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  1. 2 points
    The first three LBCs were for parking on the 07.09.16, 25.11.16 & 18.07.17. The dates are duplicated on the three new ones, so they must be the same incidents. You've already told them to flip off so I suppose you can ignore these. Time for them to put up & take you to court, or wet themselves. Seems that at the moment they are doing the latter.
  2. 2 points
    Hi There, RLP tend to be more successful in their Employee Theft/Fraud cases than in ordinary shoplifting cases. As mentioned before, since the Oxford case, RLP do not file court action in relation to shoplifting cases any more, relying instead on intimidating letters and threats to make people cough up. HOWEVER - Employee cases are treated very differently by RLP. They apply far more effort into these cases because the courts are more likely to find in their favour. I know this because in the last 5 years, I have had three RLP employee fraud cases that were upheld by the courts. What is important though, is the amount of money you stole, or the loss incurred by your actions. In the cases of successful court decisions that I know about, including the ones I investigated, were in the thousand of pounds, sometimes tens of thousands. I have not heard of successful RLP cases involving a case in the hundreds of pounds or less - again, since Oxford, I would suggest that RLP won't risk the costs of taking a case through the courts unless there is potential for a substantial reward (they work on a commission basis - they take a percentage of the money received or 'won'). I appreciate you may not wish to tell us the amount you stole, or the details of what you did - but that could very well make the difference between whether to be concerned, or living life with a little less tension. Another mitigating factor was whether you were arrested and prosecuted for the offence, or whether it was dealt with by simply resigning or being dismissed. A successful criminal prosecution gives ammunition to their case. Simply, if you took a few hundred pounds or less, I truly believe you can totally forget about RLP chasing you or seeking to enforce it legally. The fact you say you are ashamed shows remorse and I hope you get back on your feet with the knowledge of what could happen if you were to do something like this again. If the police have not been involved you have been very lucky, and if the company have accepted your resignation then you really have won the lottery, as there is a good chance that this will not be disclosed in any references for further jobs. Please please learn from this. I have seen good people make bad decisions that have ended up costing them far more than their jobs. Best of luck. LPG Edited : spelling
  3. 2 points
    Told ya!! Well done CAG Dx please consider a donation to keep us here
  4. 2 points
    Its either dismissed or struck out...either way its a great result....well done...decent Judge. Thread title updated. Andy
  5. 2 points
    All I hear from Brexit voters are things like It will all be ok in the end- IF so we will all be dead and buried by then They need us more than we need them - yeah right. By sheer numbers they can take any hit more than we can Foreign judges taking away our sovereignty- then vote for a party who want to reduce the powers of uk judges We can trade with the rest of the world - erm don’t we do that now?
  6. 2 points
    I'll tell you what mate, I don't know what to say. If thinking about stuff makes me an idiot then I'm an idiot. You are the epitome of someone who doesn't like change. If you believe your extreme narrative - I actually believe the current narrative is extreme because it's extreme to have one entrenched position, and not to consider other possibilities. I'm not saying I'm right, I'm just pointing out where there are issues and where possible solutions lie. The solutions may not be complete or correct, but others may build on them. Surely that's what humanity should be great at - building on thoughts, expanding on them and collectively reaching a resolution. Why do we accept so blindly that what we have is all that is possible, and people suffering is a necessary evil of the capitalist wheel.
  7. 2 points
    yes other spies have found these out: note the last comment;;; ELMS Legal Ltd 31 Handley Street Sleaford England NG34 7TQ Company Number: 09160334 Director: Ed Jonathan Garvey Shoreman-Lawson Companies House link: https://beta.companieshouse.gov.uk/company/09160334 Endole link: https://suite.endole.co.uk/insight/company/09160334-elms-legal-limited BizDb link: https://www.bizdb.co.uk/company/landlords-lawyer-ltd-09160334/ CILEx Regulation ID: 2164466, Edmund Shoreman-Lawson (at this link: https://cilexregulation.org.uk/firms/ click on 'Firm Directory' its an auto PDF download then open PDF and go down to ELMS Legal Ltd Authorised by CILEx Regulation for Civil Litigation: Authorisation No: 2164466 Law Society link (Edmund Jonathan Garvey Shoreman-Lawson): https://solicitors.lawsociety.org.uk/person/67740/edmund-jonathan-garvey-shoreman-lawson SRA - ELMS Legal Limited (on the link check SRA-regulated people and roles whose name it is) https://www.sra.org.uk/consumers/check-and-find-a-solicitor/solicitors-register/organisation/?sraNumber=630494#headingTwo SRA - Edmund Jonathan Garvey Shoreman-Lawson (look at where this person works, VCS, MIL Collections) https://www.sra.org.uk/consumers/check-and-find-a-solicitor/solicitors-register/person/?firstName=Edmund&lastName=Jonathan&sraNumber=537827 Linkedin link: https://uk.linkedin.com/in/edmund-shoreman-lawson-34557b127 This guy does use different versions of his name from full name to leaving some off name. What you will notice is Mr Edmund Jonathan Garvey Shoreman-Lawson himself is SRA Regulated but ELMS Legal Limited, Vehicle Control Services Ltd & MIL Collection Limited are all not SRA Regulated.
