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  1. 3 points
    the most imporanat thing about a "no parking or stopping" sign is that it is prohibitive in nature. the only reason a parking co can charge you for anything is because you have entered into a contract with them and then either owe them money as a contractual agreement or as a result of a breach of contract. A sign saying "no parking" or "no stopping" isnt an offer of terms for parking and if you think about it if it was an offer of terms the only way of forming a contract would be to break it so unfair terms anyway. What you have considered so far is part of the whole story from your point of view and if you follow that by explaining as you are how you eneter the land, what you see (or dont) and what happened to your vehicle then you end up withat least 4 reasons as to why no contract was formed and thus broken so you cant owe them money for the same. as said earlier, they know they are on to a hiding to nothing but wont admit they are wrong becasue they will never earn a penny ever again as they would know their demands are just plain fraud and will wait and see what you have to say before chucking the towel in so they dont have to pay you your costs of whipping them in court. At the end of all this you will have a cast iron case for suing them if you have the stamina for a return match as they have obtained and processed your personal data without a reason for doing so. again they will whinge that they thought they were right but they have lost so many cases of this nature (esp at Liverpool airport) such a claim is laughable but again hope that you dont go after them. If you feel like winding them up go and park there agin after the court case and see if they dare issue you a NTK If they dont you will know that they are just chancers and have not a grain of integrity in them.
  2. 3 points
    If you bought insurance you ought to have been given a policy document - that should tell you how to claim. I’m pretty sure that it will be a different process than just writing to customer service. The document might even have a special number to call for advice on how to submit your claim. Do you have this paperwork?
  3. 2 points
    Here is a link to the DWP online guide to claiming Universal Credit, there are videos explaining the process here. https://www.understandinguniversalcredit.gov.uk/making-a-claim/how-to-claim/
  4. 2 points
    I think the only issue with that is that the site is voluntary run It relies on people helping between their day jobs and to be honest between other things that they have in their lives as well I'm sure things will be updated but it can't be expected to be instant unfortunately
  5. 2 points
    Can't really help I'm afraid. BF thinks I know about cars because of an exchange we had on another thread, but I don't (apart from common sense!) What I would say is: 1. I presume you will want to retain ownership until you've got the judgment paid 2. Then you want to make sure you are no longer the registered keeper. Look on your V5C and it should tell you what to do if the car is returned to trade (I assume this is how this should be interpreted). In any event make sure DVLA know you are no longer the registered keeper. Might be an idea to call them for advice - though I understand they can be hard to get on the 'phone. 3. Not sure how ownership formally transfers eg is documentation needed? Note the registered keeper is not necessarily the owner of the vehicle - in fact the V5C says it is not evidence of ownership. 4. Also not sure about how the insurance works. If you are no longer registered keeper, does that mean you are no longer responsible for insurance? Or do you need to transfer ownership first? You could try asking DVLA about this too. 5. There is a DVLA board on here where you could ask for clarification on these questions. As I say I'm no expert so I wouldn't describe the above as "advice", but it may be a starting point for you. I'm sure other posters are in a better position to give advice you can rely on - don't rely on me!
  6. 2 points
    Cast iron win against these bandits but she would rather pay them more than they are lawfully entitled to claim if they did actually have a claim. Is there an upside to paying? NO there isn't, they have added costs they haven't and wont occur so they make an extra £50 for the white flag waving. If you do nothing no it wont proceed on the papers, a court date will be set and you will be expected to turn up. If she doesn't then they will just invent a load more fake costs and it will cost her another £50-75. Get it into yoru head that everything you do now makes you money and costs them. Even if you lose at court they wont get any more if you turn up as they have limited themselves. They still have to shell out to actually get to a hearing
  7. 2 points
  8. 2 points
    But why do you think that? By insulting them you are showing that you know their "case" is complete pants, that they'd lose in court, that you're not scared of them, that you hold them in contempt and that you'd have no problem doing court. It's people who treat them with respect who they think are the mugs and they're more likely to take to court, hoping the person will be scared of court or think their carp case actually holds water. No guarantees of course, but EB's classics have shut these fleecers up many a time.
