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    • If you have not kept the original PCN you can always send an SAR to Excel and they have to send you all the info they have on you within a month. failure to do so can lead to you being able to sue them for their failure.......................................nice irony.
    • Thank you and well done  for posting up all those notices it must have have taken you ages.. The entrance sign is very helpful since the headline states                    FREE PARKING FOR CUSTOMERS ONLY in capitals with not time limit mentioned. Underneath and not in capitals they then give the actual times of parking which would not be possible to read when driving into the car park unless you actually stopped and read them. Very unlikely especially arriving at 5.30 pm with possibly other cars behind. On top of that the Notice goes on to say that the terms and conditions are inside the car park so the entrance sign cannot offer a contract it is merely an offer to treat. Inside the car park the signs are mostly too high up and the font size too small to be able to read much of their signs. DCBL have not shown a single sign that can be read on their SAR. Although as they show photographs which were taken the year after your alleged breach we do not know what the signs were when you were there. For instance the new signs showed the charge was then £100 whereas your PCN was for £85. Who knows, when you were there perhaps the time was for 3 hours. They were asked to produce  planning permission which would have been necessary for the ANPR cameras alone and didn't do so. Nor did they provide a copy of the contract-DCBL  "deeming them disproportionate or not relevant to the substantive issues in the dispute" How arrogant and untruthful is that? The contract and planning permission could be vital to having the claim thrown out. I can find no trace of planning permission for the signs nor the cameras on Tonbridge Council planning portal. and the contract of course is highly relevant since some contracts advise the parking rouges that they cannot take motorists to Court. I understand that Europarks are now running that car park which means that nexus didn't  last long before being thrown out.....................................
    • Hi,   I am not sure if I posted this already here but I don't think I did. I attach a judgement that raises very interesting points IMO. Essentially EVRi did their usual non attendance that we normally see, however the judge (for the first time I've seen in these threads) dismissed the notice and awarded me judgement by default because their notice misses the "confirmation of compliance" paragraph. in and out in 3 minutes (aside from the chat at the end with the judge about his problems with evri) Redacted - evri CPR loss.pdf
    • Just to update this. I did apply to strikeout and they did not attend the hearing. I won by defualt and the hearing lasted 5 minutes (court only allocated 15). The judge simply explained that the only matter he was really considering is if the Defendant could have any oral evidence to defend the claim. However he said he had decided that based on their defence, and their misunderstanding of law, and their non attendence he did not think they had any reasonsable chance so he awarded me SJ + Costs on the claim form + the strikeout fee. Luckily when I sent the defendant the order I woke up the next day to a wire trasnfer for the full sum of the judgement
    • Hello, I am wondering if someone can advise. I sold some goods via an online platform who essentially middelmans and authenticates luxury goods.  I have sold over 100 times with them in the past without issue but a while ago I had a sale go wrong, whereby they claim they never received the shoes in the parcel and instead received empty boxes. They wont show any photos of what they received. I considered whether to pursue them or the courier, and decided to pursue them because the UPS tracking indicates no issues at all, but also because they are the ones that contracted with UPS.  I sent them a PAPLOC which they claim was "lengthy and pre written" which is true because I simply adapted a previous one. They rejected any resolution so I issued a claim using an adapated thread from this forum from before against i believe evri. Anyway they filed a defence which essentially says that they think I shipped empty boxes and never shipped the shoes and am commiting fraud. However, I have weight records of every parcel I ship (and have done since 2019) and they have provided no evidence to support their claims. They also failed to comply with CPR request for inspection of certain documents within their defence, such as a report by their authenticator who they claim emptied the box (Although I know this is false because they have had literal job offers for "Warehouse staff" with the job description of opening and sorting incoming orders (OWTTE) so I also think here that I have a ground that they are trying to mislead the court, which once again is likely to obstruct the just disposal of proceedings. The amount is just over £1,000 I'm now wondering whether I should apply to strike out their defence / apply for SJ on the grounds that the defence is totally without merit and will obstruct the just disposal of proceedings by making me wait months for a trial that they are bound to lose and upon them having absolutely no proof to support their claims, and me having weight records, as well as the fact they failed to comply. I am aware the fee for this would be £303 but the trial fee would be £123 itself so the difference is £180. Any advice please?
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DCA's from over the years...


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Just for fun...i thought it would be interesting for members to make a list of the DCA's that have chased you from over the years & next to it, weather they have been successful over you or not.

 

For example: In my case......