  8. 1 point
    Brillliant reply from Caroline Voaden MEP on Twitter. Who will hold these people to account asks @june_mummery ? She has also asked if she can come back to attend fisheries com mtgs. Thing is June you wanted to leave. You wanted us to have no voice here, to go it alone. You all crow about your ‘win’. This is what it means. Well done
  9. 1 point
    If as you say its statute barred then none of the rest of your defence is relevant.....CCA/CPR/ etc. Simply submit your witness statement...same format as your defence... Headers same as your defence The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the Limitation Act 1980. If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any true cause of action for breach accrued for the benefit of the Claimant. It is therefore respectfully requested that the court dismiss this claim and costs requested. Statement of Truth I, ********, the Defendant, believe the facts stated within this Witness Statement to be true. Signed: _________________________ _______ Dated: _________________________ Its for the claimant to prove its not Statute Barred...not the defendant that it is.
  10. 1 point
  11. 1 point
    Think this thread has covered many different options and it is now up Mart to decide how they choose to proceed. I should imagine that Labrokes see many such cases every week and they will just refuse to consider any refund of the money lost, until they are forced into it. e.g. successful complaint to regulators, Court claim against them. Although the Bank may not have been at fault in any way, if Mart had been willing to provide the Bank with his Wifes details, with an explanation of what has happened, there was a slim chance they would have refunded debits. Allowing 27 transactions amounting to £13000 with just 1 warning text, does not seem very satisfactory.
  12. 1 point
    You get (/ got) credit for appearing in court and expressing your contrition. The SJP (Single Justice Procedure) is intended to relieve the burden on the courts of hearing simple cases, streamlining things so the courts can hear the more complex cases. A defendant might find that any benefit from appearing in person gets negated by the bench thinking “why has this person insisted the full bench has to spend time hearing this, when the SJP would have had allowed this to be dealt with by a single justice, ‘on the papers’ only. The defendant has added to the court’s costs and time ......” SJP: single justice (magistrate) , no appearance in person. Insist on a court hearing where you can appear in person: bench of 3 magistrates (or a District Judge) and an actual court hearing.
  13. 1 point
    Hi again, I’m sorry if I’ve caused offence, I can assure you I take the forums and advice you all take time to give extremely seriously. Personally I find previous posts difficult to locate, i don’t know if I go about it the wrong way - and as I’ve said many times before I’m not the best with technology. So I apologise if asking for advice on something that maybe obvious to you, causes annoyance - it’s genuinely not a case of wanting to moan on the internet. Believe me, it took me almost an hour to type the original post as I struggle to type due to my health. I am always extremely grateful of your time when responding, the site has given me some invaluable advice in the past. Thank you again for your help. H
  14. 1 point
    Site team member @slick132 will be along at some point to complete the advice here. However, there is a rule called the "parole evidence rule" which basically says that where words are spoken which have the intention of modifying a written contract, then the words will prevail. Of course, as you have pointed out – you have no evidence and it is your word against theirs. However, if the conversation that you had is what happened then you should stick by that story because it is the truth.
  15. 1 point
    He did this happened a week before I retired. I was gonna pull him out of the car, but he sped off before I could Not my Force area, but have emailed west mids with the red and his pic, along with the details.
  16. 1 point
    Excellent result. well done It appears that District Judges are casting a baleful eye on robOclaims by PPC's at klast
  17. 1 point
  18. 1 point
    and don't forget moriarty never turn up so should be a walk in the park.
