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    • go do a Direct Debit Guarantee Clawback to your bank if you've now got control of his bank account finny.
    • Hello, Just to check I understand things right, he moved to a nursing home, you then kept paying the rent for a period of time whilst you sorted his belongings. You have asked to give notice and asked for backdated payments of rent from when you first asked which went ignored? They are still taking rent payments.   Have I understood correct?   If I've got anything wrong please correct me.
    • I contacted Sanctury housing in August 2023 after informing them my father in law who had Dementia had moved into a Nursing home December 2022. We kept the flat for 8 months until such a time we could accomodate some of his furniture that my wife wanted to keep. I contacted them in August 2023 to let them know the situation by email as I was the named person that could speak on his behalf. I informed them that we had left it to late for POT and were seeing a solicitor for Deputyship of his financies. I asked them what information would they need in order to give notice on the flat and we could provide details of his condition and nursing home. This went ignored I left it a month and then called them October 2023. I was promised a call back from a manager over the next few days. This never happened and it was end of November when I contacted them again and they had no record of me calling them. I explained the email and again I was told the local manager to the area would call me. This never happened and I ended up emailing them in January 2024 with a copy of the email from August. Again this went ignored and I had explained to them that we couldn't just go to the bank and stop the DD as we had tried. This email again went ignored. I then had a letter written to our home address in February asking us to get in contact with them (local manager) as they were concerend nobody was living in the flat. He had an email address so I copied in the last 2 emails to say I had been trying to give notice since August 2023. I also stated that I would like the rent that was paid from August 2023 refunded back to his account as I had officially tried to give notice then and it went ignored. He replied to us about wanting to look at the flat then notice could be given once he had contacted the nursing home to confirm he was actually living there now. Notice was giving for the 22 March 2024 and this would be when rent would stop and no further payment would be taken by this point. The fact I asked to be back dated went ignored. I have since noticed on 2 banks statement for April and May that they are still taking Rent payments of £501 from his bank. Further to this which seems very strange. He was with Eon Next for his utility bill again we were having problems getting this stopped as they needed a named person on his account which there wasn't one despite me managing his online account for him. I didn't check the email address that often that I used to set it up and went to check as noticed the credit he had built up with not living there was all getting refunded in February. The email said £600 would be refunded to his account with a (sorry you are leaving us message) but how can he leave as nobody but himself had access to speak with them. I also noticed the lady in the flat above him had a letter from her bank sent to his address with his address details but his name which was dated 4th March well before we had given notice and it said (thank you for giving us your new address details) we have set all this up for your account.   So Sanctuary housing must have been aware he wasn't living there from the ignored emails for the lady above to start changing address details to move into his flat before the housing manager had even got in contact to ask if anyone was living there. What I basically want to know his do we have any legal standing to claim the rent back from when I first contacted them in August 2023? There is roughly £3000 to come back  
    • lowell letter = we've mugged you once - why are you not paying this other debt....😎
    • i see you are posting this all over the internet too. here you say it was returned by the safety camera dept UK, Wales Returned NIP Nov23 - Heard Nothing - Now It's been returned as refused and have SJPN Form. Help please? WWW.FTLA.UK UK, Wales Returned NIP Nov23 - Heard Nothing - Now It's been returned as refused and have SJPN Form. Help please?  
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How thick do you need to be to work for a DCA?


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I just sent the "harassment by phone" template letter to Eversheds.

 

(They are a DCA pretending to be a firm of solicitors that have never heard of the Consumer Credit Act, for those who haven't heard of them.)

 

Even did the "Harrasment by Telephone" letter heading in 24 point red font + hilighted the main points of the letter in bold. How much more clear can it be, unless turning up in person naked with the letter?

 

3 days later they reply with...

 

"We refer to the above and confirm receipt of your recent correspondence, the contents of which have been noted. Be advised that it is important that you contact our offices on the above number in order to disccuss your account."

 

Then in bold underneath, "It is important that we recieve your call."

 

How thick do you really, really, need to be to get a job at a DCA?

Seems to me they won't employ worms or bumble bees, so anything resembling a human will suffice.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I was going to suggest that they only employ RATS but then again, aren't rats supposed to be as intelligent as dogs?...

