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    • Thanks in advance for advice! I was shocked to find out when doing a credit score search this weekend that I have a CCJ in my name. I've spoken to the courts today and have been told Vehicle control services have taken me to court for parking without a permit in my own allocated parking bay that came with my flat rental. The CCJ appears to be to the right apartment block but the wrong address.  It dates back to 2017. The judgement was passed in April 2021 without my knowledge of the ticket or the case ( presumably fine information was sent to the wrong address) I had already been taken to court by VCS previously for parking in my own bay and I won. It seems to me that this is underhanded behaviour from VCS as they had my address from previous interactions and had tried taken me to court for something that a judge had previously ruled on. I'm seeking advice on next steps. I was told by court that i can raise a dispute on the CCJ but I also want to appeal the case altogether. Should I be filing an  N244 Application Notice with an N161? I was told I should pay the court £303. Now that I've got home and had a look, there is a long list of court fees so I'm not sure which is applicable. I was also told the £303 is not refundable. Should I be filing a counterclaim or is that something that can be done at a later date. Ultimately I feel disgusted at having a ccj and then having to pay for the privilege of getting it removed. Any advice on how to make VCS pay for this would be appreciated!
    • Speaking of Truss, another French politician has used her as an example of economic illiteracy. Edouard Phillippe, the ex-PM was on BFM TV this morning.
    • an aperitif before the trumpy main event   Alex Jones must sell assets to pay $1.5bn to Sandy Hook victims as Infowars spared WWW.INDEPENDENT.CO.UK Alex Jones, a right-wing conspiracy theorist, falsely claimed the 2012 Sandy Hook shooting was a hoax  
    • As gesture of goodwill, we were eventually given a courtesy car from Mercedes (after numerous complaints from us on their lack of communication / misdiagnosis / time they’ve had the car - we’re now at over 4 weeks without our car) They have literally just informed us it will be ready to collect tomorrow. If we pay the cost, where will we stand? It’s so hard to understand what we should do 😫 we will re open our complaint with the finance company then. We emailed Doves yesterday informing them of all the problems (we have touched base with them and let them know prior to this) but they are yet to respond.    Any further advice would be greatly appreciated! 
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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12 days up for lowell


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My wife owed £1400 and they sent the same letter and then sent another letter saying since she has not responded we have no choice but to send it to another debt collection agency.

 

Lowell's Lowell portfolio red Hampton illegal a company in Halifax and McKenzie hall then passed to another that never happed.

 

But they had been writing for over a year and then it became statue barred :)

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Try to brighten your day Dora your smiling and I'm in stitches with the letters you receive.:lol:

 

Have a good weekend

 

Andy

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My wife owed £1400 and they sent the same letter and then sent another letter saying since she has not responded we have no choice but to send it to another debt collection agency.

 

Lowell's Lowell portfolio red Hampton illegal a company in Halifax and McKenzie hall then passed to another that never happed.

 

But they had been writing for over a year and then it became statue barred :)

 

thank you:-):-)

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Hi Andy your comments make me smile i have got to get another folder lol:roll:

 

 

You will probably end up with several by the end of this:madgrin:

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Perhaps the desk jockey from Red is away so hamptons have ago:madgrin:

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  • 4 weeks later...

Dora.

 

I would write to them as the phones owner and say stop harrassing me.

Its your phone you pay the bill/put credit on you control the phone.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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  • 2 weeks later...

Gives them something to do Dora, get a new sim card if its really annoying you.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Gives them something to do Dora, get a new sim card if its really annoying you.

 

Regards

 

Andy

 

:-)its the landline andy they are useing i am surprised i don,t get them on my mobile, i suppose its the next best thing to do has i haven,t received any fan mail from them for a while lol:roll:

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Ah I see Dora, well lets hope they soon decide what course of action they are going to take as your up to 369 posts and we are waiting eagerly for you to join the legal forums:wink:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Ah I see Dora, well lets hope they soon decide what course of action they are going to take as your up to 369 posts and we are waiting eagerly for you to join the legal forums:wink:

 

 

 

Thanks i am sure i will be asking for your advice again then Andy lol:wink:

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  • 2 weeks later...

Lowell have taken a whole year to respond to my last letter regarding a disputed Cap One account. They even quoted Carey Vs. HSBC, which, as most will know, was superceded two months later.

 

I'm thinking of just writing a short letter saying I'll rspond accordingly with my full reasons for asserting that the "agreement" (for agreement, read "application form") is enenforceable within a similar timescale. They can expect a full resonse in a year or so.

 

Muppets.

 

 

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They even quoted Carey Vs. HSBC, which, as most will know, was superceded two months later.

 

Superceded by what?

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Ditto, I’m not aware of anything superseding Carey, let alone a couple of months after. Please enlighten!

 

Can you tell us the full content of what they have sent, and the context?

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