  9. 2 points
    I'm not qualified to advise you on what to do with your £10k, but I will say that most advice sites that I've seen recommend that if you have a lump sum available it is in most cases better to use it to pay off your debts than to put it into a savings account simply because most people are paying much higher interest rates on their borrowings than they could get with their savings. And prioritise the debts to pay off so that you pay those with the highest interest rate first (which probably isn't your mortgage). That said, when I was made redundant and able to pay off my mortgage I jumped at it just know that my house was, at last, all mine and if mortgage rates went up it no longer mattered to me! MoneySavingExpert for example: https://www.moneysavingexpert.com/savings/pay-off-debts/
  10. 2 points
    Posting as an information share, not something I need help with, as this comes up on CAG from time to time. When I've been an Executor I've received letters from the DWP asking me to repay to DWP any pension etc benefits they paid out after the date the person died. I always assumed the DWP had the legal power to recover that money. Turns out they never did and I could have ignored their requests! [But note this does not apply if the DWP had overpaid benefits before the person died. DWP might be entitled to recover those.] http://paullewismoney.blogspot.com/2019/03/dwp-cannot-enforce-demands-to-repay.html
  11. 2 points
    No. Maybe because I've been driving for many years and know the difference between a tax and a fine or fixed penalty (or even a fee for a course if that is what the OP is offered and he accepts). But let's not allow the thread to degenerate into an unnecessary argument as it won't help the OP one little bit.
  12. 2 points
    understnad this, we like beating private parking co's because the majority of the cases we see here they have no right to demand a penny and they deserve a good thrahing. the big thing is we arent the ones who have to stand up in court and even if you end up with that task it will be only as an advisor to the person who got the demand so if they arent clued up on what is what it doesnt matter how brilliant we or you are they still have to perform. Not all cases where the pwerson refuses to play their game go to court but the parking co's kniow that 85% of any claims they issue will get paid so their lack of success with the other 15% is small beer financially and they would rather lie and bully the others into paying and risk a few losses than to admit they dont actually have a claim against anyone to begin with. Stick with it if the person you are helping wants to continue, if they dont then there is nothing anyone can do to force them. We dont feel like we have had our time wasted, on the contrary it is your time that has been wasted if you decide to give up and the person you are helping still wants to continueand that is why I say read more so you dotn have to keep going back to places to get more information. it may never be needed but better to have it and not need it than need it but not have it.
  13. 1 point
    Appreciate all the comments and information. Son went to appointment yesterday and found it to be not too stressful, in fact probably quite positive. He was however, puzzled why someone who could roll off their NI number, produce a British Passport (which clearly states place of birth as London) along with confirmation by way of a birth certificate plus proving that he had worked for the British Civil Service for over 10 years, is then questioned as to whether or not he is a British Citizen! He will fall in with their plans eg, logging on each day, commitment to meetings and any other 'demands' whilst continuing to search for employment under his own steam. Will keep you all updated.
  14. 1 point
    Its complete when your satisfied and any snaggings have been corrected and faults rectified to your satisfaction....then you pay the balance
  15. 1 point
    I think they'll do anything to hold their party together. That's the reason Cameron gave in to a referendum in the first place. This whole sorry shambles is the result of the Tory party looking inwards and not giving a damn about the country.
  16. 1 point
    In the request, I think you also need to suggest how the 4 - 5 part of the day can be covered with minimum impact to the business.
  17. 1 point
    professional claims management company don't think that's the right description of any CMC commercial possibly
  18. 1 point
    Always worth a try, and the Residency thing will resolve itself after 6 months, they used to use the habitual Residence test back in the day to prevent someone from Liverpool say claiming in Rhyl. Has he looked at a benefit calculator like on turn2Us? This is the link to the UC from UKGov site https://www.gov.uk/universal-credit
  19. 1 point
    exactly that and do nothing when they send the next demand after that. The only time you need to reiterate what has been said already is when they send a proper LBA adn they wont be in a hurry to do that
  20. 1 point
    Hi, if you need help with the letter let me know and I'll draft something for you.
  21. 1 point
    In this particular instance, Marston's are enforcing a High Court Writ of Control on behalf of Southern Water.
  22. 1 point
    You mention that your name is Mr D Axxxs and the person named on the warrant is a Mr D Rxxxs. I cannot see how you would consider that the names 'are similar'. They are not. A council tax bill with your name should be sent as soon as possible.
