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    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
    • Normally we don't advise playing your cards early in a snotty letter, but as you have appealed we might as well use what you wrote in the appeal against them. There is no rush, you have until 6 July to get it to them.  See what the other regulars think too. How about something like this? -   Dear Rachael & Sean, cheers for your Letter of Claim.  I rolled around on the floor in laughter at the idea you'd actually thought I'd take such tripe seriously and would cough up! As usual you'll have been too bone idle to do any due diligence.  Had you done so you would have seen that I appealed to your client.  Indeed the driver on the day is a textbook example of having done exactly what you should do when you do not wish to be bound by the T&Cs in a private car park. Of course none of that mattered to the spivs you represent but do you really want to put such a useless case in front of a judge? To be fair, your clients are very useful members of the human race - as comedians.  How I loved the page turner of their antics at The Citrus Building in Bournemouth.  It was chuckle after chuckle reading about them, letter after letter, month after month, insisting they were legally in the right, even through someone who had done just the first day of a GCSE law course could have told them they weren't.  Until the denouement - BOOM - an absolute hammering in court.  In fact - SLAM, BANG - managing to lose twice against the same motorist for the same car park in front of two different judges. Your client can either drop their foolishness now or get yet another tolchocking* in court where I will go for an unreasonable costs order under CPR 27.14(2)(g) and spend the dosh on a nice summer holiday, while every day laughing at your clients' expense. I look forward to your deafening silence. COPIED TO COUNTRYWIDE PARKING MANAGEMENT LTD   *  This word is used under licence from Brassnecked
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BCW - reprise (a legal notification)


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I know the creditor is 02 but its BCW who are chasing the alleged debt,despite you making them aware of the situation.Therefore it is BCW who should be targetted first.

Putting them on notice,puts a level playing field on things,and compels them too.

I am going to tailor something that will be appropriate.

 

The letter on your Orange thread was a reference to these issues.

As already stated,in the circumstances of the Orange default,there is very little or no hope of a result there.

 

The orange thread wasnt mine. Infact, Im with Orange and have no problems with them!

 

Just to update, I received the following letter from Philips Collection Group:

 

YOUR PHILIPS REFERENCE NUMBER: 1436930

OUTSTANDING AMOUNTS: £714.85

 

Security Code: 139

 

(the above is in a grey shaded box)

 

My name & address

NOTICE OF INSTRUCTION

 

Regarding Outstanding Arrears on behalf of BCW Group Plc

 

(Barcode here) Additional Details (if available)

Creditor: Telefonica O2 UK limited

Client Ref: B7819130

Details: (Our address)

Date Due: Aug 5, 2008

 

Date: 11 December 2008

 

We write to inform you we have been instructed to commence recovery procedures against you for the collection of the above arrears which remain outstanding to BCW Group Plc

 

Full payment of the outstanding amounts is hereby demanded within seven days of this notice to prevent further recovery procedures commencing.

 

Should you be unable to pay in full within seven days, an instalment plan may be accepted depending on your circumstances.

 

If you wish to pay by instalments you should contact one of our customer service operators on Tel: 0870 609 1554

 

When making payment using thr barcode, a standard

fee payable to Philips of £2.00 should be added to your

payment amount. This barcode should be kept and used

for future payments

 

 

(The above is in a box) (The barcode is in another box)

 

The letter is not signed.

 

Where do I go from here? How can BCW say o2 are willing to accept half of the disputed debt in settlement and then pass it onto a fourth party for the full amount??

 

Please help, I just want this settled.

Me v Barlcays Bank - Claim Stayed

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Its totally out of order.Is this Phillips Baliffs ?

They are not very nice people so you shouldnt stay silent.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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have u just recieved thats letter?

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

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have u just recieved thats letter?

 

Its totally out of order.Is this Phillips Baliffs ?

They are not very nice people so you shouldnt stay silent.

 

1. I received the letter on 11th December, however, I have been staying in my girlfriends so my mum called me to tell me I had mail

 

2. Yes Phillips. I have chased bailiffs before and Ill do it again. O2 arent getting a penny from me. Any advice?

Me v Barlcays Bank - Claim Stayed

Me v Jaguar Cars 1 - Won £1650

Me v Jaguar Cars 2 - Winning

Me v London Borough of Newham - Won, Warrant of Execution live

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1. I received the letter on 11th December, however, I have been staying in my girlfriends so my mum called me to tell me I had mail

 

2. Yes Phillips. I have chased bailiffs before and Ill do it again. O2 arent getting a penny from me. Any advice?

 

 

Tell them you won't pay it so let them take you to court and let a judge decide.

When you've had all the help you need, make sure you stick around to help others too!

Just think, if everyone left the site after they'd got their help, there might not be anyone left the next time YOU come back needing more assistance!!!!!!!

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Tell them you won't pay it so let them take you to court and let a judge decide.

