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34Flipper

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About 34Flipper

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  1. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  5. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  6. Hi, I've finally got all the info I need and looking through my notes it seems there is nothing against me in the last year with regard to money owed. Therefore I need to write a letter asking for my money back (£90) and to get the default notices removed. Can anyone help with the wording? Should I send a seperate letter or should I put the money and default request in the same letter? All help appreciated. Thanks Paul
  7. Here a new reply from the wonderful Abbey. It was personally signed by Sheena Small... Thank you for your further letter regarding your request for a copy of the transactional data held about your bank account. I can confirm that you have been provided with all the transactional information you are entitled to under the Data protection Act. As previously advised the bank account transactional information which has been archived onto microfiche is not covered by the Data Protection Act and it is not possible to provide you with a computer print out. However, I can confirm th
  8. On saturday I received a letter from Rachel Dimond in reply to my complaints (sound familier yet?). The only problem is I haven't actually complained yet. I also rang and was put through to Rachel. She was very nice and polite. I didn't rant and rave because she was only doing her job. My original letter was sent 62 days ago, but my cheque was sent 33 days ago so, officially they have 33 days left. This is the reply I sent to them. Thank you for the letter dated 4th May 2006. Further to our conversation at 11.40am today I would like to confirm the following. The letter did not, at an
  9. I feel really guilty asking again, but, any news on what I should do next please? Just to pour more salt on my wounds, I have two current accounts with Abbey and I made this mistake with both of them. Should I just write them a letter re-iterating they have forty days from receipt of the cheques? I have received the standard 13 months statements for both of the accounts and one letter telling me about the archived accounts on one of the accounts. Hope this info helps a bit further.
  10. I feel really guilty asking again, but, any news on what I should do next please? Just to pour more salt on the wounds, I have two current accounts with Abbey and I made this mistake with both of them. Should I just write them a letter re-iterationg they have forty days from receipt of the cheques? I have recieved the standard 13 months statements for both of the accounts and one letter telling me about the archived accounts on one of the accounts. Hope this info helps a bit further.
  11. The SAr request is already in order. I have been refused credit, the missed mortgage payments last year probably didn't help though. If I could possibly get some kind of compensation that would probably remove some of that bitter taste from my mouth. I know the first thing is to get my SAR request back, after that, what do I do?
  12. Hi, I have noticed I have been defaulted within the last 19 months against an account that was settled almost three years ago. I have just written a letter to the relevant company (Northern Rock) can you tell me if I need to add anything else please? ACCOUNT NUMBER: Unknown I have recently requested a copy of my credit report and upon reading it I noticed in the last 19 months entered three defaults (status ones) against my name. As this account was settled on 15/07/2003 I therefore ask you remove these defaults immediately as it is impossible to default a settled account.
  13. What would I put in the DPA letter if I don't know the account numbers? I used to be really really bad at keeping paperwork and the only reason I know I had something with BOS is because I have just been reading my credit report. Thanks
  14. I was just perusing my credit file and I notice that there a three institutions -Northern Rock, MBNA and BOS - that have entered default marks against my name in the last 18 months although I cleared them all up to 3 years ago. I am going to be writing to them asking for all DPA charges to my name, but how would I go about asking them to remove their marks in my credit file. Should I write a seperate letter just asking them to remove it, or should I wait until I get my DPA info? Paul
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