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    • Your PCN does not comply with the Protection of freedoms Act 2012 Schedule 4 Section 9[2][a] (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The only time on the PCN is 17.14. That is only  a time for there to be a period there would have to be a start and and end time mentioned. of course they do show the ANPR arrival and departures  times but that is not the parking period and their times are on the photographs not on the PCN. They also failed to comply with S.9[2][f] as they omitted to say that they could only pursue the keeper if they complied with the Act. That means that they can only pursue the driver as the keeper cannot be held liable for the charge. As they do not know who was driving and Courts do not accept that the driver and the keeper are the same person they will struggle to win. Especially as so many people are able to legally drive your car and you haven't appealed giving them no indication therefore of who was driving. Small nitpicking point-the date of Infringement was 22/04/2024. They appear to be saying that they can charge an extra amount [up to £70 ] if they have to use a debt collector. You do not have a contract with a debt collector so they cannot add that cost. You paid for four hours so it can only be the 15 minutes they are complaining about. You are entitled to a ten minute minimum grace period at the end of the parking period which would be easier to explain if the car park had been bigger. However if you allow for two minutes to park and two minutes to leave that gives you one minute to account for. Things like being held on the way out by cars in front waiting to get on to Northgate or even your own car being held up trying to get on to Northgate at a busy time. then other considerations like having to stop to allow pedestrians to walk in front of you or being held up by another car doing a u turn in front of your car. you would have to check with the driver and see if they could account for an extra one minute things like a disabled passenger or having to strap in a child . I am not advocating lying since that could lead to serious problems [like jail time] but there can be an awful lot of minor things that can cause a hold up of a minute even the engine not starting straight away or another car being badly parked as examples. Sadly you cannot include the 5 minute Consideration period as both IPC and BPA fail to comply with the convention that you can include that time with the Grace period.  
    • Defence struck out not case struck out...you have judgment  Well done topic title updated Regard's Please consider making a donation if not already to support us to help others.   Andy.   .
    • Hi all, I wanted to update you and thank you all for your help. I am delighted announce that after the case was struck out due to no response from Evri, judgement was issued after I submitted the forms and I was just about to take it to warrent. Then today I received an email from the claims department requesting my bank details to make payment for my full award. The process has been long since the initial proceedings  in January i must say your help and guidance has been greatly appreciated.  
    • Quote of the century "Farage pops up when the country’s at a low ebb; like a kind of political herpes" - Frankie Boyle Updates
    • its from a DCA...what were you told or should have already read about about DCA's and Fake PCN speculative invoices? dx  
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Barclaycard / Mercers CCA


jd0s1
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I worked for Barclays a couple of years ago and took out a staff loan. The aplication was made over the phone. They called back the next day and said it had been successful and that the money had been transferred to my account.

 

Would this type of loan still fall under the consumer credit act.

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  • 3 weeks later...

I have CCA'd Barclays Staff Loans, I have the tracking receipt that proves they received it. They are now over 12 days and have not acknowledged or replied. Is there a template letter for my to say they can no longer take payments. Due to pay more next week but they are now in default.

 

Do i have to wait a further 30 days before witholding payment?

 

Thanks

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Hi,

 

Don't think there is a template for that.

 

After the 12 Days, you can withhold payments. Don't contact them again until the 30 further days are up.

 

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Yes :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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  • 4 weeks later...

I sent three CCA requests off on 24th June. Two of them went to Littlewoods and Great University. Both replied saying they cant find it but sent a completely blank one so I ca see what one looks like.

 

The third was sent to Barclaycard. Royal Mail says it still hasn't been signed for, and have since received a letter from Merceres.

 

Has anyone ever had a problem with recoded delivery?

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Hi jd0s1,

Yes I have......strangley enough....Littlwoods!

 

Did you sent to the PO Box address?

 

I now always send recorded letters to the registered office address! I found that this only happens when letters are sent to PO Boxes.

