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PossVox

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PossVox last won the day on April 10 2008

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  1. Hi, Well email worked for me within 48 hours compared to months of letters and phone calls. You can ask your email program to request a delivery receipt and also a read receipt. You can also print out a copy of the email you send for your records. Cabot are total muppets and chancers, what have you got to lose? Good Luck
  2. I emailed these parasites as I was getting nowhere by letter or through asking the County Court for updates. Cabot backed down and I went for wasted costs. I got £600 from them - no questions asked. Edit this and send via email: Dear Mr. Maynard, Cabot Financial have been contacting me regarding the above account since **/**/**. I wrote to your offices on **/**/** to inform you that this alleged debt is barred by statute since no payment has been made and no acknowledgement of the alleged debt has been made for more than 6 years. You replied stating that a p
  3. Thanks Saintly! Let's see what they come up with re Costs, I'll send a nice fat donation to The CAG if they cough up! (I still owe Rhia a few pints too!) Cheers PV
  4. Hi Arbo, Cabot can be beaten. My thread might help you: http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/152289-cabot-say-debt-not-15.html#post2104983 It's a long thread but hopefully you'll see that patience pays off! Good Luck! BTW, they will most likely lie and intimidate and be arrogant in the extreme but if you keep a file of all coresspondence between you and send everything registered post or email, then you can beat them. PV
  5. And now this: Where they admit that; 1. They never had a CCA or any other paperwork and 2. That it was Statute Barred all along and 3. They can process my data DESPITE NOT HAVING ANY AGREEMENT! (Hello Information Commissioners's Office?!) I have learned to send all letters by RECORDED DELIVERY, KEEP A FILE of all correspondence and it seems OK to use email as they WILL RESPOND to them. I hope that this thread gives hope and encouragement to anyone else who is fighting Cabot. I will update re costs. You can WIN with the power of CAG!
  6. Update: Received this from Cabot: Sent a Wasted Costs Order in today to their solicitors. Thanks to everyone for their contributions and support-you know who you are! PV
  7. Hi, Think i have it sorted re N252, they will receive it tomorrow and i await their response. PV
  8. Hi, Having read x20's advice again, i think i don't involve the court yet. I think i just serve the N252 on cabot's solicitors initially and what i'm asking for is actually an out of court settlement at this stage. Anyone know if this is the correct interpretation? Thanks PV
  9. Hi, I have followed x20's excellent guide to claiming for wasted costs. Filled in a form N252 and typed up a separate letter detailing what costs i intend to ask for. Just phoned the county court and they tell me that I would need to complete an N1 and start a fresh claim against cabot. I explained that I had completed an N252 and detailed my costs. They asked me who had advised me and I said it was a solicitor (x20!). The CC manager told me that they aren’t legally qualified to process my paperwork even if I handed it in to them. Also said that it is no
  10. Cheers mate! Do you expect them to close my "account" and disappear now? If they really ARE investgating my complaint seriously then that's the obvious conclusion, right? PV
  11. Hi, Update: Phoned local county court a few minutes ago and they have received the notice of discontinuance and actioned it! Hearing before allocation also vacated. Letter in the post from cabot to say thanks for my email of comlplaint and that they are investigating and will be in touch within 10 days. Also enclosed their complaints procedure, boy am i going to be using that information to its fullest! Thanks to all CAGgers who've helped and supported me so far, i just need cabot to close my "account" and bog off for good now. PV
  12. Nice idea emma but i want to avoid the hearing because i'm supposed to be away on holiday that week! PV
  13. Thanks to everyone for their comments, all sound advice as ever. I won't allow myself to believe that i'm completely out of the woods yet, not until a) i have the notice of discontinuance in my hand and b) the court confirm that they have their copy. We all know how devious these people can be. Nothing in today's post but I only spoke to the "solicitors" yesterday afternoon so i'm prepared to wait until early next week before i start kicking off. PV
  14. Hi ODC, Thanks for the advice. I'm taking the discontinuance letter into court personally a.s.a.p. and will ask for the hearing cancelled and for written confirmation. You don't think they'd try and pull a fast one do you? PV
  15. Hi GodMother, Thanks for the info. Is there an official claim form or will a letter do? I will read the link suggested in an earlier post. What would you say is a reasonable amount of hours to claim? I have receipts for postage, special delivery at £5 a time etc. PV
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