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hi I found this site the other week thanks to LBC radio. since then i have tried to read as many of the threads i can, and have been shocked by all the thinks banks get up to. I have now sent a DPA letter to the Woolwich via special delivery so i will be starting the 40 day countdown tomorrow

 

Dave

Data Protection Act sent 10/03/06.....1st request 25/03/06.....LBA letter 10/04/06

 

Claim No : 6RG02794

Reading County Court £1,616.26 + interest

Served on : 27 April 2006

Acknowledged : 3rd May 2006

defence submitted by 24th May 2006

Allocation Questionnaire submitted 5th June

Court Hearing : 2nd October 2006

SETTLED OUT OF COURT 12/09/06

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I too found this site on http://www.moneysaving expert.com and it made me want to do something instead of just feeling like an (unwilling) cash cow for First Direct. I just phoned them (using the cheap geographical tel. no.-0113 2345678 rather than the expensive 0845 one they publicise, by the way) and I asked them for the last six years of charges on the two accounts we have, as I no longer had the complete record in statements. I was told this would cost me £10 for the letter they would have to produce. Hm. I suppose they are justified?

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I found it after leaving my bank on Monday feeling incensed at the smugness as I was told they would not refund a bank charge, and furthermore would charge me again if I went into unauthorised O/D as a result.

 

I came home, turned on my computer and decided to see if there were any other disgruntled people like me feeling helpless about this criminal behaviour. I simply googled 'exorbitant bank charges' and found bankchargeshell first followed by moneyexperts and then this site. I haven't looked back since!!

25/06/08 - NatWest - Prelim letter

09/03/06 - Halifax - Settled 27/4

22/03/06 - Capital One - Settled 24/6

17/04/06 - Nationwide - Settled 8/9

 

 

Hit the DONATE BUTTON and give 5% back to support this site!

 

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I was flicking through Amazon looking at books, saw a book on money saving by Martin Lewis. Read a review that mentioned his site, saw the link to Bank Action Group. I only found all of this on Tuesday night, the letter to Abbey should of hit their mat yesterday morning!!!

Letters sent for two accounts 8/03/06 - 40 days= 17th April

Reminders sent 5th April (along with cheque) 12 Days to go...

Rang Abbey 1600 18/04/06 asking where info is....

Sent Letter to Infomation Commissioner 18/04/06

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A friend of mind told me a while ago about the possibilitys of getting bank charges back (must have been when I was ranting and raving about my bank charging me). However when he told me I looked into it somewhat

 

I found that on the whole the infomation out on the internet was somewhat jarbled, and to someone with limited legal knowledge it was hard to work out the best ways to do things.

 

He then forwarded to me this forums address a couple of days ago, and I found the infomation all in one place in an easy to read format, that even I could understand.

 

After doing a hell of a lot of reading, i have now decided to start a claim against my bank.

 

I would also like to add, thanks to everyone who is involved with putting the advice and infomation on here, without this infomation being easy to read and find, a lot of people would simply do what I did at first and stop at the first hurdle.

I may not have gone where I intended to go, but I think I have ended up where I needed to be.

http://www.saner-the-stoner.com - Life the universe and everything

http://442online.net - 442 Football Forums

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Someone already a member posted it on another (totally unrelated) forum.

If you find my post helpful please click on the scales at the top. Thank you

FAQ SECTION HERE

 

Halifax Bank Claim filed and settled

Halifax Credit Card settled

Argos Store Card settled

 

CCA requests sent to

Halifax Credit Card

LLoyds TSB Credit Card

Capital One

Moorcroft (Argos)

NDR

18/06/09

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Like many others I found the site via "Martin's Money Saving Tips". Great information (so good to see it free of legal jargon) and easily understood.

 

Brilliant! Keep up the good work.

 

Paul

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(so good to see it free of legal jargon) and easily understood
If I knew some legal jargon, I would use it but nemo dat quod non habet. :roll:
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I Natalie, what was the other forum? It would be interesting to find out.

 

Livefoods.co.uk/forum

 

Its owners and breeders of reptiles, told you it was unrelated :lol::lol::lol:

If you find my post helpful please click on the scales at the top. Thank you

FAQ SECTION HERE

 

Halifax Bank Claim filed and settled

Halifax Credit Card settled

Argos Store Card settled

 

CCA requests sent to

Halifax Credit Card

LLoyds TSB Credit Card

Capital One

Moorcroft (Argos)

NDR

18/06/09

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reptiles and banks - well ... not so unrelated, really.

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I've just put a link up on another forum I use twinsclub.co.uk (parents of twins and multiples)

If you find my post helpful please click on the scales at the top. Thank you

FAQ SECTION HERE

 

Halifax Bank Claim filed and settled

Halifax Credit Card settled

Argos Store Card settled

 

CCA requests sent to

Halifax Credit Card

LLoyds TSB Credit Card

Capital One

Moorcroft (Argos)

NDR

18/06/09

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I found it via Martin's tips.

 

I'm currently doing a start-up business course and the other day we were discussing bank accounts. I felt it my duty to bring up the subject of bank charges and all in the group agreed that it was horrendous. After listening to many disgruntled individuals I informed them that what the banks were doing was illegal. Well, that opened another can of worms and a very heated discussion about government, the cheating banks etc etc. I told them about this website so be prepared for more people joining lol.

 

My bit done for the good of the common people. :)

Lloyds TSB claim £1896.27

Need to send DPA to Barclaycard and Barclays Bank

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I found this site on martin's moneysaving site, I then posted a link on 2 forums I go on (Livefoods and K9community)

Data Protection Act letter sent 10/04/2006,

priliminary letter sent 23/05/06,

LBA sent 7/06/06

claim issued 23/06/06

deemed to be served 25/06/06

Abbey Acknowledged with intent to defend, they have got until: 23/07/06

50% offered + interest, rejected: 21/07/06

AQ recieved 27/07/06,

AQ posted back 09/08/06

Court date 13/12/06

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yeah thats the one .

 

I`m just busy spreading the word & when I get my money back i`ll buy you a whole book. You deserve it.

 

Same here, if I get my money back I'll be looking at donating about 5%-10% of it to the B.A.G, so probably looking at around £150ish

If you found this post useful, please click on the "scales" icon in the bottom left of my post and say so!

 

The opinions of this post are those of monkey_uk and do not constitute sound legal advice. I am not a lawyer.

--

 

Halifax Unlawful Bank Charges: S.A.R - (Subject Access Request) Sent 28/02/07 - CC Statement's rcv'd 18/04/07 Bank a/c statements rcv'd 19/04/07

 

 

 

First Direct Unlawful Bank Charges: Settled in Full 12/05/06 | £2235.50

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