 

Just a thought... :D

LOWELLS-Stat Demand Set Aside-No CCA & Statute Barred-£1800-Gone Away-April 2008

 

Scotcall on behalf of Cabot-£2200-no CCA returned to Cabot-file closed-March 2009

 

Cabot-Court Claim issued despite no CCA and Stat Barred-Claim discontinued-March 2009

__________________________________________

 

IF I HAVE BEEN HELPFUL PLEASE CLICK MY SCALES. :)

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I think they'd employ amoebas if they could find a way for a single celled organism to wear a call centre headset.

 

Next time I write to Eversheds, I'll use crayons, and no more than 2 syllables per word. Then they might understand at least a few of the points I raise in my letters to them.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Haha!

 

The image of an amoeba in a headset is quite mind boggling...!!!

 

Thank you, I shall be giggling all evening! :D:D:D

LOWELLS-Stat Demand Set Aside-No CCA & Statute Barred-£1800-Gone Away-April 2008

 

Scotcall on behalf of Cabot-£2200-no CCA returned to Cabot-file closed-March 2009

 

Cabot-Court Claim issued despite no CCA and Stat Barred-Claim discontinued-March 2009

__________________________________________

 

IF I HAVE BEEN HELPFUL PLEASE CLICK MY SCALES. :)

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It might look something like this...............

 

 

 

 

 

 

 

 

 

42d6002b.jpg

Hello, This is "Amoeba Debt Colletors".

Can you answer some security questions

for me?

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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LMAO, poor amoeba, its reputation has been well and truely sullied.

[COLOR=blue]THAMES CREDIT: STATUTE BARRED LETTER SENT [/COLOR][COLOR=red]No reply[/COLOR] [COLOR=#0000ff]HILLSDEN SECURITIES: CCA REQUESTED [/COLOR][COLOR=red]No reply[/COLOR] [COLOR=#0000ff]ROBINSON WAY: CCA REQUESTED [/COLOR][COLOR=red]In default, 30 days up 6th April[/COLOR] [COLOR=#0000ff]LOWELL: CCA REQUESTED [COLOR=red]In default 30 days up 6th April made offer for F&F - refused [/COLOR] :D [/COLOR]

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HAHAHA!!!!

 

I'm in the middle of a massively stressful arguement with RED DEBT COLLECTION SERVICES, gotta go to court for a STAT DEMAND SET ASIDE and..............

 

HAHAHAHA!!!

 

you guys are BRILLIANT!!!

 

Top photo... and TRULY INSPIRED ARTWORK!

 

Thanx!!!!

 

HAHAHA!!! (Sorry!)....HAHAHA!!!

  • Haha 1

LOWELLS-Stat Demand Set Aside-No CCA & Statute Barred-£1800-Gone Away-April 2008

 

Scotcall on behalf of Cabot-£2200-no CCA returned to Cabot-file closed-March 2009

 

Cabot-Court Claim issued despite no CCA and Stat Barred-Claim discontinued-March 2009

__________________________________________

 

IF I HAVE BEEN HELPFUL PLEASE CLICK MY SCALES. :)

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You're welcome, a bit of stress relief and a few things that make

you smile on here help make the research fun.

 

Good luck with the stat demand set aside. :)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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HI all,

 

Just to say, this thread is really funny, I can`t stop laughing at the pics.

 

Where did you get that photo? Did you find them playing banjo`s and supping moonshine in a mountain shack somewhere?

 

Looks like you have given PossVox a much needed something to laugh at. Keep it up guys!

 

Regards

 

 

N.P

 

 

P.S. Keep fighting PossVox, and good luck!

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

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My Excuse is this..........

Just went on google image search, found an amoeba photo and added a few bits using Paint (free painting program that comes with windows.)

then uploaded it to photobucket and posted it on here.

 

Glad you liked it. :D

 

Dunno about FLWLSW's pic. Now that has got me curious for an explaination for that one. I think it's a pic of peeps from Stoke on Trent on a night out. (I know I've been there.)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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And the supervisor of these fine outstanding

members of society??????

 

 

 

 

monkeygunning.jpg

 

 

 

 

 

 

And what happens when a DCA gets too many CAG members ringing them in the same day..................

 

 

 

 

 

 

 

 

 

Icansmellwee.jpg

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I just googled Robbo`s employee of the month awards!

