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    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  Methinks stuff about the consideration period could be added but I'm too tired now.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) the solicitors helpfully sent photos of 46 signs in their evidence all  clearly showing a £60.00 parking charge notice (which will  be reduced to £30 if paid within 14 days of issue).  There can be no room for doubt here - there are 46 signs produced in the Claimant's own evidence. 4.2  Yet the PCN affixed to the vehicle was for a £100.00 parking charge notice (reduced to £60 if paid promptly).  The reminder letters from the Claimant again all demanded £100. 4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The contract produced was largely illegible and heavily redacted, and the fact that it contained no witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “No Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide proof of planning permission granted for signage etc under the Town and Country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses this document.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.   Interest 6.2  It is unreasonable for the Claimant to delay litigation for four years in order to add excessive interest. Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
    • Scottish time bar: Scottish appeal court re-affirms the “harsh” rule (cms-lawnow.com)  
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Penalty charges website-problems and resolution.**NOW BACK UP AND RUNNING**


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Thanks

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Just want to say this:

 

IMO it is of the utmost importence that, sites such as CAG,Penalty Charges receive donations from users. If theY do not then, they simply can't survive! more so these days when most claims are on hold.

 

SO DONATE WHATEVER YOU CAN

Donate to keep this site open

 

Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.

 

Make Cash Flow Forecast

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yeah

but we are getting a password and usr request when you go to the forums

and it is rejecting even me:?

I'd be very careful about NOT entering your username and p/word in a box which never used to appear on the front page of a website that looks as if it has been hijacked/hoaxed.... Phishing, anyone? ;-)

 

Stephen is a registered user here, I'm sure he'll let us know himself... No offence to anyone who has posted here, but until we know for certain straight from the horse's mouth, it may be better to just wait and see. :-)

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Going back to my page one question though which some of you more techi enhanced than myself might be able to answer - how could anyone get all our email addresses from the site if it wasn't Stephen?

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Stephen has posted this on LB:

 

Here the post I so angry that they accused us/me of providing "illegal Services" basically they called me a criminal, I will highlight the content of each post in the order you given for ease.

 

http://www.penaltychargesforum.co.uk/showthread.php?t=45733

 

This was a post by Weemonk in which he says

 

I've now ignored QuickQuid for 5 full months in regard to money that I owe them. I know this is naughty but it's my route as I just can't afford to pay them.I've ignored all calls and all emails which have read:… I received the attached letter from QuickQuid On Saturday.

 

This is the first piece of actual mail I've had from them.I'm going to ignore it for 2 reasons:1 - I still can't afford to pay it2 - After this experience and that I've had with PTP, I seriously wonder how much power these payday companies based abroad really have to enforce the debt. This letter to me looks exactly like the type you get from a DCA when they are fishing for at least some of the money.

Martin as you can see I underlined certain words, these words clearly show this member is just informing us of what he has done, any why he done it at no point does he say “I ADVICE YOU NOT TO PAY MONEY YOU OWE or borrow money knowing you cannot pay it back. he clearly is only setting out what he has done so he can be advised. in a later posted he says

 

 

"Could have got out of it by not confirming DPA details but at the end of the day, I'm going to have to pay this back at some point as CCA would be enforceable.....so I decided I'd be reasonable and speak to them in order to enter into a payment arrangement.

 

Again clearly showing that he accepts he borrowed the money, subject to the firm having a legally enforceable agreement he will have to re pay it.http://www.penaltychargesforum.co.uk...=payday+loans2.

 

I cancelled my debit card and no payments were taken. I ignored their calls for the next 4 days (including weekend) whilst I figured out what I could offer.

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The link accepts no username or password..........

 

 

The thread or threads involved NO oppertunity was given to ammend or delete the threads...........

It should also be noted IT was What the member did, no advise was sought, nor was there anything wrong in the post nor indeed advocating the defrauding of anyone as the letter alledges(some stems from phone harrassment ie they didn't answer the phone )

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Hi There

 

Im the host (booo hiss agghhh stabbing sounds)

 

Unfortunatly i was told that if i didnt turn PC off i would be seen with termination of my hosting accounts for all my hosting for all my customers, this exceeds 120 customers.... i have a meeting tommorrow with the hosting company regarding this and would hope they will understand the error of their ways.

