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Showing content with the highest reputation on 08/12/21 in all areas

  1. Hi, affixed is the statement for court. You need to fill in the info where there are XXX's at the top (remove the XXX;s) the info you need will be on the court forms you have received. Read through it carefully to make sure everything is OK. When you print it out, your printer needs to be set for A4 paper (not Letter size) - on the top left hand corner of the copy letter write the Claim Number and on top right put Appendix 1. - on the top left hand corner of the budget sheet write the Claim Number and on top right put Appendix 2. Now assemble as follows: Statement – signed Copy of letter regarding p
    2 points
  2. Ok, I thought as much. Thanks again for your help and advice over all of this.
    1 point
  3. Confusing plan B to be implemented. Work from home if you can from next week which most people who can do so, are already doing. But many jobs require people to work from business premise, because of the nature of their jobs.. And people can still go out to pubs and restaurants, where they don't need to have covid passports or wear masks. So those who serve members of the public face to face, will be enjoying night out eating and drinking, before spreading germs the following day at work.
    1 point
  4. well a week past having the moderna booster and nothing symptom wise to report. Had a few headaches - more likely eye strain, and a couple of hot face flushes - as I do from time to time Arm was a bit sore for sub 24 hours perhaps due to the 15 year old (as looked to an old fart) who jabbed me - thats about it Get your boosters folks - I'm of the solid opinion they are needed - especially for those who had the O/AZ
    1 point
  5. Firstly, never threaten legal action unless you are willing to take it! Can you post up the 'Final Response' you received from them today as a pdf with all identifying detail removed. I've read their T&C you posted and it has a frankly baffling description of how it calculates the BER: BEYOND ECONOMICAL REPAIR - In the opinion of our approved engineer, we are unable to repair your boiler. We use an industry standard formula to calculate the BER value, using the boilers purchase value, age, make and model. The table illustrated below outlines how the BER value is calculated. The boilers curr
    1 point
  6. I've been waiting weeks. Direct number for the mediators is 03001234593 if you want to make sure you haven't been forgotten. They do seem to have a bit of a backlog though.
    1 point
  7. Of course you're nervous, everyone who has been in your situation feels the same. However, let me explain the court process, it might make you feel a little better - The hearing will take place in a room, much like a meeting and not like you see on TV with a judge and jury. There will only be the judge, youself and a representative for the lender. The judge will address both parties to start with - usually giving his understanding of the case - it's important not to interrupt the judge whenever he/she is speaking, they will let you when they want to hear from you and you should address them as Sir/Madam. It should all be over in 1
    1 point
  8. Well I've suggested the letter of claim above. It's up to you if you want to send it I've suggested to you that you spend a little bit of time reading up before you do.
    1 point
  9. Why have you made a threat not carried it out? If there's anything calculated to undermine the credibility it is that. Never bluff. They haven't moved because they don't believe you – and so far it looks as if they were right. Your cause of action would simply be breach of contract. Spend a couple of days reading up on this forum about the steps involved in taking a small claim in the County Court. It's pretty straightforward but it's worth being in charge of the steps before you begin because that will give you confidence. Once you know the steps and you are certain you are going to go ahead then send them the letter of
    1 point
  10. Also, as Andyorch said - the part of the letter you affixed is just a generic load of words lenders use, again to look as if they are trying to help you. I don't think there is much to be gained by talking to Santander at this stage - I guess they will just say they wish to proceed with the hearing but will accept a suspended possession order , however that's the judge's decision not theirs and we have asked for dismissal. The lender will try to secure their position with a suspended possession order as it makes it easy for them to go for eviction if you only miss just one payment under the order. Stay strong - it wil
    1 point
  11. Yes, I'm afraid they will write to any other party with security on the property and they write to the council as a matter of course although what good it would do unless you were out on the street I've no idea but I guess they try to look as if they are caring (huh). The fact they haven't mentioned the arrangement agreed just shows why you need to give the court as much information as possible - you never trust lenders where your house is at risk.
    1 point
  12. This is the past MOT which was done 14 days before it was passed Date tested3 November 2021 FAIL View test certificate Mileage99,484 miles Do not drive until repaired (dangerous defects): Nearside Rear Tyre tread depth below requirements of 1.6mm (5.2.3 (e)) Repair immediately (major defects): Offside Front Position lamp not working (4.2.1 (a) (ii)) Engine MIL inoperative or indicates a malfunction (8.2.1.2 (h)) Offside Rear Anti-roll bar ball joint excessively worn Link (5.3.4
    1 point
  13. urm interesting getmedebtfree is their own inhouse debt solutions dept...selling what else but expensive and unnecessary IVA's etc at a price from their 'chosen companies'...yes a template.
    1 point
  14. I would think that is a standard template not particularly directed to yourself. Andy
    1 point
  15. “The rule of law is a fundamental value, the glue that hold us together as a nation. Once that is trashed by those in power the very essence of our democracy is at stake.” "Every minister, parliamentarian and staffer at the Downing Street party must resign NOW. No ifs no buts” - Conservative Baroness Warsi While populist Rees-Mogg jokes about it while calling for 'Singapore-on-Thames and a trashing regulations Jacob Rees-Mogg caught on video joking about No 10 Christmas party fiasco WWW.INDEPENDENT.CO.UK The cabinet minister joked about potential police in
    1 point
  16. Update for all and new victim @DWJo A further article appeared in The Times on 27th November featuring victim Mike Grogan - https://www.thetimes.co.uk/article/im-being-hounded-for-11-500-over-a-tax-rebate-i-never-had-krmrh8xxw An article has also been published by @TaxWatch here - https://www.taxwatchuk.org/eis_fraud_victim/ Again, there may be a chance that jounalists are interested in speaking to individuals so please let us know if you do NOT want to be contacted about this.
    1 point
  17. So how is Johnson going to get out of the No 10 party debacle now? Surely he can't keep denying it now the Allegra Stratton video that was leaked to ITV News is all over Twitter. Someone has said that the 2019 intake who were already annoyed about trying to dig Owen Paterson out of his mess, on government orders, are much more angry this time about being sent out to lie. A lot of other people are very angry that they abided by the rules las Christmas, didn't see family and weren't able to be with their loved ones in their last moments. Most people think the government are just laughing at us, everyone else followed the
    1 point
  18. People aren't going to have a go at you for having a hard time, Eve. If they do, let me know please. Your answers to the forum sticky, where it says 'Give answer please' in red still, is that because you don't have/know the answer? HB
    1 point
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