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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Strider713
      EVRI have lost parcel £300 model kit

      By Strider713 · Posted

      I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • LilMissM
      Can I get a Cifas marker removed?

      By LilMissM · Posted

      Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
    • LilMissM
      Can I get a Cifas marker removed?

      By LilMissM · Posted

      Sorry  Noted x
    • fkofilee
      Can I get a Cifas marker removed?

      By fkofilee · Posted

      Just be careful with your language on what you post here - Keep it above board Lets see what you send to the big boss. 
    • LilMissM
      Can I get a Cifas marker removed?

      By LilMissM · Posted

      I made that payment on 13th Feb, then it all went down hill. 

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Christmas Cards

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ukaviator

ukaviator

Posted
Posted

Well it's nearly here already, Christmas. If any of you are suffering hardship, there is a cheaper way to send cards to family and friends.

 

See here:

 

Happy Christmas Card | Merry Xmas Cards - Tesco Value

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Bookworm

Bookworm

Posted
Posted

Or do what I do: NOTHING!

 

I don't send cards, I don't give cards and I don't expect any in return either. It's a lot eco-friendlier for starters, eases the financial pressure on those who can least afford it and who cares about the syrupy insincere wishes from people who don't give a toss about you the rest of the year anyway?

 

Here's a simple test: You need £10 to get the essentials to see you through until payday. How many of the people on your xmas card list would you feel comfortable enough to ask AND knowing they would say yes without hesitation as long as they could do it? Any of those where the answer is "not this one", you shouldn't bother with anyway.

 

Christmas cards? Bah-humbug, if you'll forgive the expression. :mad:

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blueskies

blueskies

Posted
Posted

I have always been terrible with Christmas cards. Every year it starts with good intentions and then I end up asking the question 'When is the last posting date for Christmas? It must be soon' only to be told that it was the day before. Opps

 

I don't expect Christmas cards from anyone, for a lot of people (and unfortunately moreso this year) putting food on the table and clothing the kids comes first, and rightly so.

 

Christmas cards? Bah-humbug, if you'll forgive the expression. :mad:

Bookie is sounding more and more like Crusher

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Mr lex

Mr lex

Posted
Posted

I feel a [problem] coming on !!!

 

Print a load off (using the office printer and paper) Take them back to Tesco's for a refund !! :p

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Lula

Lula

Posted
Posted

Have to agree with Bookie here, I havnt sent em for years and I dont want any back either, the only people that make money are the card printers and the post office

 

Double Dalek Bah Humbug :-)

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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gizmo111

gizmo111

Posted
Posted

We stopped sending cards to each other at work a few years ago and instead have a collection (what we would have spent on cards) and give it to a worthwhile cause.

 

This years is ActionAid: Gifts in Action - Equip a classroom

Consumer Health Forums - where you can discuss any health or relationship matters.

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hilaryfrances

hilaryfrances

Posted
Posted

oh for goodness sake, slaps head in disbelief, we send cards to peeps who we forget about the rest of the year just so they dont forget about us! And then they send one back. Unless you are sending one to someone you do care about then you send one to them to let them know you care and then they send you one back. Simple EH?

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Bookworm

Bookworm

Posted
Posted

But HF, if they forget about us the rest of the year and we forget about them for the rest of the year, why on Earth would you want to be mutually reminded of one another at Christmas anyway? :-? Much better to keep on forgetting one another and keeping the quality time for those we do care about, and those, one would hope, we do care about them all the time and don't need a sparkly robin or an unrealistic snow landscape to remind them of that?

 

My very bestest friend in the whole wide world is a suave Frenchman called Jacques (yes, Lula, that one! :-D) and I have never sent him a card in the last 20+ years we have known one another. Nor has he sent me one. (the swine! no, it's ok, really. :-D). But there's not a day where he isn't in my thoughts, even if we only speak once in the traditional blue moon, and he's always there for me and I for him. No card being sent or not will change that. :-)

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Janet-M

Janet-M

Posted
Posted

I love cards usually but I really hate xmas cards as they are so insincere .My friends all know I don't like them so stopped sending them to me BUT my kids love the cards .. sending and recieving them so now I have messed up as they wanna know where the cards are .. I now have had to put their cards up and their lil faces light up so now I have had to totally confuse my friends by sending them ( so the kids can post them ) and telling them I now like recieving them grrrrrrrrrrrrrr

 

Or do what I do: NOTHING!
now why don't that suprise me :rolleyes::D

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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SOD'EM

SOD'EM

Posted
Posted

I always look forward to the Postman bringing my Birthday cards on my Birthday, just like everyone else. Unfortunately, my Birthday is Christmas day and the little swines get the day off so that wish will never happen.

 

Cards that I normally get brought to me say Happy Christmas as well and end up in the bin within a week. So to all you that think cards are a waste of space and money, add me to your list.

 

To all you who think otherwise, then go enjoy your happy lives and waste your money. I am not a Humbuggy type person but just this once it's a large............

 

HUUUUUUUUUUUUUUUUUUUUUMMMMMMMMMMMMMBUUUUUUUUUUUUUUUUUUUGGGGGGGGGGGGGGGGGGGG

 

from me:-x:-x:-x:-x

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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lateralus

lateralus

Posted
Posted

i want to stop sending them but don't know what to do for best - especially neighbours - now that really is insincere crap - don't speak most of the year except a quick "hiya" and then we all exchange cards at xmas.... i'm as guilty as the rest - so if i call them - i'm calling myself. i'm betting they would like to stop as well - what do you think of sending the last xmas card this year with a note that from this point on i will make a donation to a charitable cause instead of sending xmas cards.... too, too or what do you think.

 

 

and sod em - i've already made a note to myself to log on on xmas day to send you an ecard greeting.

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SOD'EM

SOD'EM

Posted
Posted
and sod em - i've already made a note to myself to log on on xmas day to send you an ecard greeting.

 

 

:oops:Have I already mentioned (5000 times) it's my birthday on Christmas Day?:oops:

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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Gilbert_O'Sullivan

Gilbert_O'Sullivan

Posted
Posted
Or do what I do: NOTHING!

 

I don't send cards, I don't give cards and I don't expect any in return either. It's a lot eco-friendlier for starters, eases the financial pressure on those who can least afford it and who cares about the syrupy insincere wishes from people who don't give a toss about you the rest of the year anyway?

:mad:

 

You sound like a bundle of laughs.:-?

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