Cheekiness towards a DCA

[loyalbrummie]

Just found an old Crap 1 card so when they next ring up then il try to pay it with that, also found the card they send in junkmail.with the number 0000000000 on it , i might try that one as well.

I use my old cards for other stuff as well but dont think i should put on here what .

[fuzzybobble]

I dont see what is the point of them saying that the call is being recorded, after all its not against the law if you wish you to use aload of expletives down the phone at them or talk to them in a funny way.

They seem to be under the impression that its something your not allowed to do

 

Awww, and I always thought I was being big and hard by swearing at them. Oh well, on to bigger, better and more mature things I suppose.

It's like taking the pee out of dwarfs with a low IQ. It's not big, and it's not clever.

[The GodMother]

No its not really fuzzy as some of them cant help they have a low IQ especially if they work for a dca.

 

Chrissi

[fuzzybobble]

I went for an interview when I was desperate for a job a few years back. Turned out to be Moorcroft of all the places in the UK. (How ironic for me. ) lol erm lol (I hate them with a passion due to two of my accounts and one of my girlfriends being with them.) They said I was over qualified and turned me down. Ha ha. So filled in application for Maccy D's out of sheer desperation instead . Got offered the job, but turned it down due to moral standards + actually caring about the young people who are the so called "future of Britain". (for what good it will do us in the end lol.)

 

The moral of this story......"If you work for DCA then unemployment should be considered a positive career move."

[mrmarmite]

No its not really fuzzy as some of them cant help they have a low IQ especially if they work for a dca.

 

Chrissi

 

 

LOW IQ ?????????????? and theres me thinking they didnt have an IQ at all

DOH !

[The GodMother]

I went for an interview when I was desperate for a job a few years back. Turned out to be Moorcroft of all the places in the UK. (How ironic for me. ) lol erm lol (I hate them with a passion due to two of my accounts and one of my girlfriends being with them.) They said I was over qualified and turned me down. Ha ha. So filled in application for Maccy D's out of sheer desperation instead . Got offered the job, but turned it down due to moral standards + actually caring about the young people who are the so called "future of Britain". (for what good it will do us in the end lol.)

 

The moral of this story......"If you work for DCA then unemployment should be considered a positive career move."

 

 

Over qualified to work for a DCA, Excuse me while i finsh laughing at that line.

 

Done. My dad has found that he got made redundant from a printing firm and then told he was under qualified to get a job so he went to college and done a load of courses applied for more jobs still did not have enough qualifications so went to university. Now he is over quified to work and has been on benefits for a few years now. But stangly enough he is not over qualified to work on the field picking daffs and stuff like that.

 

Chrissi

[Fred Bassett]

It's like taking the pee out of dwarfs with a low IQ. It's not big, and it's not clever.

 

Nor are dwarfs with a low IQ.

[fuzzybobble]

It's good that DCA staff don't have an IQ.

Just leaves an open door for the few on here that have posted funny DCA calls etc.

 

I really hope it shows others that read the more amusing threads, that there's nothing to be scared of, and to stand up to them. + Expose them for the con merchants they really are for trying to profit from the vunerable, and decent people, who have fallen on hard times through no fault of their own.

 

Life is hard enough as it is without these parasites preying on decent people who just want to live life as best they can under the circumstances.

 

One day hopefully the law will fully protect those people. Until then...

 

Spread the word and post links to the fun threads on CAG. (Plus links to template letters and useful advice too.)

 

If you can smile when life is tough, and then get some good advice on here. Plus if you can give a little back in return, then we have all acheived something good. And hopefully smile about it afterwards.

 

Worrying about DCA threatening letters should be at the bottom of the list of lifes worries.

[mrmarmite]

It's good that DCA staff don't have an IQ.

Just leaves an open door for the few on here that have posted funny DCA calls etc.

 

I really hope it shows others that read the more amusing threads, that there's nothing to be scared of, and to stand up to them. + Expose them for the con merchants they really are for trying to profit from the vunerable, and decent people, who have fallen on hard times through no fault of their own.

 

Life is hard enough as it is without these parasites preying on decent people who just want to live life as best they can under the circumstances.

 

One day hopefully the law will fully protect those people. Until then...

 

Spread the word and post links to the fun threads on CAG. (Plus links to template letters and useful advice too.)

 

If you can smile when life is tough, and then get some good advice on here. Plus if you can give a little back in return, then we have all acheived something good. And hopefully smile about it afterwards.

 

Worrying about DCA threatening letters should be at the bottom of the list of lifes worries.

 

 

HERE HERE. take note newbies ! ! !

[fuzzybobble]

I was a newbie once.

Thanks to the CAG it's given me and my girlfriend a new start in life, that we wouldn't have had otherwise.

I just wish the CAG had more mainstream media coverage, cause there's a lot of people out there that still get suckered in by DCA's and companies that prey on peoples lack of knowledge of the law and what they are really entitled to.

CAG is the beginning of a new era, where once again the customer is king and companies respect that to stay in business. Sooner it comes the better.

 

For the time being, keep going and support what is right, and one day the customer will be king again.

 

"Power to the People" Wolfie Smith 1977

[The GodMother]

yep totally agree with you. It is scary but you do need to be assertive.

 

Chrissi

[mrmarmite]

ADMIN??????????????// you there, read last post by fuzzybobble

 

there are still loads of people out there hiding behind their sofa's

 

time to bring them out

[fuzzybobble]

Yep, have to agree with you both 100%

 

The CAG should make peeps realise there's nothing to be scared of and push for more media attention to show people that there's nothing to be scared of.

