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mbna/rma


everton2005
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  • 3 weeks later...
i received the letter on the 11th date on letter is the 8th they give me till the 25th to remedy it and they are only asking for arrears

 

Cant see the image you've just posted up, says deleted... but went back to your default... just to confirm its dodgy.. sent on a friday, service would have been deemed Tuesday following week, 14 calendar days would take you to 27th to rectify.

 

S.

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinions. These opinions are based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.

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I would suggest you write a short and sweet letter to Capquest informing them that you do not acknowledge any debt legally owed to them and point out that you have disputed the legality of any alleged debt in relation to this account with MBNA. Inform them that they will need to provide a true copy of an agreement that is compliant with the Consumer Credit Act 1974 if they wish to pursue this matter further.

You might want to add that if they do pursue you any further without supplying a copy of such an agreement then their action might be construed as harassment.

You should be pretty confident in seeing off Capquest based on the copy of the alleged agreement they sent you and backed up with the dodgy DN.

Stick to your guns my friend – NO PRESCRIBED TERMS = UNENFORCEABLE AGREEMENT

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Why did you not write to capquest with the bemused letter when they first contacted you, this account is in onvious dispute so it should not have been passed to these cretins, send that now, and ignore their feeble attempts to entrap you

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