 

It shouldnt get that far. I sent the phone back as instructed. They didnt receive it. Not my responsibility, theirs. End of. You love it you, thanks for your support.....:-|

Me v Barlcays Bank - Claim Stayed

Me v Jaguar Cars 1 - Won £1650

Me v Jaguar Cars 2 - Winning

Me v London Borough of Newham - Won, Warrant of Execution live

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It shouldnt get that far. I sent the phone back as instructed. They didnt receive it. Not my responsibility, theirs. End of. You love it you, thanks for your support.....:-|

 

I don't "love it" as you put it! I've said to you ask them what that odd £200 is for, get the details of that, what is this sum made up of..

 

Why do you believe that that amount isn't valid for example? They have said in their letter to you that these are charges incurred BEFORE they added on the cost of the phone they never received. They have also said in detail that you had issues with their billing and they refunded you nearly £100 over these issues. So, what is with the £200 odd that needs to be sorted. THAT is the angle I would be taking, and if you can get them off your back for that amount, you might get the phone taken off as a matter of course.

 

I think claiming that "they didn't tell me to send it recorded so I didn't" is a bit of a non-argument, no matter how much you hope it isn't! Even getting something like proof of postage is free!

 

And this is why I say if they really want to pursue you for it, let them take you to court and a Judge can decide what is right and reasonable in the circumstances and the other side will have to produce all the evidence for you.

When you've had all the help you need, make sure you stick around to help others too!

Just think, if everyone left the site after they'd got their help, there might not be anyone left the next time YOU come back needing more assistance!!!!!!!

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so u recieved it the day it was wrote to u? Sorry i read the date as august.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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actually if the company does not say to obtian proof of purchese then they are ment to take responsibilty for the item.

 

My sisiter sent somrthing back to littlewoods and they recieved it. The post officer worker told her they dont give a recipt as it a prepaid parcel. I then stepped in and asked the lady to guarentee the parcel will be delivered and asked her to sign a document i had just put together that said something like

 

I agree to personally guarentee that the parcel with that Royal mail have been asked to return to littlewoods will be recieved by littlewoods and if it does not i will pay the full value of the goods as charged in the catalogue and listed on the statement out of my own wages.

 

She refused and spoke to her manager who said to give her a one off guarentee this was a recorded delivery slip.

 

She was told if she wanted one the next time she went to send a parcel back she would need to pay for it with the postage as if it was to be sent RD the pre paid postage did not exist.

 

Now the parcel is missing and she is reufusing to pay for it as the post office wanted £30 to return something with proof of delivery and for over 10 days my sister waited for littlewoods to pick up the item.

 

If only she had listened to me.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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actually if the company does not say to obtian proof of purchese then they are ment to take responsibilty for the item.

 

My sisiter sent somrthing back to littlewoods and they recieved it. The post officer worker told her they dont give a recipt as it a prepaid parcel. I then stepped in and asked the lady to guarentee the parcel will be delivered and asked her to sign a document i had just put together that said something like

 

I agree to personally guarentee that the parcel with that Royal mail have been asked to return to littlewoods will be recieved by littlewoods and if it does not i will pay the full value of the goods as charged in the catalogue and listed on the statement out of my own wages.

 

She refused and spoke to her manager who said to give her a one off guarentee this was a recorded delivery slip.

 

She was told if she wanted one the next time she went to send a parcel back she would need to pay for it with the postage as if it was to be sent RD the pre paid postage did not exist.

 

Now the parcel is missing and she is reufusing to pay for it as the post office wanted £30 to return something with proof of delivery and for over 10 days my sister waited for littlewoods to pick up the item.

 

If only she had listened to me.

 

How odd, because they use a "parcel returns service" There is always a barcode placed on the parcel, and that barcode is usually on a pre-printed receipt they will give you for it. It doesn't cost anything.

 

I did a survey elsewhere on this site, it went along the lines of "if you sent something to someone, and they said they didn't want it, and would return it, but had no proof of returning it, and it never arrived back to you, would you refund their money?" Oddly enough, everyone said they wouldn't refund the money!

 

Like I said, the best angle to take here is regarding that £200 that is also being contested.

When you've had all the help you need, make sure you stick around to help others too!

Just think, if everyone left the site after they'd got their help, there might not be anyone left the next time YOU come back needing more assistance!!!!!!!

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yes they have a company that will pick up and drop off parcels but heres the problem. She recieved the parcel the thursday tried the shoes, outfit on. She did not feel comfy in it it felt a bit to tight even thought it was 2 sizes bigger than she normal gets and the metarial did not feel rite. the shoes were the wrong size.

 

Ordered different items and they were fine the shoes everything. The guy that came to the house said she could not return the parcel as it was not booked in to be picked up when she ordered the stuff she had just recieved she was told the driver would pick it up if no one already had. she wrang again the tueday to see what was going on yep they would have someone out to pick up the parcel within 3 days. the friday and parcel still had not been picked up. Rang again. She had now had the parcel 4 8 days and was told would defo be picked up monday fine was not picked up monday so she took it to post office who wanted £30 to return it to littlewoods if she wanted a proof of return/sending.

