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    • Hi. I am reading through the full thread and will continue to research. I have come across a reference to a form called N180 DQ in the thread, but I cannot see any reference to this form in my case nor can I see it on the MoneyClaim website. Should I have been sent this form? Thanks 
    • 12mph (beyond any UK limit) will certainly qualify for a Fixed Penalty. So you should received an offer of a FP for each of the remaining two offences. Be sure to submit your licence details as instructed when you accept the offer. If you don't your £100 will be returned to you and the police will prosecute you in court.
    • and it will be also now written off under age related criteria anyway.
    • @dx100ukThanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Taking a DCA to court ~ 21/11/08 ***Won in Court, with Costs***


berrylover
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Ok, I cannot say much about what happened (agreed I wouldn't), but what I can say, I WON!!!! Was awarded costs and DCA have until a week on friday to pay them or I can get the bailiffs in, lol. I am over the moon!!!!

 

Brilliant. I bet you left the court looking like this....

 

chr_gingy_p1_800.jpg

 

But with less icing and gumdrop buttons. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Hmm B.L. is not online at the moment. Bet she's out celebrating. But I don't blame her. I'd be doing the same myself and hopefully will be very soon. :)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Yeah, I dont blame her! :D

 

I'd love to hear the ins and outs of this.

 

I wish people would realise that agreeing to keep schtoom is only legally binding if the other side have paid money for the "schtoom keeping", on top of the rest of the claim!

 

I guess it never made it in front of the judge. Their rep would have made an offer of settlement in the waiting room for ££££ and that was that.

Edited by noomill060
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Congratulations Berrylover, fantastic news, please tell us every bit of info you can about this (when you've stopped celebrating :D)I'm raising a glass to your success right now!:D. I was in such suspense today I decided I'd earned it.:D

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FABBBBBBBBBBBBB news - well done

 

now you can be our own personal bodyguard, lol well someone has to help us against the hits we get,,,,

 

tactfully trying to say, you now can be our lawyer,,,,hahah

 

Wish you the best and keep happy Ciao MAZ

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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Hello BL!

 

Great news.

 

Without saying what you are not allowed to say...

 

...who, exactly, asked for a gagging order?

 

Just curious if it was the DCA or the Judge.

 

I don't like it when this happens, as I feel they have no right to do this if you Won, or add it as a condition to any Payment to you.

 

I appreciate you may be constrained from saying too much.

 

Cheers,

BRW

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Brilliant. I bet you left the court looking like this....

 

chr_gingy_p1_800.jpg

 

But with less icing and gumdrop buttons. :D

 

 

No I think I had more icing and more gumdrop buttons to be honest!!!

Beating the DCA's day by day

 

My fight:

NDR - CCA'd 12+2 passed

Bank of Scotland - CCA'd 12+2 passed

CFS - Win by Technical Knock-out!:lol:

HFC Bank - CCA'd 12+2 passed

Chantry Collections - CCA sent

 

Time flies like an arrow

Fruit flies like a banana :D

 

<---------- Have I given you top advice, have I made you laugh, click on the scales, it won't hurt you! :grin:

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Brilliant. I bet you left the court looking like this....

 

chr_gingy_p1_800.jpg

 

But with less icing and gumdrop buttons. :D

 

FB (hope you don't mind me calling you that!) - I'm a little disappointed that you think LESS icing/gumdrops are needed?! Its a celebration, there should me MORE not less!

TheKat1979 - Taking Control!

 

Taking on -

Barclaycard via HFO - daft application form sent

Barclays Current Account - at AQ stage - fingers crossed asked for Hardship

Egg - various issues! Are about to default me on a disputed debt!

Bryan Carter CCJ set aside - looks to have been set aside without a trip to court! WOO!

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Well done Berry, fantastic news, it would be great to know what you put in your court docs, as this would no doubt be of great use to others....if you want to PM it to me, and I can post it up on this site...!!

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Oooo - and WELL DONE Berry Lover! Pround of you!

TheKat1979 - Taking Control!

 

Taking on -

Barclaycard via HFO - daft application form sent

Barclays Current Account - at AQ stage - fingers crossed asked for Hardship

Egg - various issues! Are about to default me on a disputed debt!

Bryan Carter CCJ set aside - looks to have been set aside without a trip to court! WOO!

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congratulations:D

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

court bundles for dummies

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First things first - congratulations Berrylover for taking on the enemy and getting a positive result.

 

Everybody who successfully takes this step can justifiably feel that they have not only gained a victory for themselves, but also made a crucially important contribution in helping to build a fairer and more decent world.

 

The gagging is worrying, though. I'm sure we'd all like to know exactly who or what has imposed this.

 

In this war, the bad guys have traditionally held the upper hand. There are many contributing factors. Firstly, the system is inherently biased towards money, and equally biased against people. Court cases are nothing more than games for large institutions - no different from a little punt on the horses. Some cases will be won, and some will be lost. At the end of the day, each individual result doesn't matter, so long as the overall profit figure is good enough.

 

Whatever the result of each individual case, no-one's life changes. Everyone will go home and eat the same dinner, sleep in the same bed, and be back at work the next morning sitting at the same desk. It has no more consequence than the result of the Grand National or the office sweepstake.

 

How different the world is for the "little guy". Here, the result of one court case can determine the entire direction of the rest of their life. Everything that has been painstakingly built up over a lifetime can be wiped out in one fell swoop, often on a technicality.

 

This is another fundamental reason for the unfairness of the system. Every institution fights many cases, often with the same lawyers. As with any other skill, it is inevitable that practice will improve their performance.

 

The layman, on being presented with a court claim which could change his life dramatically for the worse, is often like a rabbit frozen in the headlights. Faced with deadlines and panic, and faced with a situation he has no experience or knowledge of, it is inevitable that mistakes will be made.

 

That is why the gathering of intelligence is so important. Every piece of experience which can be logged will reduce the disadvantage faced by the litigants of the future. Every time the same rough ground is trod, it becomes smoother for those following behind.

 

I am certain there is a very genuine reason for the non-disclosure, otherwise I'm sure the information would be forthcoming. Would it not be possible to disclose the details of the case privately, to a member of the site team, so that the general concepts could then be made available to any future potential litigants?

 

SH

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Sorry, I cannot see the point of this thread. There are no details of the case or the legal argument. It starts with the OP taking a DCA to court and then he says he won?

 

On what grounds was the action taken and what was the legal argument and judgment? Just says he is not allowed to say.

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