 

unfortunatly even through much heated conversations with PC and the provisions company it seems freedom of speech is some thing we should not have.. i agree PC was in the right in the threads complained about i intend to voice this to the company whome i provision my hosting from

 

please tell the media, the people you know, and support stephen in this troubling time... its not right and my hands are tied, sorry to the members and the guests, i know its not fair

 

all the best

 

Paper Hat

 

that you mate? can you post your pc user plz

reasons are in my next post

Edited by granby
trying to confirm are you the server provider ;) no offence meant just want to make sure it' not a hoaxer

[sIGPIC][/sIGPIC]

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right

got my lad (he is a webby tech student) to have a look see

and this is definitely a server issue

 

he pinged some things and dugg about a bit and has confirmed that it is down to the server comany

 

the above post(if genuine) is from the said hosting company and he is also a user on pc

 

can you confirm your pc user name please paperhat?

i am not being funnymate just that this will enable me to calm things down amongst the members/mods/admin

 

 

regards

 

granby

Edited by granby

[sIGPIC][/sIGPIC]

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Yes but it won't accept any other than from the hosting company.

 

the withdrawing of web hosting was done allegedly in 2 Scottish cases one was lawscot dot com and the other was Scottish Lawyer.......both if memory is correct were done by the Law Society of Scotland who did similar to the hosting company.........one was the registering the Name in which the LS of Scotland believed that they owned , the other was I believe about the content and the domain name............nasty letters followed and the host bottled it ...........Court freezes lawscot.co.uk, owner claims unfair trial • The Register

 

is one of the cases ..the other I can't find.........Of course I could be completely wrong

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No point clutching at straws or making assumptions.

What we DO know is the site is not operational-those reasons have invoked some questions-lets wait for an update from Steven once he is able to give more.

I am sure everyone here hopes PC will be back up and running sooner rather than later.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Stephen Hone/Penalty Charges

 

27/10/2008

 

 

Dear Stephen

It has recently come to our attention that your web site http://www.penatlychargesforum.co.uk appears to offer advice and

seems to encourage the borrowing of money from companies without the intention of repaying it.

The nature of borrowing money with the intention of never repaying is viewed as deception, and is a clear breach of s.15 of the Theft Act 1968.

Here are some links of examples

http://www.penaltychargesforum.co.uk...ad.php?t=45733

http://www.penaltychargesforum.co.uk...t=payday+loans

For example this link http://www.penaltychargesforum.co.uk...t=payday+loans

shows one of the forum users telling someone to cancel their direct debits and change their contact numbers to avoid contact.

These people are freely admitting that they cannot afford to borrow the money, but borrow it anyway, then openly use tactics they have learned from each other to avoid repaying.

This is not only a breach under s.15 of the Theft Act 1968 but is also a breach of our Terms and Conditions of service s.

4.3 to include s.4.3.4 and s.4.3.5

We hereby suspend your hosting and put you on notice to take action and to immediately remove all references to these kinds of activities and any forums relative to these activities and actions.

Our terms and conditions are attached.

Kind Regards

Carl Fearby

Managing Director

Paper Hat Creative Limited Relevant part of T&C's

 

Quote:

4.3. The Client warrants that it shall:

4.3.1. Use its best endeavours to co-operate with THE COMPANY in relation to the registration or transfer of any

domain name and shall provide all information as may be necessary to effect such registration or transfer;

4.3.2. not submit to THE COMPANY any Requests in relation to a domain name or names which it knows, or should

(after reasonable inquiry) have known, infringes or might reasonably be considered to infringe the IPR of any third

party;

4.3.3. not in using the web-hosting services, use any domain name or other descriptor which is, or might

reasonably considered to be, in breach of any IPR of any third party,

4.3.4. Use the web-hosting services for lawful purposes only;

4.3.5. Not use the web-hosting services:-

(a) to store, reproduce, transmit, communicate or knowingly receive any material which is

offensive, abusive, indecent, defamatory, obscene, pornographic or menacing, or in breach of

confidence, privacy, IPR or any other rights of any third party or contain links to such material or

upload any such material onto a website hosted by THE COMPANY or by a supplier of THE

COMPANY;

(b) For the sending of unsolicited bulk emails; or

© Any other purpose which, at the sole discretion of THE COMPANY, is deemed inappropriate

for publication on the internet.

4.3.6. Not to sell to any other person (whether in money or monies worth, the giving or withholding of any business

or benefit of any kind or description), either directly or indirectly, the web-hosting services.

4.4. THE COMPANY shall be the sole arbiter as to what constitutes a breach of clause 4.3 and the Client shall indemnity

and hold harmless THE COMPANY against any loss, damage, liability, expenses or claims resulting from the Client’s

breach of clause 4.3 and THE COMPANY reserves the right to suspend or terminate the provision of hosting services due

to such breach and to charge the Client a reasonable administration fee for any subsequent reinstatement of service. The

Client agrees that THE COMPANY has the right to delete all data, files, or other information that is stored on the Client’s

account if the Client’s account is terminated, for any reason, by either THE COMPANY or the Client.

4.5. Where the Order Confirmation states that the Client shall be solely responsible for affecting the registration or

transfer of any domain name the Client shall affect such transfer or registration within 30 days from the date of the Order

Confirmation or as stated in the Order Confirmation.

