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    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
    • Hello everyone,   Just thought id post an update.   I've today now finally received a claim form from PRA Group. Bit annoying as the last payment to them would have August 2018 so was nearly over the line. I believe my only grounds for defence is that they haven't managed to produce a copy of the DN notice, however from some online research I managed to find some case law that stated they can use their systems screenshot to show proof of it being sent.   I know I have to respond back to their claim form and will do so online on moneyclaim, is now the time to pick up the phone to them and negotiate a deal?   Any advice as always is much appreciated it.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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What Irritates You ???


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End of school holidays, back to work for my O/H

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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People who wont tell me where they are going next month.:mad:

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Do you not work with anyone who fits the bill, because I do. They appear everywhere, not just CAG. Besides, he's not a troll :-)

Er, what? That's a bit oblique ... lol ... :-) Who's not a troll? (baffled ...)

 

People who use words that I have to Google befopre I know what they mean;)

Isn't learning supposed to be enjoyable rather than irritating? :roll:

 

:grin:

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The following:

1 "I hear what your saying but..." (I'm not listening)

2 "I'm not being funny with you but..." (I am being funny with you)

3 Mobile phones being used as ghetto blasters

4 People with open umbrellas who think that your eyes will suddenly move out the way of the pointy bits

5 "Breaking news" that is way beyond the banal

6 People who don't finish their

7 anyone in Whetherspoons who wanst to order food and:

a. Forgets / does not know the table number

b. Decides what they want to order AFTER asking for food

c. Is in a group but insist on ordering separately

d. Orders 12 bleeding coffee's / expressos, thus taking up 12 staffing hours

8. Newspapers who insist on calling extremely bad tempers, manners, etc as "Rage" (roadrage, trolleyrage etc) as though they have a medical condition

9. Finally finding something worth using that long ago gained discount voucher only to find the voucher has expired

10. Being accosted by people in a shop who think you work there

11. Anyone who asks for a cig but feels that they are actually entitled to it.

12. tEXT WITH THE CAPS LOCK ON

13. the name "Microsoft Works" (yeah right)

14. post / email for specially selected customers addressed "dear customer" (If I'm that special at least find out what my name is)

15. People who talk in lectures but not in seminars

16. people whogo on about irritating things

err

stopping there!

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Guest louis wu
Er, what? That's a bit oblique ... lol ... :-) Who's not a troll? (baffled ...)

 

Well you mentioned trolls first, I was talking in general.

 

 

Isn't learning supposed to be enjoyable rather than irritating? :rolleyes:

 

Well, now you mention it :) , but I was in a rush at the time, and I can't ever imaging using leit motif in conversation, and besides, no-one I know would have a clue what it means.

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having to wait until next month for another school holday :D;) 2 weeks of it. Don't you just love it !!

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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People who Still havent told me where they are going next month.:mad:

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Wow, paintball you do have it bad, what ever it is....:confused:

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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hang on hang on hang on,,,,, i can't type that quick

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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Wow, paintball you do have it bad, what ever it is....:confused:

 

I just spotted a bandwagon whizzing by and jumped on ... I just usually sit here and watch the sparks fly ... hmm Pen? :rolleyes::D

 

Wot I got bad today is my new work mobile phone ... NOT a Nokia and a tad more difficult to get the hang of ... :o

 

:p Razz

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Do you not work with anyone who fits the bill, because I do. They appear everywhere, not just CAG. Besides, he's not a troll :-)

 

Well you mentioned trolls first, I was talking in general.

 

Do I detect a bit of back-peddling here? ... :o :grin: ... lol ... isn't he specific rather than general?

 

 

Well, now you mention it :) , but I was in a rush at the time, and I can't ever imaging using leit motif in conversation, and besides, no-one I know would have a clue what it means.

 

I don't usually use it either ... just thought I'd raise the game a bit ...

 

:grin:

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Really irritated:mad:

 

Parents bring small child into my shop. He proceeds to knock a quantity of stock off shelf and of course it was only the fragile stuff. Parents cannot afford to pay for the damage. He then completes the job by ripping a shelf off the wall!

 

Following day I go to repair the damage but have to take 3 year old son with me as Mummy is in bed after a night shift. Small son distracts me (not his fault really) and a misplaced hammer blow results in me spending 4 hours in A&E with a fracture to my left ulna. Wouldn't be a problem apart from the fact I'm left handed.

 

Am I the first person in the world to have a self inflicted broken arm caused by trying to avoid braining son whilst holding claw hammer in non dominant hand?

 

Probably the best injury in the world:)

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:D sorry just had to laugh at that

NatWest : £857.00 won! March/07

Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08

Natwest for my partner : £2,101.00 won! Feb/07

Studio Cards : Refund for admin charges £108 Won! Dec/07

Complaint made to FOS for P.P.I Jan/08

Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )

Littlewoods : defaulted on CCA request Feb/07

DCA's that crawled out from the woodwork and have crawled back : 28 so far!!

My favourite link on CAG:

Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums

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ouch though and my deepest symapthy inbetween holding my chuckle muscles:)

NatWest : £857.00 won! March/07

Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08

Natwest for my partner : £2,101.00 won! Feb/07

Studio Cards : Refund for admin charges £108 Won! Dec/07

Complaint made to FOS for P.P.I Jan/08

Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )

Littlewoods : defaulted on CCA request Feb/07

DCA's that crawled out from the woodwork and have crawled back : 28 so far!!

My favourite link on CAG:

Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums

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People who carry dog poop in bags the length and breadth of the park swinging it IRRITATES ME.

Put it in the bin u munters:D

There isn't a prize for being the oldest swinger in town no more!

NatWest : £857.00 won! March/07

Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08

Natwest for my partner : £2,101.00 won! Feb/07

Studio Cards : Refund for admin charges £108 Won! Dec/07

Complaint made to FOS for P.P.I Jan/08

Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )

Littlewoods : defaulted on CCA request Feb/07

DCA's that crawled out from the woodwork and have crawled back : 28 so far!!

My favourite link on CAG:

Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums

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Really irritated:mad:

 

Am I the first person in the world to have a self inflicted broken arm caused by trying to avoid braining son whilst holding claw hammer in non dominant hand?

 

Probably the best injury in the world:)

 

dont you mean shelf inflicted :confused:;)

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