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    • Sorry I've only just come onto break it just goes to page one of the thread for me. Do you know what post # it was?
    • Agree HB. Remove the cease and desist stuff. Otherwise it's a cracker! Shame you've used so many big words that they will just not understand.😅
    • That sounds pretty good. My only concern is the bit about the cease and desist letter to Excel, please wait for the guys to comment on your letter. HB
    • No mention of Schedule 4 of POFA = Only the driver is liable, not the keeper. Simply don't tell them who the driver is, which means  don't appeal. From a quick search of the site, yours is the first case I can see with Carparksecurities we've seen here so it'd be excellent if you keep up to date and engage with this thread. General advice is to ignore everything until / unless you ever get a letter of claim.
    • So I am now in receipt of a second Letter of Claim this time from DCBL although their letter head now says " DCBLegal"  😱 Now I'm guessing one response to a letter of claim is sufficient and I could ignore this but having been inspired by other snotty letters I wanted to have another bash at one. How does this sound? Dear Lackeys of Company with Unconscionable Morals, Thank you ever so much for gracing me with yet another Letter Before Claim on behalf of Excel Parking Services. How many of these delightful missives do you plan on sending before you muster the courage to follow through on your threats to take me to court? Just so we're clear, here is the response (in italics by that I mean the slanted text below) I previously sent to Excel’s Letter Before Claim, in case your attention to detail is as lacking as I suspect: I am currently 2-0 up in terms of Small Claims Court proceedings and I look forward to the opportunity to claim a hat trick, this case being more straightforward than my previous two. I will be asking the court for an unreasonable costs order under CPR 27.14(2)(g) due to your conduct over this absurd claim. Despite my best efforts, you continue to assert that I have breached your terms. However, I cannot breach terms that I was not present to accept. Have you even read my initial response? I suggest you review it thoroughly and save yourself some money. Additionally, please refer to section 13 of the IPC Code of Practice, 2023 edition. I eagerly await your deafening silence. Remarkably, I haven't heard a peep from Excel since my response; instead, they've passed the baton to you to perform this tiresome routine once more. Consider this my official notice that I am sending a cease and desist letter to Excel Parking Services. Their relentless hounding has crossed the line into clear harassment. Any further demands for payment from you, as Excel's lackeys, will be regarded as nothing more than shameless acts of intimidation and harassment. I now look forward to the deafening sound of your silence. Yours sincerely,
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GE Money PPI POC***WON***


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Hello SAB,

 

Not really answering you post and I wish you every success on your claim.

 

I am having a bit of a battle myself but this from your first post caught my eye.

 

I'm hesitant to post it on a public forum as I know GE Money read this website.

 

If that is the same for RBS then perhaps I should remove posts 47 and 51...

from this link??...alanalana PPI claim against RBS (looking for some help) please:D

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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Hi again, it seems that in the rush to get our AQ in I forgot to keep a copy:o. I am trying to remember what we put in that box, I know we put that we could particularise the charges if required, as GE's defence said we had not fully particularised them (they were usefully shown as a total on our statement). I am afraid I can't give you much more help - if you look under my username at the other GE threads you will see AQs that I did for defending claims (with help).

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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Bump again

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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Hello SAB,

 

Any pointers on what I should include in the Draft Order for Directions would be a MASSIVE help.

 

The Allocation Questionnaire has to be completed by 01/05/08 so I'm a tad desperate!

 

I am not familiar with the Court Process have you tried posting on a new thread in the legal forum under the Debt Action Group there must be legal minds there that can assist with your request.

 

regards and good luck and don't forget to point them to your thread in PPI forum so they can follow the plot.

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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  • 2 weeks later...

I have a good feeling about this, :)

 

Salans have failed to submit their Allocation Questionnaire and the case is now with the District Judge for direction. What do you think the likely outcome will be, judgement by default or a 14 day extension for the defendant to file their AQ.

 

What comes next?

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I think I might have found what i'm looking for.

 

Consequences of Failure to File an Allocation Questionnaire.

(1)If no party files an allocation questionnaire within the time specified by Form N152, the court will order that unless an allocation questionnaire is filed within 7 days from service of that order, the claim, defence and any counterclaim will be struck out without further order of the court.

 

(2)Where a party files an allocation questionnaire but another party does not, the file will be referred to a judge for his directions and the court may:

(a)allocate the claim to a track if it considers that it has enough information to do so, or

(b)order that an allocation hearing is listed and that all or any parties must attend.

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Bee hugger!!

 

Salans have filed their Allocation Questionnaire. :o

 

Hi SAB

 

How did you find this out? did you phone the courts? Hopefully they will give in before the court date!

 

Don't let it phase you, this is just as big as the bnk charges!!!

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A copy of the AQ arrived in this mornings post.

 

O well, it's now the waiting game.

 

Hi SAB

 

When you sent th AQ to court did you also send a copy to the defendants? I'm just preparing mine and was just sending a copy to the court is this right?

 

Thanks

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Hmm - I have only ever sent my AQs to the court. I have never received any of the 'other side's AQs either from the court or from them. So suggest that it just gets sent to the court.

 

I could be wrong:confused:

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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  • 2 weeks later...

The district judge has accepted the defendants Allocation Questionnaire and a date has been set for the Allocation Hearing which is in September. One thing I did not realise was that there is a charge and it will be £300, which is fan ******* tastic!

 

We have just paid for our holiday, £600 of work on the car (new clutch and service) and a couple of other things so finding another £300 is going to be hard if not impossible.

 

Looks like it's going to be the mini skirt, stockings and red light for me this weekend!

 

One thing I have found rather annoying is that the draft orders for direct have not been sent to the defendant so why did i bother. :mad:

 

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The district judge has accepted the defendants Allocation Questionnaire and a date has been set for the Allocation Hearing which is in September. One thing I did not realise was that there is a charge and it will be £300, which is fan ******* tastic!

 

We have just paid for our holiday, £600 of work on the car (new clutch and service) and a couple of other things so finding another £300 is going to be hard if not impossible.

 

Looks like it's going to be the mini skirt, stockings and red light for me this weekend!

 

One thing I have found rather annoying is that the draft orders for direct have not been sent to the defendant so why did i bother. :mad:

 

Hello SAB,

 

 

:oops: I do hope you are of the female gender, but whatever its a free world after all. Good lucjk and don't look desperate:lol:

 

£300 for a AC, MMMmmh I suppose we have to keep the DJ in their mansions and bentleys.

 

But on the otherhand £300 you should make double that in half-an-hour.

 

Good luck and you know "keep SAFE":D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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I think photos should be posted . ..

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Hello SAB,

 

Good luck when you get to Court.

I have an idea to get the money for you. Just follow Ukaviators post and post photos at a reasonable price then add PPI:o and you're made.:D

 

aa

Edited by alanalana
bad spelling punctuation

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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Share on other sites

No trade lastnight so to console myself I spent the best part of today taking photos in and around Purbeck and the Jurassic coast line. Happy now :D

 

I'm going to be begrudgingly paying the £300 tomorrow :(

 

Hello SAB

 

Have faith that they £300 will really put the fear up them, then they will know how serious you are:D

 

One has to speculate to accumulate

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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Hiya HHNF.

 

Point taken but it's just a massive pain in the rear end.

 

I was going to pay the money in on Monday but it's going to have to wait now until Friday as I'm in the west country until then.

 

I suppose the next thing is to prepare the court pack.

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