CL Finance/Cohen Claimform - MBNA [ryanair] Credit Card debt **WON**

[Gazza112]

Ok i know its Friday afternoon, am a bit confused:confused: to the reply i had from Companies House. I sent the copies of the two letters i received from MBNA & Abbey. This is the reply i had from them.

 

Attached is a recent enquiry we have received via e-mail. The customer has also been copied in on this response.

 

Please could you provide us with a suitable response that we can forward to the enquirer within 2 working days of the original enquiry. Please reply to us, rather than the customer, ensuring that you include your full name, section and job title at the bottom of your response.

 

Yours faithfully,

Lesley Welsh

Companies House Contact Centre

Gaz

[Chalkitup]

Hello Gazza,

 

I would say that is a copy of what Companies House have sent to MBNA and Abbey.

 

Onwards and Upwards

 

Chalkitup

[Gazza112]

Hi Chalkitup

 

 

Cheers for the reply, so i don't need to respond to there email.

 

Gaz

[Chalkitup]

Hi Chalkitup

 

 

Cheers for the reply, so i don't need to respond to there email.

 

Gaz

 

 

Hello,

 

The email is not very clear and in my view poorly written regarding the "The customer has also been copied in on this response." .... which can mean two things.

 

Depending how you read it they have sent it to you either by mistake or they meant to in order to keep you updated.

 

No response needed.

 

Onwards and Upwards

 

Chalkitup

[citizenB]

Hiya Gazza, yes it is a bit confusing. As CIU points out, it is poorly written but it does appear to be that Companies house have written/emailed MBNA and have copied you so as to keep you updated on what they are doing.

[citizenB]

Hi CitizenB

 

Well, all week really but i'm not counting the days:confused:.

I thought as a good deed you would of walked my dogs for me today:rolleyes:.

 

 

 

 

I will walk the dogs for you a week next tuesday 2011 Ok ?? Alternatively, I can keep them the week you are appearing in the breast stroke comp at the olympics 2012

Edited October 24, 2008 by citizenB

[Gazza112]

Hi CitizenB

 

Yes, it was a bit confusing Companies House probably given my email address to MBNA as well. Oh well more horassment from these companies by email, dont these people know there dealing with a confused man:confused:.

 

2011 for doggy walking i can handle that, but my poor dogs will be bow legged if they have to wait that long :D

 

Gaz

[citizenB]

Hi CitizenB

 

Yes, it was a bit confusing Companies House probably given my email address to MBNA as well. Oh well more horassment from these companies by email, dont these people know there dealing with a confused man:confused:.

 

2011 for doggy walking i can handle that, but my poor dogs will be bow legged if they have to wait that long :D

 

Gaz

 

 

Ah, When I have written to the ICO, FOS & TS, I always put a note to say that personal contact details ie email address, private address, telephone numbers are NOT to be shared with the company I am complaining about.

 

As for the dogs.... ooops !!

[Gazza112]

Hi CitizenB

 

Oooopps forgot to tell them that, but didn't think they where going to pass this on. As i only asked about the letters i email them.

 

Gaz

[Gazza112]

CB

 

Forgot to say, my dogs are fine a bit cross eyed at the moment:eek:.

 

Gaz

[citizenB]

CB

 

Forgot to say, my dogs are fine a bit cross eyed at the moment:eek:.

 

Gaz

 

cross legged as well, if they are waiting for me to walk them

[Gazza112]

Hi All

 

Just received a reply from Companies House about the two letters i received from MBNA and Abbey.

This was there reply to me.

 

Dear

 

Thank you for your attachments, which I have now had chance to consider.

 

I can confirm that there are no Companies Act breaches here - all relevant business disclosure requirements are present. In these instances, "MBNA Credit Card" and "Abbey Credit Card" are products/trading names of MBNA Bank Europe.

 

Yours faithfully

Simon Nicholas

Case Manager - Technical Offences

Gaz

[citizenB]

Hi All

 

Just received a reply from Companies House about the two letters i received from MBNA and Abbey.

This was there reply to me.

 

Dear

 

Thank you for your attachments, which I have now had chance to consider.

 

I can confirm that there are no Companies Act breaches here - all relevant business disclosure requirements are present. In these instances, "MBNA Credit Card" and "Abbey Credit Card" are products/trading names of MBNA Bank Europe.

 

Yours faithfully

Simon Nicholas

Case Manager - Technical Offences

 

 

 

 

Gaz

 

Oh, bother.

[Gazza112]

Hi CitizenB

 

I didn't say that when i received it:grin:

 

 

Oh, bother.

 

 

Gaz

[citizenB]

Hi CitizenB

 

I didn't say that when i received it:grin:

 

 

 

 

 

Gaz

 

I know, I heard :D

[Gazza112]

CitizenB:D:D

[sunflower99]

Oh well worth a try Gazza!

[citizenB]

:grin:Okey dokey, you have CCAd them, but NOT sent a SAR letter.

 

I am not sure where you go from here. You have sent them the letter saying they have not complied with your request and you are still sending them a token payment. They have had your I&E summary and it would appear they are eager for you to phone them.

 

I think, all you can do is to send them a further letter as follows:

 

Dear Sirs,

 

ACCOUNT IN DISPUTE.

 

I am in receipt of your letter dated XX XXXX 2008.

 

I am a little astonished at the untruth contained in your letter, first sentence. I have been in regular contact with you by letter, it is yourselves who are refusing to communicate.

 

You are well aware this account is in dispute owing to the lack of response to my CCA request dated XX XXXX 2008 and follow up letter XX XXXX 2008 .

 

I therefore look forward to receiving your early reply.

 

Etc, etc.

 

Hold of sending this for a few hours, just in case someone else has any better ideas.

[car2403]

I would ring them to see what they say. If they ask for payment, refer them to the letters you've already sent. Also record the call, then send the letter that CB has suggested, pointing out you've already called and ask them to deal with your query before writing to you again.

 

It may be time for a harassment letter, if they continue - have you sent that already?

[steven4064]

Gazza

 

I sent you a PM

[Gazza112]

Hi CitizenB

 

Thanks for that, i'll send them that see what happens.

I know they want to speak to me on the phone, they just want to hear my sexy voice on the other end lol.

I cant put my offer up any more, i've already put it up once lol.

 

 

Gaz

[Gazza112]

Hi car2403

 

I'm trying not to ring them at this stage, but probably will need to at some time. I have sent a harrassment letter out, but i think that was for another company but i will look at my files.

 

Gaz

[Gazza112]

Hi steven

 

I've not got your PM in my box.

 

Gaz

[steven4064]

Looks like sveral people didn't get them - I'll resend later today or tomorrow

[sunflower99]

Hi Gazza!

You getting brave thinking about phonning MBNA:eek:I have still not had any response to that letter i sent MBNA which was same as your on post 186!I think they are ignoring it!I wonder if they will acknowledge yours!