

10 that 'the legal profession' know sod all about the law !!!!

 

Thanks and my binge drinking is over for the weekend. And the first good night sleep awaits !!!!!!!

 

:D

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could he not submit an N224 to the judge seeking removal ? PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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If necessary, but he hasn't even received the judgement yet

 

Hi Steven

 

Will a Judgement actually be issued in the event of discontinuance?

 

HFC/Restons discontinued in my case and all I got was a 'Notice of Discontinuance' (or something like that) from Restons, absolutely nothing from the court.

 

I phoned the court to check everything was above board in case Restons were bluffing and was told verbally that, yes, they had discontinued and the trial date had been vacated, but nothing ever followed in writing.

 

Cheers

Rob

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Various posts on this thread have been unapproved pending review by Site Admin.

 

The thread is also temporarily closed, but will be restored asap.

We could do with some help from you

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Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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Following my recent day in court when Restons discontinued see thread here http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/170484-fairbyblue-mbna-restons-court-49.html#post2355090

 

MBNA have now sent a further DN (the 3rd) for the same account that was in court. The account is terminated as I have letter from Restons confirming it, they have tried to take me to court already over this :confused:

So how can remedy something that doesnt exist?

 

So what do i do? Cos this is an abuse of process

 

DN3MBNA.jpg

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