  23. 1 point
    Hi Eric's brother, Sorry I didn't realise that would be a factor. The photographs are all marked at 10.23 the NTK from Euro Parking states date of issue was on the 4/8/18 at 10.25. The final reminder from Euro Parking states date of issue was at 27/9/18 10.18.. You are brilliant didn't even spot that. (I'm doing paper leg work for my husband who is the car keeper, he is in his seventies and the computer etc is beyond him, he'd happily have just put his head in the sand and thrown paperwork in the bin) Another private parking co in Maghull that has been issuing tickets like confetti has had all its signs taken down ...Coach and horses pub car park . Due to complaints from residents and customers. Sites like yours show the little person that they can take Goliath on.
  24. 1 point
    my cat has a habit of sitting on the keyboard so post got sent before I had finished composing. Thanks for clarifying Brassnecked
  25. 1 point
    they have a habit of introducing irrelevant stuff after the date all paperwork is supposed to be in and you wont tehn have the opportunity to say why things like CPS v AJH Films
  26. 1 point
    80+ provable occurrences? I’m surprised they aren’t proceeding under S5 of the Regulation Railways Act 1889, as once or twice MIGHT just have been without intent, but claiming 80+“accidents” would be beyond reasonable. What are you (realistically!) looking for as an outcome?
  27. 1 point
    The information is here on CAG Please be wary of users trying to direct you to other sites that want fees for helping out of you
  28. 1 point
    Already answered this in my last post......
  29. 1 point
    Definitely worth a go, they might chuck in the towel before Court.
  30. 1 point
    Most parking companies don't bother with the niceties of complying with the Law which makes life easier for the motorist. If it gets as far as them threatening Court action part of your defence would be to say that you do not believe they have the legal permission to erect signs etc. That means the signs are illegal [not unlawful] and you cannot be held to an illegal contract. In the highly unlikely event that they can present proof we always recommend that you have more than one argument to beat them over the head.
  31. 1 point
    Re-read HoneyBee's post #5 again. Fill out the stickie posted by DX and give the experienced on the forum a chance to advise properly. You should also read other threads to familiarise yourself with the subject. Remember, these Private Parking Companies are not honest in their dealings and just as you would not willingly give up your hard earned to a mugger, why allow a paper mugger do the same?
  32. 1 point
    The local press doesn't help when they report sob stories calling these egregious invoices as FINES.
  33. 1 point
    that is your choice, we are saying that their signage is not a contract so you dont owe them money under a contract or for breach of contract as none properly exists. No you dotn write to them if you want to fight this, they will see that as knowing that you care deeply about them and will pay them if they just use the right fib or threaten you enough. nw find out about the planning permission
  34. 1 point
    If the cancellation cover is the premium for an insurance policy, and if they are paying you back the £625 as a claim under the policy, you can't expect them to return the insurance policy of premium of £74 as well. If you hadn't paid the premium you wouldn't have got the claim paid.
  35. 1 point
    Simply tell them that you won't pay. Tell them that the fee does not represent any administrative losses that they may have suffered by your very slightly late payment. Be aware of course that they may take this opportunity then to cancel your membership. If they do then you should refuse to pay anything further and tell them to take you to court if they want. Make sure you do everything in writing and once you have made the situation clear to them, don't write to them any more. Come back here if you have any further problems. Keep us updated as to whether or not they decide to cancel your membership.
  36. 1 point
    Arrive early for your hearing and ask to see the prosecutor for your case. Tell him or her that you will offer to plead guilty to speeding if the FtF charge is dropped. It is a process undertaken routinely in courts across the country. In the very unlikely event that your offer is declined plead Not Guilty to both charges. The matter will be listed for trial and you can then decide your way forward. Do not under any circumstances plead guilty to speeding without the deal in place as you may end up with nine points. What were the circumstances that led to you not providing the driver's details? Depending on them you may be justified in asking the court to sentence you at the Fixed Penalty level (£100 and three points with no surcharge or costs). There is guidance enabling them to do so where the failure was not entirely attributable to you. The speed would have qualified for a course but the court cannot deal with the offence in that way. I'll provide the text of the guidance for you if you wish to use it so that you can mention it in court.