Here the post I so angry that they accused us/me of providing "illegal Services" basically they called me a criminal, I will highlight the content of each post in the order you given for ease.

 

http://www.penaltychargesforum.co.uk/showthread.php?t=45733

 

This was a post by xxxxxxxxxx in which he says

Quote:

I've now ignored QuickQuid for 5 full months in regard to money that I owe them. I know this is naughty but it's my route as I just can't afford to pay them.I've ignored all calls and all emails which have read:… I received the attached letter from QuickQuid On Saturday.

 

This is the first piece of actual mail I've had from them.I'm going to ignore it for 2 reasons:1 - I still can't afford to pay it2 - After this experience and that I've had with PTP, I seriously wonder how much power these payday companies based abroad really have to enforce the debt. This letter to me looks exactly like the type you get from a DCA when they are fishing for at least some of the money.

, these words clearly show this member is just informing us of what he has done, any why he done it at no point does he say “I ADVICE YOU NOT TO PAY MONEY YOU OWE or borrow money knowing you cannot pay it back.

he clearly is only setting out what he has done so he can be advised. in a later posted he says

Quote:

"Could have got out of it by not confirming DPA details but at the end of the day, I'm going to have to pay this back at some point as CCA would be enforceable.....so I decided I'd be reasonable and speak to them in order to enter into a payment arrangement.

Again clearly showing that he accepts he borrowed the money, subject to the firm having a legally enforceable agreement he will have to re pay it.http://www.penaltychargesforum.co.uk...=payday+loans2.

Quote:

I cancelled my debit card and no payments were taken. I ignored their calls for the next 4 days (including weekend) whilst I figured out what I could offer.

 

 

Please note the date.and the forum was down at 12.00 although I could not get on at 11.45............also the first paragraph refers to Appears to

 

In my opinion there was no presumption of innocence just a "fait accompli"

 

Stephen has said that he hopes to get the site up and running ASAP

 

 

Hope this goes some way to explain things

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Thanks Stivis.It confirms the earlier information.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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No point clutching at straws or making assumptions.

What we DO know is the site is not operational-those reasons have invoked some questions-lets wait for an update from Steven once he is able to give more.

I am sure everyone here hopes PC will be back up and running sooner rather than later.

I'm sure you do Martin, you'll have to put in some overtime else lol :)

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I'm sure you do Martin, you'll have to put in some overtime else lol :)

 

 

Hmn how much more do u want ?

Was here till gone 3.30 this morning waiting for news !!

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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i got the email as wellwhich looks like it was auto sent out to all members on mailing list , guess we'll all have to just wait and see

Direct Auto Finance & DLC dispute ongoing.

Offer with confidentually agreement from DLC / DAF DECLINED :D

Please PM me if you have any cheap rate or 0800 number for DCA's to add to my list and also to my website

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Guest PaperHat
that you mate? can you post your pc user plz

reasons are in my next post

 

 

NeoFuture, i registered here as PaperHat as that is my company and this issue was only part of the company and not my PC user activity, i was not avoiding anyone and you can get my details from my web site.

Edited by PaperHat
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yeah

but we are getting a password and usr request when you go to the forums

and it is rejecting even me:?

 

Me too Grams

 

 

 

 

 

Granby, its neo he is still waiting to hear...

 

Hopefully it will get sorted out, you know Ste he will work something out.

 

Cobra

Edited by Rooster-UK
Quote removed......contains personal information.

if i have helped you at all click please the scales on top right!

 

ABBEY

11/4 S.A.R - (Subject Access Request) SENT OFF

1/6 LBA SENT

22/7 LETTER SENT REQUESTING THEM TO REFUND CHARGES

15/7 STATEMENTS RECEIVED (ALL 6 YEARS WORTH)

20/7 CLAIM ISSUES IN OLDHAM COUNTY COURT.

8/8 CLAIM ACKNOWLEDGED GIVING THEM TILL 21/8.......

SETTLED IN FULL!!!!!!!

 

T MOBILE i won!

16/6 Data Protection Act SENT OFF

 

5/8 t mobile have failed to comply with the Data Protection Act/S.A.R - (Subject Access Request) reques ....BRING IT ON BABY!!

7/8 LBE SENT GIVING THEM 7 DAYS TO COUGH UP MY CASH

7/9 FULL REFUND BEEN SENT!!

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It true I was informed at 3pm that my host had to take down the site or he was told his servers would be switched off..I flipped and called him all the names under the sun. (Sorry neo) it was not his fault but 1 and 1.co.uk. I emailed them 3 times and phoned them, all to no avail he post in question are not as described by 1 and 1 here they are with my comments

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