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    • Before you start this claim you need to have a lot more confidence in what you're doing which means that you need to understand the way forward in the principles involved more thoroughly. We will help you and you will probably get your money back but this is a self empowerment forum and so you have to do your bit as well. Please will you spend at least the next couple of days reading through the stories on this sub- forum. Try to understand them thoroughly. We have lots of stories very similar to yours but even those which are not similar, have principles in them which apply. In particular you need to read and understand the information in the pinned topics at the top of the sub- forum. I know that you have been reading around here for the past couple of hours but it needs a lot more. You aren't in a huge hurry. Wait a few days before sending a letter of claim and also that needs some amendment as well. Come back here when you've done your reading and then we will have a look at your letter of claim and help you to refine it Also, please tell us the value of the laptop. Was it properly declared as a laptop – and was the value properly declared
    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Regular savings accounts are accounts designed for savers who put money aside every month and reward them with a generous interest rate.View the full article
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
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Tilly V mortgage express repo


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Thanks Mtm

 

He already gets incap benefit, he has the forms to appy for disabilty allowance,

apparantly i am entitled to incap benefit or income support, i have to ring back

later this morning.

 

Tried to get through to the baliff, but was away from the office left my number

if he dosn't get back to me today, i will try again tomorrow morning,

Next on to do list :)

going to see estate agents later today.see what is happening.

The council have a walk in surgery on a thursday so thats a to do for tomorrow.

 

 

 

 

Edited by **Tilly**
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Spoke to the estate agents, said the market is very slow due to credit crunch :mad:

but said if i wanted to move to another agent im not tied in,but have to give 2 weeks

notice,

Spoke to my empoyler and apparantly i get paid,if im in within amount of working hours,that i have worked in the last 2 months:confused:

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Might be worth getting at least 3 agents in during that 2 weeks. Did the agent have any suggestions of things they could do to help?

 

See if there are any sold signs in your area and which agents have most of them. Sometimes the smaller agents can be hungrier and work harder for their money. Try at least one independent agent and one of the multiples, and make sure they are members of a professional organisation like NAEA or RICS.

 

Agent - NAEA Member - The National Association of Estate Agents

 

Ask them if there is anything that you can do yourself to make it more marketable. Ask them what they will do for their money, and how long they are taking to sell at the moment.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Might be worth getting at least 3 agents in during that 2 weeks.

if i get 3 agents in won't that mean more fee's

 

 

Did the agent have any suggestions of things they could do to help?

 

no just kept mentioning the credit crunch and things were slow, with all the agents, there are 2 that seem to have more go in them,:p will go in tomorrow

 

See if there are any sold signs in your area and which agents have most of them. Sometimes the smaller agents can be hungrier and work harder for their money. Try at least one independent agent and one of the multiples, and make sure they are members of a professional organisation like NAEA or RICS.

 

Agent - NAEA Member - The National Association of Estate Agents

 

Ask them if there is anything that you can do yourself to make it more marketable

 

ive cleaned the windows :p

 

 

Ask them what they will do for their money,

 

:o :o

 

soz think my sense of humour returning, but i will ask them, will write myself a list

 

 

 

and how long they are taking to sell at the moment.

 

 

Thankyou caro :)

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Sorry I have missed all this as I have been out of circulation recently. Keep your chin up, and things will work out for you, Stone

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if i get 3 agents in won't that mean more fee's

OOps sorry hun, didn't make myself very clear. lol. I meant get them in to value the house, see how much they'll charge, and which you think will actually sell your house for you. See which you think best, which won't necessarily be cheapest. Only the one(s) you use should charge you, and it's generally a percentage. Try and negotiate a lower percentage because they may just try for more to begin with, but they will want your business, so haggle.

Also think about which is the most realistically priced. Just because they suggest a higher price to market it, does not mean they will get that price. You need a quick sale, so do your sums and see what you can afford.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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These fellas are hard to get hold of:rolleyes: rang again this morning, sorry not in the office right now, rang his mobile and left a message,while on the phone i asked

if you could see if there was an eviction order,as far as she could see there

wasn't.

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Keep a record of when you try and contact them and the results you get Tilly. If you need to go to court later you'll be able to show the judge that you have been trying to sort things out. He might be more inclined then to let you keep control of the sale of your house if he knows that.;)

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Keep a record of when you try and contact them and the results you get Tilly. If you need to go to court later you'll be able to show the judge that you have been trying to sort things out. He might be more inclined then to let you keep control of the sale of your house if he knows that.;)

 

All the calls where made from my mobile phone :D

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I doubt very much that they are going to even apply untill after the 27th Can I suggest you write a letter deatailing every thing that you are doing to try to sell the house and sort out you problems (dont put in your looking for accomadation) say you will update them each week and each week also pay something if you can off the account it will look good to the judge when the time comes

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People who want to repossess your house :D:D:rolleyes:

 

 

oops oh yea silly me :oops::D

 

 

Been a busy bunny today, went round all the estate agents,gave the current one the heave ho, had a look round the town at sale boards and picked 2 estate agents with the most sold signs up :D

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Great stuff Tills - you're on a roll :)

 

L x

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someone unleashed the devil in me :rolleyes:

 

:eek: did you get his phone number :D

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