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Cheekiness towards a DCA


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diskmandave has actually had that, it either moorcroft or robbingson way, they said to write only

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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He has?????

 

 

We're not worthy!!! We're not worthy!!! :D :D :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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yes, i'm sure it was with moorcroft over an old barclaycard account that he got a default removed from CRA over it

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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Credit Solutions rang me the other day, i answered it & then discovered i was in a que system to speak to someone - the ruddy cheek :o

 

People who work for Credit Solutions are a warning to prospective parents.

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Hi all.

 

I posted this in the beer garden just before i found this thread.

 

My partners quick way of getting rid of a DCA- He says it works.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Fred why are they a warning.

 

I am 24 weeks pergnant

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Hi all.

 

I posted this in the beer garden just before i found this thread.

 

My partners quick way of getting rid of a DCA- He says it works.

 

Looks like I'm going to have to do another call to Moorcroft again.

Just need to dream up some really extreme fetish in the meantime.

 

I like it when a DCA muppet demands money from me in "that tone of voice" they so like to use. Makes me feel all warm and fuzzy inside.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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u only doing that to get some bank charges lol

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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I use my old bank card for scraping the frost off the car window.

It's all it's good for at the moment lol.

Got major dispute going on with Abbey at the moment.

Waiting for court date that they delayed with a stay, then the

cheeky monkeys have sent a disputed account to two different

DCA's in 2 months. Needless to say I have sent complaint letters

to all 3 companies + FOS, & TS.

 

Think Trading Standards will know me on first name terms soon lol.

Already pestering them with confetti complaints about Halifax.

Sent them 2 harassment by phone letters and they still insist on calling me 3 times a week. Every time I say "in writing only please" but they keep ignoring me. So got TS on the case. Should be hearing from them soon. Every week I've been sending them an update to the list of calls from Halifax lol.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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lol, dont forget to add "well i'm sorry it looks like i cant give you any money this month"

 

:D :D :D :D :D

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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My reaction to them will be..."Oh i cant understand how that can be" :D

 

 

Priceless :lol: :lol: :lol:

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Im gonna come across like im all sad & dissapointed at it not being approved and start saying in a wimpering sort of voice..."well what shall i do, i want to pay this money now, not wait any longer or set up a payment plan, i want to pay it right now to you" :D

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dare you to ask if they accept IOU notes. Or the one I wan't to use next time I call them.

 

"I can print out £20 notes on my new printer. Can I send you some of those?"

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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well you could always try and send them funny money.

 

They are that stupid they may take it.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Once on the phone to a DCA, after the usual rambling threats of how they have the right to send bailiffs to break in without a CCJ etc I got bored, and went into "catherine tate" mode! :D ten minutes of him trying to argue with me, while all he got was "am i bovvered?" "bovvered though?" "look, am i bovvered?" i think his blood pressure went through the roof.

 

It shows the intelligence of the call monkeys, that after spending several minutes telling you how british law and justice doesnt actually apply to you if you owe money, and how they have the right to send bailiffs to break in without a CCJ, they then tell you, if your giving them lip back "You do realise the call is being recorded dont you" like that call with them seriously overstepping/over intimating their powers is ever likely to see the light of day!

 

I actually got a home visit from a DCA looking for someone else once. I dont think the poor mite saw the funny side of a bucket of water being thrown over him when he refused to leave and was told he was tresspassing and the I would ensure the security of the property should he not leave in 20 seconds.... :confused:

[sIGPIC][/sIGPIC]

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I dont see what is the point of them saying that the call is being recorded, after all its not against the law if you wish you to use aload of expletives down the phone at them or talk to them in a funny way.

They seem to be under the impression that its something your not allowed to do :rolleyes:

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Fred why are they a warning.

 

I am 24 weeks pergnant

 

Godmother, just stay away from anything harmful and you'll be OK, so will the baby. And don't call it 'Lucifer'.

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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no its a girl so i cant call her that

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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...and for my next DCA magic trick, im going to ring Credit Solutions tommorow offering to pay the debt off there & then using my bank card knowing damn well that the money isnt there :D

 

When the transaction is declined (I use my credit cards to clear ice off car too) you could say that the payment for the Bentley must have gone out a day or two early:o

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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lol gold lady. Thanks for cheering me up.

 

Chrissi

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OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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i put the numbteys from frederickson on hold they put phone down eventually:D

Moorcroft-paid no default:)

Robinson way - negotiated deal:D

Westcot- Negotiated deal:D

Thames- found them trying to con me, got a deal:D

Metropolitan- sold me on:eek:

pheonix/frederickson- the fight goes on:mad:

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