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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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Anything in this? Attempt by banks to close this Forum Down. (edit: No.)


jon888999
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This is the funniest thing I have read on the forum for a while.

April 1st, anyone?

 

Might as well go with it, after all, it would be ridiculous if it was true.

I heard that the credit crunch was hitting the forum really badly and that shares in the holding company had shot down as a result. However, on italkoutofmybehind.com, the story produced on the first post, said that the 7 banks in the OFT test case were going to mickey mouse court in London to close the site down cos they had nothing better to do with their time......

LMFAO. Can I ask what is the definition of "active members" cos I am not a member of this forum but a user:p

 

Bear Garden anyone?

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FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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Rooster, I know this is a slight digression but of the 190,00 odd members you quote how many are active?

I suspect that a large number of members sign on to discuss their own problem, and when that is resolved, don't come back.

 

You are totally missing the point. TOTALLY

190,000 registered users.

Population of UK 60,000,000

Percentage of population in debt and suffering at the hand of DCA’s.

So without actual percentages I kinda hope you are starting to get it.

It’s not about how many regular contributors (no offence to you 900+ users), what happens when someone is about to consider suicide because of DCA harassment. That one person they speak to might have just used CAG and offer advice, sure they get the help they need and go away after but if they tell just one other person.

That’s what is important.

This site needs to grow to such a point that every debtor in the UK knows how to deal with these companies.

When DCA’s have to remove telephone lines because nobody is calling them and lay off telephone collectors….That’s how you measure victory.

While I’m on the subject make draft letters available to non registered users that is just petty business we have come to expect on the net.

We live in an unmoderated country why should the net be any different?

Bring back free speech we miss it!

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Oh boy, am I happy I found this site. However, having had my own little problem with MBNA and a couple of others started on the road to resolve purely through this site, am feeling that more publicity could be put out?! Local press, international press, etc. Am I missing a thread? News of the World kinda newspapers spring to mind?! I would so love to see the people on this forum's problems splattered all over the front page of the Sunday papers? Is there a link somewhere I've missed? Would be happy to start one...............

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Well I came here in March 2006, to read the electricity meter. I couldn't find my way out again, so I've been wandering around the site, ever since.

I get the Red Cross parcels, every so often. Then there is the occasional chocolate Hob-Nob.

Have things changed very much in the outside world, in the last two & a-half years?

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This site needs to grow to such a point that every debtor in the UK knows how to deal with these companies.

While I’m on the subject make draft letters available to non registered users that is just petty business we have come to expect on the net.
There's your contradiction.

 

If the templates were available to non-registered users, this site would never have grown to the point where it is now.

 

It's not petty, it's common sense. People are not being asked for anything except their registering and be counted. Thanks to that, this site is the largest consumer site on the net and keeps on growing exponentially at no cost to its users. Petty? Anything but. ;)

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Rooster, I know this is a slight digression but of the 190,00 odd members you quote how many are active?

I suspect that a large number of members sign on to discuss their own problem, and when that is resolved, don't come back.

 

Hello Palomino I could be considered to be one of the people in your quote, I will be forever grateful for the help I received from you and others who helped me. I don't say much because there are so many regulars who know so much more than me but I do log on frequently to enrich my knowledge, I'm sure lots of newbies are the same.Regard ML

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Hello Palomino I could be considered to be one of the people in your quote, I will be forever grateful for the help I received from you and others who helped me. I don't say much because there are so many regulars who know so much more than me but I do log on frequently to enrich my knowledge, I'm sure lots of newbies are the same.Regard ML

 

Hi, dont be afraid to speak or feel in any way intimidated by any ones knowledge on here, i know we are all interested in Everyones views.

Were all learning!

 

Kind regards CCM.

  • Haha 1

Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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  • 2 weeks later...
Close this thread? Is there nothing the banks cannot do? Who do they think they are? GRRRRRRRRRRRRRRRRRRRRRRRRRRR

Perhaps what my friend at the bank had heard about was the forthcoming libel case. Maybe the banks are more involved in that then anybody thinks.

I'll speak to my friend in Canary Wharf and see what the latest rumours are. Altough you'd think the banks may have something more to worry about at the moment!!

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Well at the very least it shows that we are giving the banks cause for concern if the prospect of CAG being closed down due to a libel case is creating discussion. It would be rough justice indeed if it was closed for that reason as it is something the banks could never achieve;)

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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No.

 

Let's put to bed this conspiracy theory now.

 

The initiators of this case are not the banks, they're not DCAs, they're not the establishment in any form or shape. We are talking of a couple of disgruntled individuals, one of them with money. That probably might make it even more pathetic. Allegedly. :rolleyes:

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Perhaps what my friend at the bank had heard about was the forthcoming libel case. Maybe the banks are more involved in that then anybody thinks.

I'll speak to my friend in Canary Wharf and see what the latest rumours are. Altough you'd think the banks may have something more to worry about at the moment!!

 

Right now mate, my blood is boiling with ALL banks, as they are my creditors that are ruining my life with their extortionate interest rates and charges :mad::mad::mad: but I am not going to let them make me personally pay for their recovery. There'll be a Revolution :twisted:

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Talking of DCA's, has anyone else seen this?

 

http://www.imfs.co.uk/downloads/sp-jan08.pdf

 

It's a cheerily written brochure from one firm proudly proclaiming to have won the 2007 DCA of the Year award!! That's right, they all have a gala dinner together and pat each other on the back!

 

There's even a cartoon funny about a struggle with debt, to cheer you up of course.

 

One quote that might make your blood boil even further, is the one in the orange box about the Credit Crunch, actually hoping it is financial meltdown as they'll all be super busy then.

 

 

:mad:

Edited by Hullabaloo27

Our doubts are traitors, and make us lose the good we oft might win, by fearing to attempt.

William Shakespeare

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The cartoon is enough for me, perhaps we should take them up on their offer. We might make it our mission to ring the number given to 'discuss any of the points mentioned in this article*

 

Lex

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Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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The cartoon is enough for me, perhaps we should take them up on their offer. We might make it our mission to ring the number given to 'discuss any of the points mentioned in this article*

 

Lex

 

My thoughts exactly, who are they trying to kid ??????:?:evil:

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post removed

Edited by alanalana
post removed

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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Oh please, AA, not even as a joke! I've seen enough of that on MSE, with morons with about as much economic knowledge as my dog going on and on blaming reclaimers for it all... one of them even said that he wasn't sure "the taxpayers would be too happy to bail out people who couldn't manage not to go over their limits". (Note the patronising assumption that obviously reclaimers can not possibly be taxpayers themselves, now can they?)... I replied that thankfully, it's not up to the taxpayers to uphold and enforce the laws of this country. :razz:

 

Yeah but no but yeah, it's all our fault anyway, innit. :rolleyes:

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Oh please, AA, not even as a joke! I've seen enough of that on MSE, with morons with about as much economic knowledge as my dog going on and on blaming reclaimers for it all... one of them even said that he wasn't sure "the taxpayers would be too happy to bail out people who couldn't manage not to go over their limits". (Note the patronising assumption that obviously reclaimers can not possibly be taxpayers themselves, now can they?)... I replied that thankfully, it's not up to the taxpayers to uphold and enforce the laws of this country. :razz:

 

 

Sorry my post offended you.:p

 

duly deleted

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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