  19. 1 point
    particularly with regard to these: https://www.spso.org.uk/search/node/"Clear Business Water" I think I revise my advice to go for a time to pay order... dx
  20. 1 point
    ouch that sounds painful. i'll make sure my carrot doesn't go floppy for sure...
  21. 1 point
    This is the norm for Packlink, avoid like the plague. Read half of their TrustPilot reviews. Remove automatic billing and call PayPal as there have been some people that have removed the auto billing but charges still getting applied, tell PayPal under no circumstances allow your account to be charged by these lot. As @BankFodder says any charges get reversed, most people are just opening paypal cases in first instance, this may lead to them having their accounts restricted. People have called UPS to confirm the charges only to be told either there was a charge for a few quid or no charge at all, Packlink make up the £40+VAT and say it is what UPS charges. Packlink also show smaller dimensions when creating a shipment than it would if you went direct to the courier. Hopefully eBay stop using their services soon.
  22. 1 point
    They are more than absolutely incredible!
  23. 1 point
    Section 62 is with regards to Enforcement by taking control of goods (2)The power conferred by a writ or warrant of control to recover a sum of money, and any power conferred by a writ or warrant of possession or delivery to take control of goods and sell them to recover a sum of money, is exercisable only by using that procedure. Which of course they do not have in this claim because its suspended by the Consent Order
  24. 1 point
    Donated but not much, I plan on making a few more over the coming months... Just wondering what does it cost the site come bill time?
  25. 1 point
    Just a short update, Cabot have sent me a letter about 3 weeks ago to say the 11k debt was also unenforceable. They did say they were still looking into it and I should make every effort to pay them. They also had the £2400 debt which was also unenforceable. Intrum - They had a £1200 debt which is was unenforceable but did say they were taking 7 more weeks to gather the information they needed. So we'll see on that one This brings my total debt down from £28k to £13.4k PRA group as you said above have only sent emails to me so ignored them. Link financial do write to me sometimes but the last letter said they had taken a debt on from "Blank" so they forgot to put who it was so have left them for now and heard nothing. Argos, They have passed the debt onto Moorcroft but they are working on their behalf so left it at the moment. I did get an Email today from a company called DX to say a parcel was getting delivered tomorrow 8-6 and the tracking on their site which I checked externally to make sure it wasn't fake email comes up true. I haven't ordered anything so this is probably a debt collection agency getting me to sign for something so will probably just ignore the door and let it get sent back to the sender.
  26. 1 point
  27. 1 point
    you cant cca a mobile debt but that will be monthly fee till end of contract that was already disconnected, so totally bogus. let them sweat, just don't ignore any letter of claim from Lowell solicitors. dx
  28. 1 point
    I understand what the third party insurer is saying. I'm surprised it makes a difference. I simply would not have thought the legality or otherwise of the OP's car on the road would have any relevance where a third party insurer has already admitted liability. If a driver wiped out a moped rider or cyclist on a motorway, could the driver's insurers evade liability because they shouldn't have been there? (Sorry - not trying to derail the thread as it's probably a moot point. But if I were the OP I think it's a question I'd quite like to know the answer to).
  29. 1 point
    Thanks for your response Bankfodder, I'm not sure where i stand with this though as it was myself that inputted the details online incorrectly. Also its not even my insurance company (SWINTON) that would be paying out, the third party was willing to cover everything! All i needed to do was prove i was insured, which as far as i was aware i was! Swinton had been taking my payments and even started to process my claim before the third party agreed to accept responsibility! I've also been told about the consumer insurance act 2013, this states that if the misinformation to the insurance company was neither intentional or reckless and it was just careless, that the insurance company should honour the insurance and issue a letter of indemnity for the time of the incident! Again i dont know if this is correct or not
  30. 1 point
    Can only show for a max 6 years....paid or unpaid
  31. 1 point
    I would check the status again say next Monday
  32. 1 point
    No the forum software has obviously been told that when anyone types the word template it turns it into a link. this is most probably something that was set before we moved recently to new forum software Just forget the link.