 

When me and my girlfriend get our bank charges refunded, we'll be making big donations so the CAG can continue. We would donate now, but are both struggling to pay basic bills at the mo.

my pride and joy (Carlos Sainz Celica gt-four) is off the road due to not being able to afford a £60 part for it. Only cost £3000 2 years ago, but it's my baby.

 

I love this website and always give the site address to anyone I meet who needs some help.

 

The CAG is a true voice of hope in a country who's media and government promotes bad news and dispare as a norm.

But for many talented people, just affording to survive is all you can ever aspire to acheive if you live here.

[The GodMother]

when we have the money l will be donating aswell. just struggling atm.

[mrmarmite]

awwww bless getting soppy now

[mrmarmite]

lol, if we wernt struggling none of us would be here in the first place but hey ho!

[Fred Bassett]

when we have the money l will be donating aswell. just struggling atm.

 

Me too. I've got myself a CAG email account but that's the best I can do at the moment. In a few months time I might have a bit of money but I've got a huge battle ahead with quite a number of nasties. If I can see them off then there will be light at the end of the tunnel. Right now I need all the funds I can get for the months ahead.

 

Regards to all.

 

Fred.

[fuzzybobble]

We're all in the same boat folks. That's why we're here after all.

 

When the banks have to pay back all they've taken from us.

then I'm sure the CAG will get tons of donations and thank you messages.

 

Quite right they do too, as the people who set up CAG are true

hero's and well deserve at the very least media attention and

a knighthood for their services to the people of this country.

 

It's only fair that we start a thread (that's made a sticky on the frontpage) also petitions etc, so the people behind the CAG get the full recognition they so rightfully deserve for all the hard work they've done over the years.

[mrmarmite]

yup. i'm waiting for 2.5k from mine. should start a thread on that 1 by letter i got today

[fuzzybobble]

Had the following call 10 mins ago.....

 

Hello this is David from Halifax, can I speak to Mr Fuzzy Bobble?

 

Me: Yes, speaking (after 3 cans of carling I may add)

 

Halifax Dave: I need to confirm a few details before I can continue.

 

Me: ok, go ahead matey. (covers mouth to hide laughter)

 

Halifax Dave: Can you confirm the first line of your address?

 

Me: Can you confirm you're a W***ker from Halifax and trying to persue me for an alleged debt you cannot persure an alledged debt for?

 

Halifax Dave: WHAT?????

 

Me: No properly executed Credit agreement has been sent, even though I requested it over 14 working days ago. Or in simple language that you will understand. F*** Off and never call me again you pathetic mimimum wage earning parasite......

...If you're recording this I want a copy of so I can play it to my friends at the pub.

 

[FLWLSW]

Ive made a donation, not much but it all helps.

 

Flick x

[fuzzybobble]

Ive made a donation, not much but it all helps.

 

Flick x

 

Every little helps Flick.

"from little acorns, mighty oak trees grow"

 

On here there's lots of little acorns, but together we can

make a huge difference if we stick together.

 

Good luck

[ODC]

Had the following call 10 mins ago.....

 

Hello this is David from Halifax, can I speak to Mr Fuzzy Bobble?

 

Me: Yes, speaking (after 3 cans of carling I may add)

 

Halifax Dave: I need to confirm a few details before I can continue.

 

Me: ok, go ahead matey. (covers mouth to hide laughter)

 

Halifax Dave: Can you confirm the first line of your address?

 

Me: Can you confirm you're a W***ker from Halifax and trying to persue me for an alleged debt you cannot persure an alledged debt for?

 

Halifax Dave: WHAT?????

 

Me: No properly executed Credit agreement has been sent, even though I requested it over 14 working days ago. Or in simple language that you will understand. F*** Off and never call me again you pathetic mimimum wage earning parasite......

...If you're recording this I want a copy of so I can play it to my friends at the pub.

 

Oh dear and I thought they had to phone between 8am and 9pm

[fuzzybobble]

I thought that too, but when have DCA's ever followed the OFT guidelines and the law for that matter.

[WCR4-6]

many many years ago - when I had a loan out with Lloyds TSB (who used to be a decent bank before TSB came on board) - I was off sick from work one day - so was lounging around the house in a dressing gown and slippers.

 

There's a knock at the door - I answer it - to find a "bloke" - fresh out of University - hope in his eyes of making a difference in his chosen career, a nice new iron pressed white shirt and a suit which looked like it had just come off the peg in a fine Saville Row establishment - and in his hand was one of those big leather folder things with the zip on it.

 

I had a pretty good idea who we was working for...

 

Conversation went something like this:

 

 

Kid: (Enthusiastically) Is Mr X there?

 

Me: (Being civil - and feigning ignorance of the fact University Kid's actually speaking to Mr X) I'm afraid he's not here at the moment. Can I help?

 

Kid: Not really - I'm here from Pound of Flesh Ltd (can't remember the actual name of them - could have been someone like Moorcroft or something) - we just need to speak to him about this loan that's outstanding. When would he be back?

 

Me: I'm not too sure to be honest. I think he's abroad with work at the moment up in the Baltic. I think he said he'll be back in a few days.

 

Kid: OK - thanks for your help. Can you make sure he gets this when he gets back and gives us a call please.

 

(With that - hands me a card with my name on it and a request to ring them to be intimidated)

 

Me: No problem bud - I'll make sure he gets it.

 

Kid: Thanks - and have a good day Sir.

 

 

Kid walks off, I shut the front door, card goes in the shredder