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Cheekiness towards a DCA


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I had a bit of a Laugh recently with a DCA.

 

I was ringing them.

 

DCA: Good morning, Till Debt do we part agency, how may I help you?

 

ME: Manager Please.

 

DCA: What is it regarding?

 

ME: Your companies none compliance with my CCA request.

 

DCA: One moment.

 

ME: Music plays as I am on hold.

 

DCA: Manager: Hello is that Poochy?

 

ME: Yep, you need to change your hold music, it's rubbish!

 

DCA: We will bare this in mind.

 

ME: Perhaps you could have that Simply red song, money.....

 

DCA: Can I help you?

 

ME: Yeah, about a CCA request I made 14 months ago. I am not impressed that you haven't furnished me with anything.

 

DCA: But you don't dispute the debt sir?

 

ME: No, I don't. However I am asking for the CCA because I want to check that what you are collecting is correct.

 

DCA: It is correct.

 

ME: Prove it?

 

DCA: I will get you your agreement.

 

ME: I want it now.

 

DCA: That's not possible.

 

I recite all the usual spiel and the DCA manager gets aggitated.

 

ME: Then I want you to offer me a good settlement.

 

DCA and me Dispute am ammicable settlement and this takes around three minutes. I get about £150 off. One funny offer I made was £100 and a turnip.

 

ME: Can I pay the account in full please?

 

DCA: :eek:

 

Payment goes through.

 

DCA: Why do you want the CCA?

 

ME: Because I can. Have a good day bye bye!

Completed:

Woolwich: Received £30

Intelligent Finance: Received £1100 after two years and approximately 20 letters, 6 pieces of hair and an eyeball.

Barclaycard: Received £90

HFC: Received £170

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I found this on Youtube, perhaps a new strategy for dealing with DCA`s.

 

YouTube - The Greatest Prank Call Ever

 

:D

[COLOR=blue]THAMES CREDIT: STATUTE BARRED LETTER SENT [/COLOR][COLOR=red]No reply[/COLOR] [COLOR=#0000ff]HILLSDEN SECURITIES: CCA REQUESTED [/COLOR][COLOR=red]No reply[/COLOR] [COLOR=#0000ff]ROBINSON WAY: CCA REQUESTED [/COLOR][COLOR=red]In default, 30 days up 6th April[/COLOR] [COLOR=#0000ff]LOWELL: CCA REQUESTED [COLOR=red]In default 30 days up 6th April made offer for F&F - refused [/COLOR] :D [/COLOR]

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£100 and a turnip. LOL

 

I would have thought that was being generous.

 

LOL

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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that phone call is funny. I have hear it before but that was about 6 mths ago.

 

I cant believe the way the tellymarketing guy fell for it.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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i would pay good money and a turnip to hear a Robbo Way employee fall for that :p

[COLOR=blue]THAMES CREDIT: STATUTE BARRED LETTER SENT [/COLOR][COLOR=red]No reply[/COLOR] [COLOR=#0000ff]HILLSDEN SECURITIES: CCA REQUESTED [/COLOR][COLOR=red]No reply[/COLOR] [COLOR=#0000ff]ROBINSON WAY: CCA REQUESTED [/COLOR][COLOR=red]In default, 30 days up 6th April[/COLOR] [COLOR=#0000ff]LOWELL: CCA REQUESTED [COLOR=red]In default 30 days up 6th April made offer for F&F - refused [/COLOR] :D [/COLOR]

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i would pay good money and a turnip to hear a Robbo Way employee fall for that :p

 

Yes, i would have to agree with you on that :D

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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that phone call is funny. I have hear it before but that was about 6 mths ago.

 

I cant believe the way the tellymarketing guy fell for it.

 

I watched it 3 times and it still has me in fits.

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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i first saw it last year my OH got sent the link on msn we were in stitches.

 

We had forgotten how funny it was until today.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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. well i know what i'm gonna listen to after a pants day at work :D

 

I'd love to try it out on a DCA but i'd prob be on floor pmsl within 15 seconds flat :lol: :lol: :lol:

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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I phoned them all up last week demanding that details of all my debts be sent through. I had to verify the debts before commencing payment. :rolleyes: :rolleyes: :rolleyes: I did have a good reason as it goes though. Wasn't just fun.

What sort of world do you want your kids to grow up in?

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  • 2 weeks later...

i had a male from cabot ring me a few weeks back, so i started asking all aboat him and then told him i was gay and i would like to come out for a drink with me sometime so we can get to know eachother a bit more as we can only do so much on the phone, to my surprise he hung up:o and he has not called back since:D

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i had a male from cabot ring me a few weeks back, so i started asking all aboat him and then told him i was gay and i would like to come out for a drink with me sometime so we can get to know eachother a bit more as we can only do so much on the phone, to my surprise he hung up:o and he has not called back since:D

 

That's a dodgy tactic that is Hostage, suppose he'd turned out to be gay himself?!!!

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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and then told him i was gay

 

I hope that doesn't get recorded on your credit file:o

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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That's a dodgy tactic that is Hostage, suppose he'd turned out to be gay himself?!!!

 

Regards.

 

Fred

 

Well he would have been shafted by the DCA and the call centre bloke all in one go. :grin:

 

I'm off, I can hear the CAGBOT in the corridor outside my door......

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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i can think of several songs but not a lot of them are suitable for kids.

 

I have had one come to mind by a group of satanic singers called cradle of filth that has lots and lots and lots basically the whole song full of screeming.

 

There are allways the ones you make up your self if not.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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A large group of smartly dressed people have just appeared in my street.

 

Is it a mob of DCA field agents (they don't look strong enough to be doorstep collectors) ? Have they all decided to work as a team ? Or are they selling religion ?

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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That was my thought too babybear;)

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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