  33. 1 point
  34. 1 point
    There's that phrase again... "worth to the nation" .... you might want to look at this in greater detail and decide what you mean by "worth" and who that would include. I dont understand why people have an issue with other people living and working alongside them if they're foreign born.. we have rights in foreign countries too. Our citizens can live and work in foreign countries, so why isn't it fair that people who are like us shouldn't be able to access the welfare state if needed. What does anyone think all the people who have retired to foreign countries do when they need medication or require state aid? I think you've been led by daily mail stories that tell everyone that foreign people just take our benefits and are all criminals looking to steal our stuff. It's not ridiculous. Many people misunderstand socialism because it's been branded a dirty word. They support socialist healthcare and education policies, but wouldn't call themselves socialist because it's been misunderstood, or packaged by people selling us a product as something disgusting. We live in an over commodified world and socialism, capitalism etc are just more things to be bought and sold. Again, I debate whether people dismissed Corbyn and the policies when ten million people voted for them. You keep ignoring the fact that Brexit being done was the biggest selling point in any election. Also, again, you can't rule out the role of the media in completely demonising Jeremy Corbyn for little reason. I can't stomach this debate because there's been so much BS floating about.
  35. 1 point
    But your loan was sold by the gov't to erudio in 2013 just send our sb letter to erudio Its in the debt collection section of our library Dx
  36. 1 point
    This is a life lesson for several reasons. 1) Live within your means, try to avoid debt, by keeping spending to essentials only. Get advice about about existing debt and budgeting This site has a section for debt advice. 2) Keep personal information up to date. Are HMRC the only organisation, you have failed to update your information with ? What about Council Tax ? What about Insurances ? You need to have a thorough review of everything. Write a list. 3) Most people will have had difficult personal and/or financal issues at some point. You can never really hide these from partners or close family and friends. Better to be open about the issues with your partner and closest family. They would probably be more annoyed, if you were hiding problems and not dealing with them. 4) Anxiety will gradually reduce as you deal with problems and get to a better position.
  37. 1 point
    When I phoned Direct Line (the insurer of the lady who drove into the back of me) and they declined to talk to me they actually said I need to get some representation , like a claims management company. They could talk to such a company acting on my behalf but not to me personally. Only goes to show they all work into each others pockets. It only evolves around the damage / loss of my vehicle and associated costs, so I am perfectly happy to do this myself.
  38. 1 point
    Hi You are more than welcome and thank you for coming back and updating your topic as it will help others. I hope you had a good Christmas and have a Good New Year I will add **RESOLVED** to your Topic Title.
  39. 1 point
    TJ By you two, do you mean Jase and myself? If so, I am sure we don’t have identical ideas; after all I could walk into them in the street and not know. For the record, I believe most of the policies in the labour manifesto were sound, denationalisation of water , taking rail back into public hands - I assume that would be a slow process as franchises came up for renewal. Education and health , who can argue and not setting artificial limits on migration, well I didn’t see anything to say it wouldn’t be managed. I worry as I always have about letting membership decide the leader as that can be and is manipulated. I see nothing intrinsically wrong with MPs having to be reselected at each election. I know of one ex Tory MP who would have been deselected because she did her job and stood up for what she believed as opposed to the Tory coffin dodgers who ran that area. Just to note, your misquote of from each according to ability, seems to me to be some sort of social contract so if you are able you work and get an income. If you swing the lead you don’t and if you are unable to work you still get an income. I think you also misrepresented what Jase said in that I also agree Thatcher destroyed any industrial base we had and hurt the unions. This has led to low skill, precarious jobs. Also she fooled many in social housing into thinking they were middle class when they bought their homes, also artificially boosting the economy when they released equity ( because of discounts up to 70%) and went on a spending spree. I have no idea how old you are but I have lived through the 70s and 80s , can remember Richard Coles when he was a pop star and saw the convoys of police driving to pits to take on the NUM. .
