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    • Sars request sent on 16th March and also sent a complaint separately to Studio. Have received no response. Both letters were received and signed for.  I was also told by the financial ombudsman that studio were investigating but I've also had no response to that either.  The only thing Studio have sent me is a default notice.  Any ideas of what I can do from here please 
    • Thanks Bank - I shall tweak my draft and repost. And here's today's ridiculous email from the P2G 'Claims Dept' Good Morning,  Thank you for you email. Unfortunately we would be unable to pay the amount advised in your previous email.  When you placed the order, you were asked for the value of your parcel, you stated that the value was £265.00. At this stage the booking advised that you were covered to £20.00 and to enhance this to £260.00 you could pay an extra £13.99 + VAT to fully cover your item for loss or damage during transit, you declined to fully cover your item.  Towards the end of your booking on the confirmation page, you were then offered to take cover again, to which you declined again.  Unfortunately, we would be unable to offer you an enhanced payment on this occasion.  If I can assist further, please do let me know.  Kindest Regards Claims Team and my response Good Afternoon  Do you not understand the court cases of PENCHEV v P2G (225MC852) and SMIRNOVS v P2G (27MC729)? In both cases it was held by the courts that there was no need for additional ‘cover’ or ‘protection’ (or whatever you wish to call it) on top of the standard delivery charge, and P2G were required to pay up in full for both cases, which by then also included court costs and interest. I shall be including copies of both those judgements in the bundle I submit to the court next Wednesday 1 May, unless you settle my claim (£274.10) in full before then. Tick tock…..    
    • IMG_2820-IMG_2820-merged.pdfmerged.pdf Case management was this morning. Here is the Sheriff’s order. Moved case forward to 24/05.   He said there was no signed agreement and after a bit of “erm, erm, yeah but, erm” when he asked them, he allowed time for sol to contact claimant.  what is the next step now? thank you UCM  
    • I've had a quick (well, quick for a thread of this length),  read of this thread and to be honest I'm struggling to make heads nor tails of the actual crux of the issue here. You seem awfully convinced that whatever is going on is worth the fight and the odds are in your favour but with how the thread has gone it seems that one trail goes cold so you simply move on to another in an attempt to delay the inevitable. All it does is end up digging holes and confusing others and yourself which means any advice given to you is completely pointless. I note that for the life of this thread there has not been any documentation or correspondence uploaded for people to have a look. Have you got any that you'd be willing to redact and upload for members to assist you? Right now, it seems people are shooting out advice while being in the dark because it's starting to become very difficult for people who weren't here at the start of this (including myself) to follow along. Right now, this whole thread is just hypothetical "He said, she said" and is going nowhere fast. Nothing more than basic advice can be given which, as you've sought out some legal advice, is likely not sufficient to actually come to any sort of conclusion. I, personally, am starting to agree with others that it may be best to consider bankruptcy and put the matter behind you.  
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Issue with DW FITNESS


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Hi, I took a contract out with DW Fitness 5 months ago purely based on the fact they had certain cardio equipment I intended to use over winter listed on their website.

I’ve only used the gym 5 or 6 times since and only for weights as the weather was good so I’ve had no need to do indoor cardio.

 

Ive since been back to use the cardio equipment and it turns out the gym don’t even have the equipment, it’s listed clearly on their website in the cardio information section of the club I joined. Essentially I’ve been paying for months for the privilege of kit they don’t even have!

 

ive contacted them several times to ask them to cancel my membership due to the fact I was misled by their website and the fact they don’t offer the facilities they claim, however they just ignore my communications and they don’t answer the phones full stop.

 

I’ve obviously kept a electronic record of all of my attempts with , my last email I informed them if they neglected to reply to me again I’d simply hold them in breach of contract for failing to provide me with a resolution due to a lack of engagement.

They still continue to ignore me.

The staff at the gym are no help, they say to complain electronically which comes to nothing, or say theyll get back to you and never do.

 

Where do I stand on this due to the fact it was false advertisement that got me to sign up in the first place, plus their reluctance to engage or assist me with the problem.

Can I just cancel my payment and cut contact with them and treat them with the same contempt?

 

thanks for your time

Edited by dx100uk
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pers i'd be contacting my bank and invoking the DD guarantee and get ALL your payments back.

 

 

the bottom line is:

there is nothing a gym can do to you

no gym has done court in over 5yrs now.

 

any DCA the paymasters Harland set upon you are totally powerless like any DCA on ANY debt - they are NOT bailiffs and have ZERO legal powers.

gyms debts don't appear on your credit file.

 

 

once you've done that, and things settle shall we say the way we know they operate, then WRITE to the gym and offer a reasonable sum for the time you were there and did use things.

 

 

if they don't accept..stuff 'em.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Agree with DX. but follow it up with a email or letter to them stating what you previously said, and then leave it at that. They misadvertised and broke their own contract.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Thanks for the replies guys.

 

I’ve cancelled the direct debit, I’m sure they’ll be in touch as soon as the bank notify them I’ve cancelled it. I did tell them in the last communication I’d do so if they ignored me so they can’t have any complaints.

 

If they contact me I’ll send them a letter explaining why and send them the record of my previous attempts at finding a diplomatic resolution and tell them I consider them in breach of contract and have therefore terminated my end of the agreement and that I expect them to do the same in light of their false advertisement.

 

Tbf even if they did want to take it to court I’ll be happy to attend as they haven’t got a leg to stand on. If they attach a DCA I’ll simply tell them to send me the court paperwork and date I need to attend, no other communication will be necessary or acknowledged as they have no case from which to work anyway.

 

i know they won’t but it lets them know where i stand

 

Thanks again

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Nope. If they send a dca, dont play letter tennis, no matter how much it satisfies you. Its much better to just blank them out.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hi TW and welcome to CAG

 

You're right to cancel the DD mandate if the gym does not have the advertised equipment available.

 

I personally would not go so far as to reclaim the DD's paid so far because :-

 

1. You've used the gym facility 5 or 6 times.

 

2. It was your responsibility to check the gym had the equipment that was important to you. As soon as you found it didn't, you should have cancelled.

 

Once the gym or admin company starts chasing for payment, you should send the shortest of letters saying they advertised equipment that they failed to provide and were in breach of your gym agreement.

 

Keep us posted.

 

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