  37. 1 point
    Hello Leedspete , one of the sites admin will answer your question in regards to your CCA . Nibbles .
  38. 1 point
    If I recall correctly, think about it has experience of practice management so I'd be inclined to follow their advice. I also worked as an NHS manager for over 25 years (so am well aware of what can go wrong!) but don't have any experience of choose and book. I suspect that what think about it says regarding limitations/exclusions on your freedom through choose and book is correct and that it may not be available at the moment at the hospital of your choice. Or it may be that you are not asking the right questions of the right people. If I were in your shoes I would consider the following if I wanted to try to get to the bottom of this: 1. on the original appointment letter from the NHS hospital you don't want (I'm assuming you have such a letter - that is how it would work here) there ought to be a 'phone number for the medical secretary (or appointments secretary) of the specialist your relative has (or had) an appointment with. Ring them and ask them if they have a record of the appointment and who (if anybody) has cancelled it. 2. I'd try to get an appointment with the GP who did the original referral and ask them to explain what is happening and why choose and book is not available (I appreciate that may be difficult to do in terms of timelines etc. so it may be worthwhile just trying to see any GP at the practice). 3. You could also try contacting your local Care Commissioning Group and ask to speak to somebody there about choose and book and ask them if they are aware of any limitations that would apply in your relative's case. You ought to be able to get details off the internet or there may be a link or contact details on the practice website. Again don't say anything about making a complaint, simply explain that you don't understand why choose and book does not appear to be an option in this case. 4. Follow think about it's advice in their last paragraph. Before doing any of the above I would wait to see if think about it has any advice on my suggestions above. They may think I am giving the wrong advice. For what it's worth, I've never understood how choose and book was meant to work within a national health service. I've always seen it as a political gimmick. I worked in the NHS for over 25 years and I would not necessarily know how to decide where the best place to go is, or who the best person to see is. My local NHS acute hospital is in special measures and I've had to use their services a lot over the past few years (I spent a week as an in-patient in February) and I've never had any complaints about the service they provide. Sometimes a bad reputation is just bad luck. Out of interest, is your relative waiting for an outpatient appointment or what exactly? Appreciate if you don't want to reveal this information.
  39. 1 point
    My parent's in law vote every time since escaping from the former Soviet Union in 1974 because they do not take this valuable right for granted, like we do. It's ridiculous to spoil a ballot!
  40. 1 point
    I've just completed my SC review and the format and some of the questions have changed since my last review. You are now asked whether you have ever had any financial difficulties, so the idea that anything not on your CRA file doesn't matter is no longer current. My advice is to declare everything (or at least to call NVS and ask whether you need to declare); you can also add an explanation to your forms. My experience has been, in assisting someone who had £40+k debts, and speaking to NVS as her line manager, is that they are looking for you to demonstrate integrity. Being in debt is one thing - and it may be a pointer to susceptibility to risk, but not fatal, but showing lack of integrity is a surefire way to lose your clearance. In the case of my staff member, I explained that she had been completely honest with me, that I had helped her to access a DMP, but that some debts were disputed or statute-barred and no payments were being made on them. They accepted this, and she was cleared with a review at 6 months and 12 months - all they asked was proof that she was continuing to engage with her DMP. I friend of mine, who has a DV clearance, went over his credit card limit - NVS simply asked him to show that he was paying off the overspend, and suggested that he stayed within the limit in future! The thing is that NVS aren't looking to find ways not to grant clearances; they are looking to show that people aren't at risk or likely to become security risks. Showing that you are dealing with issues is the important thing.
  41. 1 point
    look on the bright side, they have to spend more time and effort on this and they still wont make any money out of it. you say you sent a more technical letter, that may be good if you got your facts absolutely right and didnt say anything that makes it a dead end argument should it be used as evidence later. that is why we try and get peopel to say the absolute minimum, it doesnt show the limits of your knowledge and cant be used to limit what you say later. as for not posting up here in case they read it- we would rather they did read it here and then realise that you arent going to be mugged and save everyone's time and money than you play secret squirrels as the only peopel who dont know are us as you have sent the letter to the protagonists already havent you?