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I have littlewoods data protection unit as:

 

Park Lane,

Liverpool.

L72 1LQ.

 

Littlewoods Shop Direct.

1st. Floor,Skyways House.

Speke Rd.

Speke.

Liverpool.

L70 1AB.

 

Littlewoods personal loans.

100 Old Hall Street.

Liverpool.

L70 1AB.

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Yes i have had problems with recorded signed for on a few occasions, its no good complaining either theyre not interested.

The only one you can rely on is special delivery next day, expensive but essential for important docs

Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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Guest forgottenone

Curious. Only say that because ... Re BC. Happened the reverse last time I sent RD. Got confirmation from the PO box but none from the Pavillion Drive one. RD is notoriously unreliable. You certainly don't get what you pay for eg 'track and trace' ... cos if it doesn't get delivered, they cannot even tell you verbally where your item is in the system. But I note it's DCA's/creditors this tends to happen a lot with. Wonder why:rolleyes:

 

No, it isn't much good complaining. Fact is, you aren't receiving even a basic level of service. Paid for.

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The reason it shows up as not signed for with a lot of companies is because the post room usually signs one copy with multiple items on, so unless yours is on the first page then you don't get proof that its been delivered. I had 10 items not shown as being signed for but they were all delivered. I complained to Royal Mail and they sent a book of stamps for each one not signed for. Basically recorded delivery is a con, you're just as well getting proof of posting, which is free, and usually delivered next day.

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Guest forgottenone

Thanks, will try that then. In the meantime, I shall submit a compensation form - well, they did 'invite' me to do so when I complained on the phone - for the cost of my RD *untraceable, no show of delivery etc* but also refund of PO - not cashed, though I suspect that is a delaying game by the creditor - and will consider claming extra for the fact that as a result of failure to provide me a basic service eg at least tell me where it is, let alone if it's been delivered etc ... for the fact that as it was a legal matter, things will get worse for me now because of their failure. Don't think I will get very far, but no harm in trying. But I do have the complaint form. :D

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Guest forgottenone

Ok, thanks. If I don't reply it's because I am watching Nicholas Cage in National Treasure 2 ... which I was meaning to 2 hours ago ... then came on CAG. :D

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Alright for some :rolleyes:

 

One day, I will be able to afford a laptop :D

 

Well I've found it, took me a while tbh but I might've known it would be something related to Crapquest (my first post on CAG last year :eek:)

 

Here you go (I was going to call you FO, but the initials are as bad as BO :eek:)

 

Royal Mail Customer Service Centre

2 Admirals Way

Doxford International Business Park

Sunderland

SR3 3XW

 

Recorded delivery telephone number is 08459 272100 but don't ring it, go for 01752 387153 as it's non-geographical (cheaper!)

 

Just for info, here's an amazing website (thanks to our own DMD) :-

 

SAYNOTO0870.COM - Non-Geographical Alternative Telephone Numbers

 

It will show you the non-geographical number for the company concerned, then you don't pay through the nose to ring them ;)

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Guest forgottenone

(((BF))) Yes, I know I am still here ... *whistles innocently* ... but now I am not. *pff vanishes in fake smoke* :D

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Hi,

 

I sent a CCA request to Barclaycard. Since then, they have passed the debt on to Mercers who have now sent a default notice and said I must pay the arrears by 20th July. Can they do this? BArclay card have since defaulted on the CCA request.

 

Jon

 

Mercers are barclaycards in house DCAs, they are sitting at the next row of desks from the barclaycard employees, just in case you weren't aware

Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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Also Barclaycard are well known for not having enforceable agreements for many of their accounts. They will still hound you for payment for a few months though. Then they'll pass it on to a DCA.

 

Just keep the pressure on them, remind them of their obligations. When the DCA gets hold of it, CCA them too, and put the account in dispute. Keep copies of all correspondence, then hit them with a complaint to the OFT and FOS once you have the evidence of them harassing you for a debt they cannot prove you own.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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