 

Moorcroft = no success

Westcot = no success

1st Credit = no success

Meritforce = no success

MacHall = no success

Credit Solutions = no success

 

They are just the one's i can recall as well... :grin:

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Ruthbridge - very very nasty but easily shot down

Lowells - failed on three separate accounts - no CCA

SC&M - file full of threatograms, equal amount sent back to them

Lewis - ignored first letter, never heard from again

CL Finance - almost disposed of - defending three court claims

DLC/Hillesden - no calls from the robot this week:( after OH told them it was harrassment - no CCA on a Barclaycard

Westcot - paid them £1.50 a month for three months then forgot - heard no more

And probably more if I dig the files out

 

Good sport, once you have the 'knowledge'

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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  • 5 weeks later...

what can i add...? oh yeah

moorcroft =0 success,scotcall =0 success,mackenzie hall =0 success,red 0 success, dlc 0 success,lowell =0 success...and so far (after paying £10 per month on a £15,000 debt for 7 years!) I`m at the 6th day stage into a cca request for bryan carter/fredricksons international..so fingers crossed that`s a happy conclusion also....if only I`d known about cca requests and statute barring sooner...:rolleyes:

 

.....still knowledge is power and boy am I having fun with the D C A`s now ! he..he..he..:lol:

 

 

p.s. there are plenty more with a success rate of NIL! but I`ve forgotten who they are now.......:lol:

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Wescot, twice = NO success

DLC, also twice = NO success

Moorcroft = No success

Lowells = No success

Cab(bage)bot = No success

 

CARS = Currently running them around in circles, so NO success

CL Finance = Blinded them with technicalities, so NO success

 

Anyone see a pattern developing here :D

 

Link = these robdogs got to me before this site started up, and got a charging order on my house :-x

I'm working on it, and it's looking good (for me) so that will probably end up as a NO success too :D

Nil Illigitimus Carborundum

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Robinson Way have joined my merry throng. I haven't had fun with them yet. But I will:D

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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CapQuest x 2 - no success

Robinson Way - no success

Bryan Carter - no success

C.K. Edrupt - account closed (hubby) in dispute (me)

Wescott - no success

Mackenzie Hall - no success - but they're trying!

Fredrickson Int - no success

Geoffrey Parker Bourne - no success

Marlin Financial Services - currently paying (CCJ) and they're behaving, but watch this space

Legal & Trade - no success

Mr & Mrs Ananya's story so far -

Welcome Finance - account closed - no CCA - 02/07 - £1500

NatWest - settled in full 09/06 - £600

NatWest - settled in full 06/07 - £72

Verso - Settled in full 07/08 - £2002

C.K. Edrupt/Provident - account closed - no CCA - 04/07 - £640

Littlewoods/Shop Direct - 2 accounts closed - Statute Barred - 04/10 - £800

D.C.A.s who've given up so far -10

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The ones I can remember....

1st Crudit - no success, currently on hold as admission of no CCA and very hefty and serious complaint submitted to FOS, in process of claiming back the money I've paid them under duress....

 

CapQuest - PIF (yes, I should know better really.... the debt was almost certainly unenforceable but it got them off my case... and I told them what I thought of them a few times which was quite fun, actually :D )

 

Lowell/Red - paying them £30 a month (same as above, again almost certainly unenforceable but it shuts them up)

 

Crown Collections - paid in full ( I really wish this site had existed when I dealt with this one-man band - they broke just about every single OFT guideline!!)

 

NatWest's inhouse DCA-type people... Paid in full. Oh dear dear me. Thats all Im saying. :D

 

Plus Robinson Way - told to bog off in no uncertain terms as they were chasing me for uni fees that the LEA paid...

 

Wescot - paid them for a little while and they made such a mess of the account I just got fed up with it.... Im fairly sure Moorcroft and BCW have made appearances at one time or another.... Im just wondering whose next?!

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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ooh Ive had DLC on my case, cant remember what happened there, think that was one of the ones my mum paid off, bless her :) and Im sure MacHall have as well....

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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I had 25,000 total debt and over the course of time had been chased from pillar to post by nearly every dca in england/scotland and god knows where else.....I never thought I`d be able to pay all of them and couldn`t afford and was scared to go `B` if you know what i mean...but Now I`m running a one man crusade for friends and family...! since finding this site I`ve lost ALL my debts and am able to advise others...Power to the little people...and thx to the consumer action group and also the national debt line...let`s make this list include EVERY SINGLE DCA in the land!!!!

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mrs ryan, even though you are paying lowell/red it`s worth sending the standard request for the CCA......I`d been paying bryan carter/fredricksons for 8ish yrs when i did 10 days ago....now they have put the account on hold....worth a go for a £1 postal order and some time on the laptop...!

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hee hee. thanx RD :D nice 2 know someone else supports my campaign :D he aint guilty, honest :D Im just hoping the magistrate agrees :D

 

With the RED thing, i am going to CCA them, its an overdraft so I know there wont be one, unfortunately its too late for the charges (last charge was about 7 years ago I think, account is very old) I paid CapQuest off before I found this wonderful site, if I had known I would defintely have CCA'D them as it was for an HSBC MasterCard opened in 1999 so Im sure it wouldnt have been available *hangs head in shame*

 

I might actually CCA Lowell on Monday... let the games commence!!!

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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Wow! Well done on all your successess. Hope I have some fun with some DCA's - especially as one has just called me - 7.30 on a Sunday morning!! Since I've found this site, I feel more confident to go to war with them - bring on the battle!

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Last year I had

 

Westcot x 3 (they passed the debts onto Nelson Guest so them x 3 too)

Moorcroft x 3 (same 3 that Westcot had - sent disputes letter and silence occurred)

Robinson Way x 3 (same 3 as above - again dispute letters sent and silence)

 

Thing is two of the debts had been cleared with the OC BEFORE being passed on - some moron passed ALL their accounts to a DCA before leaving a certain utility company and caused a lot of hassle for me. I

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