  42. 1 point
    They could argue that deferment lasted 12 months, so the default could not happen until April 2014. So the SB clock starts running from that point.
  43. 1 point
    The cases they lost at Liverpool John Lennon Airport relied on the same basic POC they applied to you. there they have camera cars parked up which capture the "evidence" They would invoice someone on a pedal cycle, or electric assist cycle if they stopped to read the sign, as in the camera car operator would drive up and demand the cyclists details as no VED to send NTK. How do I know? i phoned and asked VCS. Agaon they would lose cyclist could tell them to Foxtrot oscar, or if they had details and tried court would be spanked there for sure if claim defended.
  44. 1 point
    As bolded above, it really isn't a moot point. It's THE point. The car was described as HPI clear. I'm assuming in the advert somewhere, on the website, wherever. The description was "HPI clear" The car isn't HPI clear. It is not as described. I don't know how you could argue or to argue otherwise. What you're trying to say, I believe, is that there may actually not be a problem with the car's mileage, it's a clerical error, not a clocked car. OK, that may well be true. But until the discrepancy is removed off the HPI report, it is, and will remain so, not HPI clear. The simplest thing is just for the dealer to do the legwork, get the record straight and that's it, job done.
  45. 1 point
    the next step wioll be yu will receive an allocation questionnaire from the courts service. This is self explanatory apart form the bit where is says about accepting mediation and you dont go for that as it is pointless but it wont be held against you by refusing it. The rest is about any dates you arent available and when you send it back the courts service will send it to your local County Court as they will have decided that small claims track is the most appropriate and that court will then contact you and the claimant with a hearing date and when you have to exchange your evidence bundles by, usually 14 days before the hearing. When you get the court date that is the tie to bash PE for not responding to your CPR 31.14 as you can say in all honesty that as they havent sent it so you dont believe they ahve the authority and that will force them to show thier contract with landowner or lose the claim without another word being said
  46. 1 point
    There are two different issues at play here - until the council tax side is sorted the CTR side can never be correct. Don't get CTR and council tax discounts mixed up - they use different definitions and different rules. Within council tax a (non)dependant has no meaning (except for a couple of non-relevant specific situations) whereas (non)dependants are something that is relevant for CTR calculations. It is clear that your mother and yourself are disregarded for council tax purposes so the 50% discount applies. How the council then treat yourselves for the CTR calculation on the remaining 50% depends on how their scheme treats both of you (and your incomes). If the council are misinterpreting the situation it's far better, in my experience, to go down the route of disputing the legislative decision with them and using the valuation tribunal route if then needed - an MP knows nothing about the correct council tax legislation and so, if the council trust their own interpretation, it's not going to alter it. I very rarely use a phone for my cases because a) it's difficult to speak with councils, b) there's nothing in writing and c) I like to set out the full technical argument so that the path to a tribunal is easier & quicker, if needed. If nothing else, a written medium stops miscommunication and gives the other side something to sit and read, and digest, properly.
  47. 1 point
    thats sadly how DCA's work. WHat you need to try and do is take a deep breath, realise they cant do much, and realise theres a LOT you can do to combat their little schemes.
  48. 1 point
    I do not know if what you say is particularly true because they did report it to the police and during my conversation with the police afterwards they said the garage should have accepted payment and that would have been it. By showing all the signs of being willing to pay but temporarily unable, I think you would struggle to prove it as theft and have the rozzers after me as you suggest. My understanding is that it would be a civil matter that they could have sued me for but I could be wrong.
  49. 1 point
    bottom line is its restons usual letter. seen on lots of threads here already. pers I don't think those documents constitute an enforceable agreement neither do they contain all the necessary T&C's// #sheet one starts at point 5!! wheres the rest of the T&C's that's an instore application form when you were buttonholed by a member of staff either at the tills or on the way out. ih ave a complete agreement in my files after my neighbour did the same and they got sent a credit agreement to sign and send back shortly after the in store sign up that's looks nothing like that and has pages of T&C's
  50. 1 point
    Former Sun editor Kelvin MacKenzie now wishes he voted remain. http://www.bbc.co.uk/programmes/p03zqwlc#play A lot of people have changed their minds and it will be interesting what happens.
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