 

Flick x

[COLOR=blue]THAMES CREDIT: STATUTE BARRED LETTER SENT [/COLOR][COLOR=red]No reply[/COLOR] [COLOR=#0000ff]HILLSDEN SECURITIES: CCA REQUESTED [/COLOR][COLOR=red]No reply[/COLOR] [COLOR=#0000ff]ROBINSON WAY: CCA REQUESTED [/COLOR][COLOR=red]In default, 30 days up 6th April[/COLOR] [COLOR=#0000ff]LOWELL: CCA REQUESTED [COLOR=red]In default 30 days up 6th April made offer for F&F - refused [/COLOR] :D [/COLOR]

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Hey!

 

How do I post a picture "direct" into a post please?

 

:eek:

LOWELLS-Stat Demand Set Aside-No CCA & Statute Barred-£1800-Gone Away-April 2008

 

Scotcall on behalf of Cabot-£2200-no CCA returned to Cabot-file closed-March 2009

 

Cabot-Court Claim issued despite no CCA and Stat Barred-Claim discontinued-March 2009

__________________________________________

 

IF I HAVE BEEN HELPFUL PLEASE CLICK MY SCALES. :)

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sign up for an account on Image hosting, free photo sharing & video sharing at Photobucket

upload your pics on to it.

then on phobucket click the img link under the photo

and it copies the link.

then when you reply to a thread click "paste"

and it will copy the link to the pic on your photobucket

account into your reply.

Don't be afraid to ask if you need more help with this. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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then you end up with something slightly more useful than this....

gingerbread_man_walking_md_wht.gifgingerbread_man_walking_md_wht.gifgingerbread_man_walking_md_wht.gifgingerbread_man_walking_md_wht.gif

  • Haha 1

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Hi,

 

Thanx, won't try tonight because a) I'm laughing lots at you guys and b) I just realised that I'm a bit tipsy!!!

 

Whooops!

:o

LOWELLS-Stat Demand Set Aside-No CCA & Statute Barred-£1800-Gone Away-April 2008

 

Scotcall on behalf of Cabot-£2200-no CCA returned to Cabot-file closed-March 2009

 

Cabot-Court Claim issued despite no CCA and Stat Barred-Claim discontinued-March 2009

__________________________________________

 

IF I HAVE BEEN HELPFUL PLEASE CLICK MY SCALES. :)

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...Thanx for the reputation comment fuzzybobble!

 

I think life got a little better since I found CAG.

 

I'm slowly getting some confidence to try and guide some of the other Newbies... it's actually quite empowering!

LOWELLS-Stat Demand Set Aside-No CCA & Statute Barred-£1800-Gone Away-April 2008

 

Scotcall on behalf of Cabot-£2200-no CCA returned to Cabot-file closed-March 2009

 

Cabot-Court Claim issued despite no CCA and Stat Barred-Claim discontinued-March 2009

__________________________________________

 

IF I HAVE BEEN HELPFUL PLEASE CLICK MY SCALES. :)

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[attach]2211[/attach]

 

 

Crackin set of pearly white`s they have in them their pie holes. They look like a row of bombed houses :D

 

 

N.P

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

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The more peeps who try and help others on here the better.

As Tesco would say, "Every little helps."

 

I learnt a lot on here, so is only fair I try and help too.

So many times I see a post where someone needs help

and no replys after 6 hours.

 

When you're scared and intimidated with a DCA threat

of court action, you'd be checking every half hour. (I was)

So the sooner someone replies the better, even if it's

just a message of support and reassurance that someone

with the knowledge you need will be along soon to help.

 

And if sometimes someone posts something that makes you

smile and realise life's not so bad after all, then all the better.

 

I got a job offer today after almost a year of being unemployed.

I had 8 DCA's hassling me and 5 hassling my girlfriend. So my first weeks wages will be donated to the CAG for all the help everyone here has given me and my girlfriend over the last 12 months.

  • Haha 3

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I got a job offer today after almost a year of being unemployed.

 

Congratulations Fuzzybobble

 

Not been in that situation myself (yet) but I know how hard it was for my son when he was out of work that long.

 

Grumpy (couldn't find a photo of a glass of champagne for you)

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Great post fuzzybobble!

 

Good luck with the new job.

 

I clicked on yr scales!

LOWELLS-Stat Demand Set Aside-No CCA & Statute Barred-£1800-Gone Away-April 2008

 

Scotcall on behalf of Cabot-£2200-no CCA returned to Cabot-file closed-March 2009

 

Cabot-Court Claim issued despite no CCA and Stat Barred-Claim discontinued-March 2009

__________________________________________

 

IF I HAVE BEEN HELPFUL PLEASE CLICK MY SCALES. :)

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