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    • I googled "prescribed disability" to see where it is defined for the purposes of S.92. I found HMRC's definition, which included deafness. I don't  think anyone is saying deaf people cant drive, though! digging deeper,  Is it that “prescribed disability” (for the purposes of S.88 and S.92) is defined at: The Motor Vehicles (Driving Licences) Regulations 1999 WWW.LEGISLATION.GOV.UK These Regulations consolidate with amendments the Motor Vehicles (Driving Licences) Regulations 1996...   ….. and sleep apnoea / increased daytime sleepiness is NOT included there directly as a condition but only becomes prescribed under “liability to sudden attacks of disabling giddiness or fainting” (but falling asleep isn't fainting!), so it isn’t defined there as a “prescribed disability”  Yet, under S.92(2)(b) RTA 1988 “ any other disability likely to cause the driving of a vehicle by him in pursuance of a licence to be a source of danger to the public" So (IMHO) sleep apnea / daytime sleepiness MIGHT be a prescribed disability, but only if it causes likelihood of "driving being a source of danger to the public" : which is where meeting / not meeting the medical standard of fitness to drive comes into play?  
    • You can counter a Judges's question on why you didn't respond by pointing out that any company that charges you with stopping at a zebra crossing is likely to be of a criminal mentality and so unlikely to cancel the PCN plus you didn't want to give away any knowledge you had at that time that could allow them to counteract your claim if it went to Court. There are many ways in which you can see off their stupid claim-you will see them in other threads  where our members have been caught by Met at other airports as well as Bristol.  Time and again they take motorists to Court for "NO Stopping" apparently completely forgetting that the have lost doing that because no stopping is prohibitory and cannot form a contract. Yet they keep on issuing PCNs because so many people just pay up . Crazy . You can see what chuckleheads they are when you read their Claim form which is pursuing you as the driver or the keeper. they don't seem to understand that on airport land because of the Bye laws, the keeper is never liable.   
    • The video-sharing app told the BBC that a "very limited" number of accounts had been compromised.View the full article
    • The King is the second monarch to appear on Bank of England notes which will be fed gradually into the system.View the full article
    • The King is the second monarch to appear on Bank of England notes which will be fed gradually into the system.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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we're too busy confusing religion and God. religion is Man-made..........with all our inherent faults. But until someone can prove to me there isn't a God..........then I'll continue to believe that one exists.

 

 

 

 

Better safe, than sorry

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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The first question we should be asking ourselves is “to which god is the thread starter referring?” the non-existence of any god or god moniker).

 

As you wish.

 

So, like I said in a much shorter sentence: Whatever helps you get through the day, dude.

 

Way to go Mrs Taylor.

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Now this is a particularly interesting conclusion. Care to expand on it?

 

 

it's the safety -net theory of the agnostic

 

It's impossible to prove the existence of a God, but equally it's impossible to prove He doesn't exist either.

 

So just in case the Day of Judgement actually happens,it's best to believe to be on the safe side

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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I took my kids to a christening a few years ago now and in a very quiet moment in the ceremony my daughter (aged about three at the time) said to me 'Mummy, who is God?' :eek:

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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hi charley I have heard off that one too, the nothing to lose thoery makes a lot of sence maybe we must have listerned to the same person at some point.

 

Tony what have you started.?? Hugh, I can't see the difference between you and Ukav either, are you sure you have not got those tight slacks on mate.:)

 

I believe in God but as to the bible I do think it's a bit out dated and old fashioned if it isn't then or our socioties morals have been dug well and truly in the ground

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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it's the safety -net theory of the agnostic

 

It's impossible to prove the existence of a God, but equally it's impossible to prove He doesn't exist either.

 

So just in case the Day of Judgement actually happens,it's best to believe to be on the safe side

do have to say that i agree with u on that one cos no one can say for sure he dont exist so best to play safe and be good and all that :Dthen when we get to the pearly gates well be let in not sent to tother place ;)xxkia
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I do have to point out that the nothing to lose policy is really hard work. for instance if you choose to believe just because you can't prove otherwise you then have to follow a cause of action to make sure you hedge your bets so to speak and act like a good christian even if you wanted to strangle someone, no more telling porkies. if you have been given too much change in a shop you have to hand it back, give to charity etc etc etc its no enough saying you believe but doing nothing about it. I personally do all this things anyway ops where my halo but isn't that what we should all be doing any way being the best person we can be. and to bring up our kids to do the same. ever action has a reaction good or bad and what comes around goes around.

 

But on saying all that I have also found that the biggest hypocrites happen to those who believe in some form of god and the worse behaved children and from a religious background. On quite a few occasions when children from christian families have behaved really badly, instead of being punished for the actions the parents have asked every one to pray for them to behave better yer ok. However churches are not completly full of hypocrites, there's plenty of room for more ha and you don't have to be one to join however it does help

 

have you every noticed that if you are given to much change by mistake and you do not give it back odds are you will lose it.

i think it's called the fear of GOD

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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Never bring into question politics or religion-everyone has an opinion which in my experience never agrees with anyone Else's.:) TonyC, you have a lot to answer for:D

 

Rubbish.

 

Everybody's opinion is welcome. See post number 1.

 

Those who cant debate the possible options, in my opinion, are the ones who cause the most unrest.

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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I "borrowed" this from the letters to Viz thread. Thanks Fred.

 

 

A woman whose daughter was hospitalised in a US tornado told ITV News that 'God would make her better.' presumably, that's a different God from the one that almost killed her with a tornado.

 

M Lovejoy

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Never bring into question politics or religion-everyone has an opinion which in my experience never agrees with anyone else's.:) TonyC, you have a lot to answer for:D

 

Quite the contrary; always bring into question the beliefs of others and yourself; blind acceptance without applied thought serves no purpose other than to create slavish obedience.

It's largely through disagreement, discourse and ultimate protest against the beliefs of others that our species has reached such an unprecedented level of intellectual and philosophical freedom.

 

Remember moggieb, politically it's only through protest that our social representatives are elected rather than self appointed. Only through protest that we have the right to be judged by our peers in criminal trials. Only by protest that few of us work a full week and have holiday entitlement. Only through protest that women can vote. And perhaps more topically, only through protest that people can reclaim their bank charges.

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TEZ, we like to think it's through protest!! but lets face it government does not listen to protests or pressure groups unless they have a ulterior motive to do so.

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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TEZ, we like to think it's through protest!! but lets face it government does not listen to protests or pressure groups unless they have a ulterior motive to do so.

 

This statement is not accurate, nor I suspect - if pressed - could you justify it. This tends to be the classic response from those who feel politically disempowered, but it has not, is not, nor is likely to ever become completely true. Of course there are occasions in which governments refuse to listen to the populous unless it suits their interests (the UK's shameful compliance with America's policy of state-backed terrorism is an example), but ultimately governments will always be moulded by the popular will.

Legislation moves downward. Social change moves up.

 

None of the major changes in social, religious or political history I've already mentioned came about through the establishment listening to the people because it satisfied their own interests, indeed, in most cases quite the reverse. The establishment is ultimately beholden to the will of the people, and however disenfranchised we might individually feel it remains a fact that collectively we can force change.

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