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    • Hello I hope someone can give me some advice here, as I am at a bit of a loss on how to proceed. This relates to alleged offences under the RTA. Yesterday I received a notification from the local police of intention to prosecute for the following offences: 1 driving without due care and attention 2 failing to stop at a road traffic accident 3 failing to report a road traffic accident At this stage they have only asked me to say whether I was the driver at the time or not and provided a blank sheet of paper to give information about the incident. Going by the location (just round the corner from where I live) I can only imagine this relating to one recent incident, which wasn't actually an accident but more of a road rage event. I was driving past someone unloading or working next to his lorry which had stopped in the road. I wasn't going fast or anything, while I went by lorry man turned around and punched and kicked my car whilst going past him. I stopped and got out and wanted to know what he thought he was doing punching and kicking my car. He then hurled some verbal abuse at me, swearing and he was quite aggressive. I still didn't know what his problem was and said I would report him to his company for threatening behaviour and vandalism for punching my car. I got my phone and tried to take a photo of his lorry and number plate but at that moment he came right at me, still shouting and swearing, so I was worried he may hit me next, as he already punched my car. I thought if the guy hits me I will come off second best, so I decided to retreat. I quickly got back into my car and left. When I checked my phone later the photo I tried to take was blurred and useless, so I thought it was pointless to report the incident to the police, as the guy would not be traceable. Over that I forgot about it until I got the letter yesterday in the post. This is the only thing I believe this can relate to, but I have no idea based on what the three above allegations come from There was no road traffic accident, more of a road rage incident. So I am at a loss what to do. I have 28 days to respond. Should I just say yes I was the driver and was there and see what happens next, or should I already make a written statement on the attached piece of paper they sent me and send that with it ? Is there anyone here who would have a rough idea what to do next ? I tried my legal advice line through my Union, but they have sent me from pillar to post, now say it needs to go to a different department again and that would be chargeable as the RTA comes under Criminal Law. So any advice would be appreciated Many Thanks
    • So a quick update got bounced around two different departments and managed to speak to a DVLA bod , explained the situation and they could see the overlap and that DD payments had been made from Feb , also no formal remiders prior , they gave me a number for the legal dept who I am calling this morning to see what they can do in terms of the SJP notice , still have time to submit this online.  Will update after my chat this morning 
    • Also, I am trying to understand how invoicing a large sum in a 6m period becomes tax fraud?   Is it because if he had invoiced over the £85k threshold he should have been obligated to charge vat?  Which would have meant hmrc would have benefited from the vat amount? So by not charging it Hmrc have lost out on £s revenue?  Is that what makes it tax fraud? So as a self-employed contractor, let's say he invoiced one Co for 200k.  Should he have charged vat on the full 200k (£40k)? Or just on the sum above the threshold (£23k)?  And that by not charging vat, he has knowingly withheld tax £s from Hmrc? And is the payer complicit ?
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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If you were Prime Minister.....


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Guys.... I used to have 3 daughters. Now i have 2.

I dont care what, who, when, maybe, should be, if, what,whoever, whatever, what day, week, month, year.

I respect everyones opininion, i just dont think this subject should be discussed in ANY form, in any way, unless the op needs some help.

 

 

I can understand your sensitivity to the subject but I disagree with the assertion that it should only be discussed by or with someone who has been directly affected with it. I do agree that some of the discussion in this thread has been dealt with flippantly, including some of the posts by myself.

If the topics are only dealt with by people involved then you will get a very uneven and even possibly irrational outcome when it comes to deciding what to do about it. Discussions in threads like this and on forums like this keep topics on the public agenda and thus filters through, by consultation and election, to the people who are in power and have the ability to change things. An internet forum is just a technological step away from people talking in cafe's, bars, pubs, doctors waiting rooms, bus stops etc.

 

I was criticised a long time ago now for the discussion about the press reporting of dreadful Murders in Ipswich by someone who stated that it wasn't the time to be discussing it. My response to that was that it was the correct time to discuss it as people had the interest in the subject to be able to challenge the negative reporting at the time.

 

I stand by what I have put, albeit insensitively, and wish this thread and others like them to continue.

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Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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Blueskies, Thank you.

Lesser place without you.

Very nice gesture but Im fine.

I just dont know if i can now, or ever talk about such a subject.

As fine a site as it is, and i love it, im 6256 miles away, its 0345, and i still care about you all.