  40. 1 point
    https://www.consumeractiongroup.co.uk/topic/417999-lowell-claimform-old-o2-mobile-debt-claim-discd/ . https://www.consumeractiongroup.co.uk/topic/409917-lowell-county-claimform-voda-mobile-debt-claim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/411700-lowell-claimform-old-o2mobile-debtclaim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/409917-lowell-county-claimform-voda-mobile-debt-claim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/407688-lowell-claimform-old-orange-mobile-debt-claim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/408939-lowellbt-bw-legal-court-claimclaim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/408417-lowell-claim-form-regarding-02-deptclaim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/401546-lowells-claimform-orange-phone-debtclaim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/406097-lowell-claimforn-old-t-mobile-debtclaim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/404278-lowell-claimform-old-three-mobile-debtclaim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/400846-lowell-claimform-old-o2-debtclaim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/399020-lowellbw-claimform-telefonica-o2-mobile-debt-claim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/355977-lowell-claimform-old-orange-moblie-ipad-data-debtclaim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/399903-lowelllowells-solicitors-claim-form-old-orange-mobile-debtclaim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/400599-lowellcohen-claimform-old-orange-mobile-debtclaim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/398403-lowell-claim-form-old-o2-debtclaim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/400790-lowell-claim-form-old-h3g-mobile-debt-prob-sbdclaim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/402219-lowell-court-claim-vodafoneclaim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/399865-lowell-claimform-old-bt-debtclaim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/399173-lowell-claimform-old-ee-debt-claim-discontinued/ . https://www.consumeractiongroup.co.uk/topic/397805-lowelllowell-solicitors-claimform-old-o2-mobile-debtsettled-at-adr/ . https://www.consumeractiongroup.co.uk/topic/395884-lowells-claimform-old-vodafone-mobile-debtclaim-discontinued/ threads above are all back to aug 2016 from present date old ones search for yourself!!
  41. 1 point
  42. 1 point
    Not meaning to be flippant but Stalin was a Stalinist, wasn't he?
  43. 1 point
    Can you explain to use the difference between socialism , Marxism, trotsky etc . Stalin was non of the above, nor was he a communist, well not by the end. When you talk about socialism do you mean democratic socialism ?
  44. 1 point
  45. 1 point
    Hi Darwaish, You need to understand, Harlands/CRS don't care about YW's circumstances at all - they just want her to pay them their ridiculous fees. Forget them and forget X4Less for now and don't bother contacting any of them any more for the time being. Ignore any demands but keep us informed. They can do nothing to affect YW or your credit files or anything significant. Focus on your wife and her well-being - far more important !!
  46. 1 point
    who is the keeper of the vehicle? Now I wouldnt use PALS to sort out this mess but it may be wise to cc them in on your correspondence so a paper trail can be proven. PALS ae likely to tell you to take it up witht he aprking co by appealing because they are well meaning but ultimately toothless the person you need to contact is the hospital Estates Manager and initially ask that person whether they recognise the BB scheme as applying to their land ( before you do this have a look around and see if they have disabled parking facilities and if they do they are damned by their own paint if not words) and then ask why your vehicle was then issued with this demand and also ask what part of the parking conditions offered at that exact site says that you cant park there or has a clause that specifically says that disabled parking is obstructive? In short you want them to feel embarrassed enough to tell their muppets to drop the matter. Dont tell them who was driving, that is why I say the keeper does the asking. get some pictures of the parking signs- one of ever different sort regardless of where they are- and post them up here so we can offer an opinion on their validity. Years ago East kent hospitals spent a fortune suing one of their own staff over parking and they lost and got an earwigging from the govt bean counters for going on such a foolish venture. Now it may well be a private aprking co that doles out the tickets but the hospital is responsible for their behaviour.
  47. 1 point
    so you still ignore and as already said, there isnt such a thing as no stopping in a parking contract. Consider this, how are you supposed to read their signs if you dont stop? the 10 minute garce period is not only part of the BPA CoP (yes, these bandits are IPC but if their CoP isnt better than the BPA's then the law takes the best one as being the standard) but part of the BEAVIS determination and mentioned in other cases as well so you have 10 minutes to read the sigsn and decide whether to accept the offer or not. as you drove off then you clearly didnt accept the offer to park's terms. Telling lies in court wont win them a free dinner.
  48. 1 point
    I refer you to the bottom post 7... you ignore wetcloths as you should any dca's they are NOT BAILIFFS and have ZERO legal powers on ANY debt. dx
  49. 1 point
    Hi everyone I posted last week as a new member but didn't introduce myself . I m sorry if this was impolite. Anyhow I love this site and appreciate the help that you guys (an gals ) regularly give to people who are sometimes desperate for help. keep up the good work! Z A
  50. 0 points
    It's none of my business of course but I can't imagine that your business is particularly large or complex enough to justify employing accountants and bookkeepers. This is particularly so when it appears that their cost is disproportionately large in comparison to the other expenses of the company. Crazy really. As a small/medium sized business owner of many years, and not particularly bright at that (!), learning to prepare and file my own accounts was really quite easy and once I got the hang of it was actually less time consuming than dealing with accountants to do it. Like I said, none of my business but I'd give the same advice to anyone.
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