Elsinore v LTSB and............***WOOOOOO OON*** WON

[elsinore]

Gosh! We could have a new Prime Minister by then!!

 

Elsinore

[Princess Ivy]

it all seems so daunting till you break it down and go one step at a time. good luck, and thanks for the encouragement.

[elsinore]

Claim issued today for £3563.20

 

Elsinore:D

[reload]

Good stuff Els

[jadest]

Claim issued today for £3563.20

 

Elsinore:D

 

Nice one... keep up the good fight!!

[Bean]

Claim issued today for £3563.20

 

Elsinore:D

 

For what it's worth, I received a conditional part offer just before the Allocation Questionnaires were due to be returned, about 5-6 weeks after filing my claim.

 

Keep plodding Elsinore, we are all with you.

[elsinore]

Claim deemed served 11th October.

Deadline for acknowledgement 25th October.

 

Elsinore

[freebird]

keep up the good work Elsinore..we all need the encouragement eh ?

these stays are a pain, typical stalling tactics, you'd think that the courts were wise to them now !

x

[elsinore]

Thanks freebird, I appreciate it.

We're all keeping our fingers crossed for you at the moment!

 

Elsinore

[jadest]

Just out of curiosity jadest - why do you capitalise every word?

 

 

I don't know what you mean reload

[elsinore]

 

 

I don't know what you mean reload

 

 

I think he was referring to your post 20 on this thread!

 

Elsinore

[jadest]

I think he was referring to your post 20 on this thread!

 

Elsinore

 

Lol I was not aware I had even done that... Not sure why I did it either.

Jules x

[elsinore]

I've seen other posts composed in this way jadest, so don't beat yourself up over it

I wonder if there's a feature on our PCs which enables it?

I'm not very computer literate, so I wouldn't know where to look!

 

Elsinore

[elsinore]

Claim acknowledged 13th October (by return it would seem!). SC&M acting.

 

Elsinore

[freebird]

"Claim acknowledged 13th October (by return it would seem!). SC&M acting"

 

yeh...acting like silly buggers................and how !

[nicsussex]

All seems standard LTSB stuff so far - they will drag it out and S,C&M will drive you mad - but guess what? - they will pay up, albeit at the last minute.

[elsinore]

Thanks nic, but I'm very patient.

 

Even so, I'm sending this today:-

 

Sechiari Clark & Mitchell

Department SO

P O Box 499

Lower Ground Floor

1-5 Queens Road Quadrant

Brighton BN1 3XJ

 

25th October 2006

 

Dear Sir,

 

Re:-Claim No XXXXXXXXXXX

Your Ref XXXXXXXXXX

 

XXXXXXXXX County Court has today notified me of your acknowledgement of my claim. We are at this stage because your clients, Lloyds TSB Bank plc (LTSB), have so far refused to negotiate a settlement. Your acknowledgement indicates that LTSB will enter a defence to my claim.

 

I have learned that in other recent cases, LTSB have expressed a willingness to negotiate a settlement, but only at the Allocation Questionnaire (AQ) stage and only by requesting a stay in proceedings of one month.

 

I presume that LTSB’s change of heart, in being willing to negotiate settlements, will not be selective and will apply to me as much as it applies to others. That being the case, I see no reason for either of us to wait around for the AQ stage, which could be many weeks in the future. Such delay would only involve Her Majesty’s Courts Service in unwanted expensive administration and your clients in further costs and fees which I am certain you would wish them to avoid.

 

I look forward to receiving a letter from you soon, outlining your client’s offer of settlement.

 

Yours faithfully

 

Elsinore

 

Copy to XXXXXXXX County Court

[jadest]

Good luck with that... I have had AQ back for 6 weeks they ask for one month to settle... I have wrote 3 times and called 4 times they still state that they are awaiting instruction from lloyds. The court played into there hands and set the court date for Jan 25th but the asked for my evidence bungle so I sent copies of my evidence to court and to SC&M Monday specail delivery. SC&M have send that they settle iin order of court dates so looks like no money for me despite the on going fight starting in June.