To me, some things are just best left un said.

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Can we go back to the Prime Minister topic now please?

 

Yes indeed...

 

I would give the banks the power to charge whatever they liked, without question.

 

You would then exercise your power of choice.

 

I would also, as my last word.

 

Give the families of victims the chance to face, and maybe, discuss with, or kill, the **** that ruined their life.....

 

Night all. 05.36.

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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...I would reduce the fuel tax immediatly.

 

107.9 for a litre of petrol this morning. 107.9!!!

 

No wonder my girlfriend can't afford to work - what is going on????

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6 Cars, Dover docks. Country would be at a standstill within about 6 hours.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

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I used to go every weekend, but am now so skint I don't think I can afford the fuel to Dover (about 25 miles).

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

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Yep, agreed.

 

All quite happy to take the inflated pay packet for the 'responsibility', but when it actually comes to accepting some of that responsibility (for which they are PAID!!!) then forget it.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

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Deport any immigrants that commit crime in Great Briton. We have enough theives, murderers and rapists we don't need to import more.

 

Please note this is not a rascist slurr. If people are here to work and support our economy OK.

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Deport any immigrants that commit crime in Great Briton. We have enough theives, murderers and rapists we don't need to import more.

 

Please note this is not a rascist slurr. If people are here to work and support our economy OK.

 

 

Quite agree this is not rascist- the current policy I think encourages rascism.

 

I would have a quota system based on criteria similar to Australia - and the numbers and skills of those allowed residency would have nothing at all to do with where the applicants came from. Also I believe we should have some agreements with other vunerable countries that we would not "poach" their health workers.

 

 

I would also have a higher tax band before income tax started - but a wider band of standard rate tax. If we encourage more people to start businesse without being taxed to the hilt - they will in turn provide more jobs.

 

 

Also I would provide grants in rural areas for farmers to provide and be paid to run more cycle paths as it is too dangerous to ride on roads round here ( hence my comment before about cycle helmets) two of my daughters young friends have recently been killed on bicycles.

What a waste of a young life.

 

 

Jan

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

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offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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There was actually a bike helmet bill in the commons last session as a private members bill. I believe it got to the second reading and died due to lack of time. Pity.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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If I was prime minister, i would outlaw private baliffs, and increase the threshold where a creditor can force bankruptcy to £50,000.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Yes indeed...

 

I would give the banks the power to charge whatever they liked, without question.

(They have but take a look at their shares lol)

You would then exercise your power of choice.

(excellent remark Bank credit in and same day withdraw the lot)

I would also, as my last word.

Give the families of victims the chance to face, and maybe, discuss with, or kill, the **** that ruined their life.....

( this i totally agree with you,further more if it's rape castrate the tosser who did it)

 

Night all. 05.36.

 

FREEDOM OF SPEECH IS EVERY ONE'S CHOICE

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If I was the PM, i would have the competition commision examine why, despite apparent market freedom, bank charges are almost identical.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Lets face it, firstly we sent loads of our own soldier's to a war that really didn't concern them (say a prayer for those who lost their lives in it). then there was cash for questions (covered up no surprise there) and now the country is about to take a nose dive financially regardless of what we are told.

Regardless of who is Prime Minister, do you really think that you could change the corrupt society that we are now living in (I think not)

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Sorry but it's no good, couples who own a property and are struggling with their mortgage payments just jump on the social wagon (um i av seperated from my husband/wife but we are living in the same property, and hey presto the benefits kicks in), so if you can explain to me how and when things like this will stop,then and only then i will start believing in our country.

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Wow no answer's to my above statement,obviously it don't just happen in my area, I am really mad over issue's like this, why should i pay tax so it can be spend on fraudsters like these.

We moan about other's entering our country and taking our jobs,when deep down our own people are conning the issue.

All views welcome.

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The Department for Work and Pensions (DWP) takes benefit theft very seriously. Although the vast majority of people who claim benefits are honest, those who commit benefit theft are picking the pockets of law-abiding taxpayers. In 2006-07 benefit thieves stole an estimated £700 million from public funds, that's why we are determined to stop benefit thieves.

 

And it's all coming out of the Taxpayer's money.

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I agree with you totally setmefree, I have to watch my daughter and her husband (2 kids) they both work, daughter part time, he also works all the hours he can just to get by. Then you have them that know how to beat the system and get all the benefits going and no intention of ever working.

 

It makes my blood boil.

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