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    • Ok thanks for that, well spotted and all duly noted. Yes they did eventually submit those docs to me after a second letter advising them I was contacting the ICO to make a formal complaint for failing to comply with an earlier SAR that they brushed off as an "administrative error" or something. When I sent the letter telling them I was in contact with the information commissioner to lodge the complaint, the original PCN etc quickly followed along with their excuse!
    • its not about the migrants .. Barrister Helena Kennedy warns that the Conservatives will use their victory over Rwanda to dismantle the law that protects our human rights here in the UK.   Angela Rayner made fun of Rishi Sunak’s height in a fiery exchange at Prime Minister’s Questions, which prompted Joe Murphy to ask: just how low will Labour go? .. well .. not as low as sunak 
    • From #38 where you wrote the following, all in the 3rd person so we don't know which party is you. When you sy it was your family home, was that before or after? " A FH split to create 2 Leasehold adjoining houses (terrace) FH remains under original ownership and 1 Leasehold house sold on 100y+ lease. . Freeholder resides in the other Leasehold house. The property was originally resided in as one house by Freeholder"
    • The property was our family home.  A fixed low rate btl/ development loan was given (last century!). It was derelict. Did it up/ was rented out for a while.  Then moved in/out over the years (mostly around school)  It was a mix of rental and family home. The ad-hoc rents covered the loan amply.  Nowadays  banks don't allow such a mix.  (I have written this before.) Problems started when the lease was extended and needed to re-mortgage to cover the expense.  Wanted another btl.  Got a tenant in situ. Was located elsewhere (work). A broker found a btl lender, they reneged.  Broker didn't find another btl loan.  The tenant was paying enough to cover the proposed annual btl mortgage in 4 months. The broker gave up trying to find another.  I ended up on a bridge and this disastrous path.  (I have raised previous issues about the broker) Not sure what you mean by 'split'.  The property was always leasehold with a separate freeholder  The freeholder eventually sold the fh to another entity by private agreement (the trust) but it's always been separate.  That's quite normal.  One can't merge titles - unless lease runs out/ is forfeited and new one is not created/ granted. The bridge lender had a special condition in loan offer - their own lawyer had to check title first.  Check that lease wasn't onerous and there was nothing that would affect good saleability.  The lawyer (that got sacked for dishonesty) signed off the loan on the basis the lease and title was good and clean.  The same law firm then tried to complain the lease clauses were onerous and the lease too short, even though the loan was to cover a 90y lease extension!! 
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Council tax discounts and Incapacity Benefit


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Guest forgottenone

Prompted by my reading some other posts in here. Just wondering. It's been mentioned to me before. If someone is on IB, are you entitled to receive more than just the 25% single occupancy discount? I've mentioned it before to my council as, whilst not sure, something niggles me that I should be entitled to some more discounts. And at least one person has recently told me to get it further checked out ie re assessed. Trouble is, like I said, their call centre staff tell me I am not entitled to.

 

Unclear on all this, trying to keep my head more focused on things, not lost it shall we say on other debt worries. Just wondered if anyone here could confirm it for me?

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IB you are generally entitled to 100% discount on council tax, just as with

 

JSA

IS

IB

DLA

 

Each council has a benefits section who deal with it, you need to send them a copy of your award letter or proof of which benefit you claim, if the council says your not entitled to claim 100% discount, then contact CAB or the DWP.

Thanks

- Hobbie

 

--------------------------------------------------------

Under no circumstances should you speak with a Debt Collections Agency via telephone, request that all future correspondence is done in writing, a letter template for this can be located here.

 

Any views expressed are solely that of my own, any advice or information offered is provided in genuine good faith, and should be checked prior to acting upon.

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100% Agree with Michael Browne's post.

 

If your claiming the 25% single person discount, you can't claim the 100% discount benefit related discounted, as that would mean you claim 125% and the council tax account placed in credit and the council owing you money :p

 

So the council is semi-correct in saying your not entitled to any other discount, as your not, you are only entitled to one discount, and you claim the highest discount.

Thanks

- Hobbie

 

--------------------------------------------------------

Under no circumstances should you speak with a Debt Collections Agency via telephone, request that all future correspondence is done in writing, a letter template for this can be located here.

 

Any views expressed are solely that of my own, any advice or information offered is provided in genuine good faith, and should be checked prior to acting upon.

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You would only be entitled to a 25% Single Person discount. You may also be entitled to claim Council Tax Benefit which would pay something towards the remaining 75%. The amount of help you would get towards the remaining 75% would depend on your circumstances.

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Hi, I've just come off Incapacity Benefit and yes you are entitled to more than the 25% single person discount. A lot more. Not 100% though. I've returned back to work and have a list of todo's! and have never doged a bill in my life and the council tax people have turned up on my door today and told my I have to go to their office and be tape recorded as I have not notified them early enough that I have returned to work. They told me not to speak! (in my own home) as they now had to do it all formally. I felt like a criminal. I prob owe them £50. They intimidated me. I told them I had just returned from being off 2.5yrs with ulcerative colitis/depression and this is now worrying me and seriously setting me back. They shrugged their shoulders and left. I have been crying all day but will snap out of it and find the strength to continue. I do not commit fraud. Have worked in my company for 25yrs and never done anything wrong ever. If I was delib. frauding someone Id do it for more than that amount, ie I would never do it. Sorry for rambling but you need to know the system or you get nothing. You ARE entitled to much more off. I wouldnt be much less off if I stayed on inc. benefit which my doctor wanted me to do but I went back to work through choice yet there are others who WILL be defrauding successfully.

Always the honest one's who dont get the correct benefits and get all the hassles. Anyway keep pushing for your reduction. Can't you get a Personal Advisor in the Jobcentre plus. Mine is brilliant.

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Hi, I've just come off Incapacity Benefit and yes you are entitled to more than the 25% single person discount. A lot more. Not 100% though.

 

Your not entitled to more than 25% Council Tax Discount that you would get a single occupier.

 

You may get Council Tax Benefit paid towards the remaining 75% Council Tax due but Council Tax Benefit and Council Tax discounts are two separate things all together.

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Hi if you are responding to me I am aware that they are 2 different things. If you are a single person you get 25% discount, however if you are on Incapacity Benefit as I was (then while you are incapacitated) you should be entitled to Council Tax Benefit. I'm only speaking from experience as I got it while I was off.

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Hello i am new here!! I also have some concerns with my mums council tax. Myself and my husband and children live with my mum,(i am her fulltime carer..unpaid ). It is her house .Basically we are paying for her arrears on her council tax. We sent forms off to say mum was on benefits.They never replied or said she was entitled to any reductions.The bailiffs came3 months ago and got my husband to aree and sign to say we have to pay £100 pounds amonth for the arrears. Her bill was for £800 approx and they added a load of charges on top of that rounding it up to £1,220!! My mum has been on DLA for over 18mths now and 5 months ago was awarded higher rate as her health is real bad (she had an assessment for this). So my question is ,,,is there anything we can do about this? i.e is she entitled to any reduction?How wouldwegoabout this? Can we get the present situation changed/squashed so to speak...I dunno but always felt that it wasnt fair the amount she is charged. And another thing when we pay the £100 a month it has to be paid to these bailiffs account on a certain day 28th of each month to be precise if its not they can collect all the items that my husband had to sign for on their home visit....(can they do that?). Any ways hope some one can help as I have not a clue about any of this type of problem.

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