 

so she sent it withou the proof for free as the PO said she would have to pay delivery as RD could not just be added to anything pre paid.

 

I know this is wrong now and so does she but she is refusing to pay for itwems that she does not have and as result she is refusing to pay for the charges as well.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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That is for PAID proof though - a general certificate of posting is free!

When you've had all the help you need, make sure you stick around to help others too!

Just think, if everyone left the site after they'd got their help, there might not be anyone left the next time YOU come back needing more assistance!!!!!!!

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No either way you should not have to pay for the whole parcels postage of you are using a pre paid envelope or anything. I have had over £100 worth of refunds beacuse of this. Any way a proof of posting recipt is not proof of delivery as that is what most of the argument with Littlewoods is about. They say they need a RD as proof they recieved the parcel if she sent it back.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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No either way you should not have to pay for the whole parcels postage of you are using a pre paid envelope or anything. I have had over £100 worth of refunds beacuse of this. Any way a proof of posting recipt is not proof of delivery as that is what most of the argument with Littlewoods is about. They say they need a RD as proof they recieved the parcel if she sent it back.

 

Exactly. The £200, Im contesting that as I was mis-sold the contract and was told that if I wasnt happy to call and they would sort it out. My bill for that month was about £300. They refunded me for only text messages, not other usage, when they should have refunded me for the lot. I sent the phone back via the envelope I was sent out using the pre-paid envelope. At the time I didnt get proof of postage as I didnt know you could request one without paying for it. And as the envelope was pre-paid I made the assumption it would arrive back with o2.

 

Anyway, the philips letter.... where do I go with this? Maybe Martin can help me? Or anyone for that matter. I can scan a copy onto the forum if needed?

Me v Barlcays Bank - Claim Stayed

Me v Jaguar Cars 1 - Won £1650

Me v Jaguar Cars 2 - Winning

Me v London Borough of Newham - Won, Warrant of Execution live

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erm what does it say.

 

BTW i am happy to say that after a 8 week stand off littlewoods have decided to refund the goods but not he charges.

 

She is going to complain to them in writing and offer to pay for only the goods minus any charges that way they are both gonna be happy

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I have posted it in a previous post. I dont want to duplicate posts. Basically it asks me for £714 within 7 days. And it makes me laugh. Arent they breaking the law again by passing it onto a 4th party whilst the debt is still in dispute?

Me v Barlcays Bank - Claim Stayed

Me v Jaguar Cars 1 - Won £1650

Me v Jaguar Cars 2 - Winning

Me v London Borough of Newham - Won, Warrant of Execution live

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dave as promised i found this in relation to ur postal argument.

 

The Universal Postal Act also states that post becomes the recipients property as soon as it enters the post-box. This applies whether it is sent recorded delivery or not.

It was on another thread and i have put out a plea for help regarding where i can find the relivant act

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

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Except that there has been a reply to your other post, and it doesn't apply to the UK.

 

 

(in fact, google "universal postal act" and there are only two links, both of which are in relation to your posts!)

When you've had all the help you need, make sure you stick around to help others too!

Just think, if everyone left the site after they'd got their help, there might not be anyone left the next time YOU come back needing more assistance!!!!!!!

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Ker.

 

I understand you mean well by posting what you have but just think about this.

 

How many DCAs that you have had on the phone actually understand anything?

 

I have spoken to BCW many time B$ cag and when i have tried to explain there is a dispute on the acc and they are fully aware of it as they had it in writing they required a explination of what i had wrote in my letter. When i explained the acc was not set up by me they advised they did not understand what i was saying.

 

My advise to you is try and play that card and when/ if they understans then just say ok then

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Ker.

 

I understand you mean well by posting what you have but just think about this.

 

How many DCAs that you have had on the phone actually understand anything?

 

I have spoken to BCW many time B$ cag and when i have tried to explain there is a dispute on the acc and they are fully aware of it as they had it in writing they required a explination of what i had wrote in my letter. When i explained the acc was not set up by me they advised they did not understand what i was saying.

 

My advise to you is try and play that card and when/ if they understans then just say ok then

 

Play what card exactly??

Me v Barlcays Bank - Claim Stayed

Me v Jaguar Cars 1 - Won £1650

Me v Jaguar Cars 2 - Winning

Me v London Borough of Newham - Won, Warrant of Execution live

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the dumb blonde card

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Here is the letter sent by Philips. (I have myself a scanner now!!!)

 

Philips-1.jpg

 

Where, in this letter, is the option for "If this debt is in dispute contact us and we will back off until such debt is accepted"

 

And, aren't o2 breaking the law here by passing the debt and my details onto a FOURTH party?? (Nelson Solicitors, BCW and Philips)

Edited by davey_weir
Have updated the image.

Me v Barlcays Bank - Claim Stayed

Me v Jaguar Cars 1 - Won £1650

Me v Jaguar Cars 2 - Winning

Me v London Borough of Newham - Won, Warrant of Execution live

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you still have the ref number up on that letter top right hand side as well as client refs and both barcodes.

 

I have allerted a mod to this.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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