Hope you have better look than I have had.... But if I was you I would be prepared for long wait.

[elsinore]

I’m happy to wait for as long as it takes Jadest.

 

I expect SC&M to take not the slightest bit of notice of my letter. The point is to ensure that there is a copy of that letter on file at the court. The judge will see, from the outset, that SC&M are being invited to negotiate a settlement. In a fortnight or so, assuming I’ve heard nothing, I’ll write again, copy to the court. And again, if necessary. That way, when we are both required to submit our AQs, my hope is that the judge will be disinclined to award SC&M any more time to negotiate, should they request it. If they do request a stay I will be in a better position to object to it.

 

It might not work, but it’s worth a try.

 

Also, it’s all ammunition if we want to expose LTSB and their lackeys, for their despicable tactics, to a higher authority.

 

For now, I'm looking forward to hearing about your success!

 

Elsinore

[freebird]

as ever your letter is brilliant, you have such a great choice of words and expression.....

 

I've been respectful and polite to them and Mr. Thomas but lately I feel like telling them to go [edit] themselves..to coin a phrase........

of course I won't.........

they get me so wound up with all this stalling and uncertainty of dates of posting etc.................

 

Your letter might just work as it's a new angle for them and they'll be caught short !

good luck x

[jadest]

as ever your letter is brilliant, you have such a great choice of words and expression.....

 

I've been respectful and polite to them and Mr. Thomas but lately I feel like telling them to go

[edit]

themselves..to coin a phrase........

of course I won't.........

they get me so wound up with all this stalling and uncertainty of dates of posting etc.................

 

Your letter might just work as it's a new angle for them and they'll be caught short !

good luck x

 

I know the feeling... I am feeling much the same... I want to go sit in there office and not move till Lloyds give them there damn instructions and they deal with it... Of course I will not do that.

 

Jules x

[elsinore]

 

I know the feeling... I am feeling much the same... I want to go sit in there office and not move till Lloyds give them there damn instructions and they deal with it... Of course I will not do that.

 

Jules x

 

 

Not a bad idea, though. Walk up and down outside their offices with a big placard and a bullhorn. Make sure you inform the press. Should embarrass them at least. Anyone living near Brighton up for it?

 

Elsinore

[freebird]

I wish I'd had the cash spare when the kids were off last week, I'd have willingly taken myself and the girls into their offices and let the girls tell them what it was like each week when Mum cried through having no money , or last Christmas when we were skint on Christmas Eve...you know the "real life" stuff that they don't take in to account when they're behaving like -ricks.....

A week in Brighton would have done us the world of good and satisfied my need to land one on Sechiari too.

[elsinore]

Sending this one today:-

 

Sechiari Clark & Mitchell

Department SO

P O Box 499

Lower Ground Floor

1-5 Queens Road Quadrant

Brighton BN1 3XJ

 

8th November 2006

 

Dear Sir,

 

Re:-Claim No XXXXXX

Your Ref XXXXXXXXX

 

Two weeks ago I wrote to you suggesting that it would be a good idea to engage in negotiations to resolve the dispute which gave rise to the above claim.

 

Needless to say I am very disappointed to have heard nothing from you. I had hoped that your clients Lloyds TSB would have been anxious to avoid onerous and expensive litigation.

 

It seems strange that your clients only choose to make offers of settlement after the addition of large amounts of costs and statutory interest and the prospect of imminent court appearances. One wonders what your client’s shareholders make of this profligate approach to banking.

 

You may, of course, have already sent me an offer which has, perhaps, crossed with this letter. If you have, please excuse my reminder. If not, then I am sure that it is an error of omission, rather than an error of commission and I look forward to hearing from you soon.

 

Yours faithfully

Els

 

Copy to H.M.Courts Service – Wigan County Court

[kfdh1962]

Hi Els,

great letter..especially the phrase about "a matter of omission and not comission..".

I am at a similar stage..SC&M asked for a stay of one month from the 10th October to negotiate a settlement but to dat they have made no attempt to contact me.

So i will be sending off my fisrt letter to them today, copy to Birmingham county court as well