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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • dx100uk
      Judge & Priestly

      By dx100uk · Posted

      when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • Bhindi lover
      Judge & Priestly

      By Bhindi lover · Posted

      I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
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      PRA Group - PAPLOC now Claimform - Halifax Loan £20k+

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Littlewoods cca/Lowells ***WON***

skegleg

By skegleg
in General Debt Issues

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skegleg

skegleg

Posted
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Posted
:lol: hope it stays that way

SAM

 

that letter must have really got them confused sam ;)

or perhaps they are cutting down on postage costs seeing i was flavour of the month with them 4 weeks ago :grin:

still the week isnt over yet so see we will if i get anything tomorrow:roll:

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skegleg

skegleg

Posted
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me thinks its the last you here from them.

or they will be getting another surprise:D

 

getting excited at the thought

almost as excited as being one post away from 1000.

SAM

 

:D when can we expect to see your 1000th post then

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skegleg

skegleg

Posted
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here it is:p:D

congrats to me on my 1000th post:cool:

shall be gratefull for all presents prizes and tickling of scales

 

 

SAM:pLOWELL DETESTER

 

well done sam and i feel honoured that it happened here

congratulations !!!!!!!!!!:D:)

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skegleg

skegleg

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well another update !!

Still havent heard from Lowell/red :) BUT got another letter from the OFT today, this is in response to me sending back the permission to disclose forms, and i also included the letter from RED i had received and stated that RED is a trading arm of Lowells and would they consider including this also, anyway here is letter i received today :D

 

Dear ****

 

Consumer Credit Act 1974 (the Act)

Complaint against Lowell Financial Ltd t/as Red debt collection Services

Licence number

 

I acknowledge receipt of your permission to disclose slip received on the 8th July 2009, and i apologise for the delay in responding.

 

I will also take into account the further information you have helpfully given us as we continue to monitor this traders fitness to hold a credit licence.

Thank you once again for taking the time to write to us about this matter.

your sincerely

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sam614

sam614

Posted
Posted
well another update !!

Still havent heard from Lowell/red :) BUT got another letter from the OFT today, this is in response to me sending back the permission to disclose forms, and i also included the letter from RED i had received and stated that RED is a trading arm of Lowells and would they consider including this also, anyway here is letter i received today :D

 

Dear ****

 

Consumer Credit Act 1974 (the Act)

Complaint against Lowell Financial Ltd t/as Red debt collection Services

Licence number :D:D:D:D

 

I acknowledge receipt of your permission to disclose slip received on the 8th July 2009, and i apologise for the delay in responding.

 

I will also take into account the further information you have helpfully given us as we continue to monitor this traders fitness to hold a credit licence.

how much monitoring are they going to do before they revoke:evil:

Thank you once again for taking the time to write to us about this matter.

your sincerely

 

SAM

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  • 3 weeks later...
skegleg

skegleg

Posted
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well about 7 weeks have gone by and not heard a peep from lowells/red since sending the last letter (thanks to sam) :D

(not that i am complaining)

is it normal for them to go so quiet for this long

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sam614

sam614

Posted
Posted
well about 7 weeks have gone by and not heard a peep from lowells/red since sending the last letter (thanks to sam) :D

(not that i am complaining)

is it normal for them to go so quiet for this long

 

:lol:lowell are not normal though are they.:D

 

kev must want his body parts leaving where they are,so he is keeping quite.

 

plus the fact that he could not answer any of the questions put to him

 

or justify their crap they tried to pull.

 

SAM

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skegleg

skegleg

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:lol:lowell are not normal though are they.:D

 

kev must want his body parts leaving where they are,so he is keeping quite.

 

plus the fact that he could not answer any of the questions put to him

 

or justify their crap they tried to pull.

 

SAM

 

 

:lol::lol::lol::lol: yes bless him,

perhaps trying to work out yet another name for himself, looks like he has been well and truely stumped by that letter sam ;)

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  • 4 months later...
skegleg

skegleg

Posted
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Posted

Hi everyone

 

well after nearly 7 months of not hearing anything from Lowells they have now sent me a humongus letter.

 

Bacically they are saying they nor littlewoods consider this is in dispute, they have sent lots of pages of items they say have been ordered ,

 

In the letter it states

" Under section 77/78 of CCA act 1974 the creditor is not obliged to send a exact copy , but a true copy of the version i would have signed together with up to date terms and conditions"

they are now going to re-start collections activity and they have sent an income and expenditure form

 

Any ideas what to do now ?

As always many thanks for any advice

 

edited just to add they also sent me a prepaid envelope for my reply

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skegleg

skegleg

Posted
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Bump anyone?

 

do i have to fill in the income and expenditure form ?

i am on benefits, so have very little being serevely disabled, i find it awful that i have to tell these people what benefits i get and how much.

any ideas and help much appreciated

thanks

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The GodMother

The GodMother

Posted
Posted

No they are not entitled to know what money you get. Only a court can be entitled to that.

 

Also l would right back to them adviseingthat your position has not changed and there foryou consider the account in dispute.

  • Haha 1

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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skegleg

skegleg

Posted
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No they are not entitled to know what money you get. Only a court can be entitled to that.

 

Also l would right back to them adviseingthat your position has not changed and there foryou consider the account in dispute.

 

thanks so much for the reply,

i didnt think that they were entitled, but you know what its like when doubt sets in, i didnt know if things had changed.

once again thanks very much appreciated.

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The GodMother

The GodMother

Posted
Posted

YW.

 

If they get funny just ask them if they will pay your bankruptcy fees. :)

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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skegleg

skegleg

Posted
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YW.

 

If they get funny just ask them if they will pay your bankruptcy fees. :)

 

funnily enough, my other half and i was discussing this last night, and decided that if they carry on will just write to them and say

£1 is being put in a tin each month for my bancruptcy.

But if they wanted to do it for us feel free ;)

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wincote

wincote

Posted
Posted
funnily enough, my other half and i was discussing this last night, and decided that if they carry on will just write to them and say

£1 is being put in a tin each month for my bancruptcy.

But if they wanted to do it for us feel free ;)

 

 

Hi,

I have been reading through your thread and feel so sorry for you. Can a company start asking for payments after 7 months have passed by since their last corresondance to you.

I am about to go into dispute with Litttlewoods now Shop Direct. I didn't have a clue where to start until I found this forum, so I am learning slowly, but I do know Littlewoods will be very hard work. I have recieved 2 letters from them unsigned and one letter where I was refered to as Mrs Burnett. I am not Mrs Burnett, would anyone know if these small irregularties could stop Littlewoods from defending in court.

 

Kind Regards

Elaine

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citizenB

citizenB

Posted
Posted
Bump anyone?

 

do i have to fill in the income and expenditure form ?

i am on benefits, so have very little being serevely disabled, i find it awful that i have to tell these people what benefits i get and how much.

any ideas and help much appreciated

thanks

 

 

I would think that quite a chunk of your income is protected and that it shouldnt be included in any repayment plan.

 

As GM has said, just write back and say that you DO consider it to be in dispute.. and no, you do not have to complete the I&E form.

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