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    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
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Lowell Back Door shop direct CAT debt CCJ Question


London1971
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If you informed thm of your correct address then yes as sat aside is possible and indeed likely if you can show the debt demand is seriosuly flawed.

 

The laternatibe is to claim all of the dodgy fees and interest back from the original creditor.

 

When they sold the debt on they kept the responsibilites to you via the agreement.

 

The more people hit them with this stick the less likely they are in selling the debt on.

 

Work out what it all adds up to and claim it back from SD

 

Got my SAR back on this one too.

 

I've not run it through the compound interest Spreadsheet yet but their are a ton of admin charges.

 

Also almost every purchase on the statement says BNPL, and there do seem to be a lot of big chunks of interest added.

 

I have a letter that Lowell sent to me on Sept 17th 2015 regarding another account at my current address,

 

the CCJ they (lowell) issued was on November 11th 2015 at my old address.

 

Do I have enough to get a set aside?

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I think I will need to try and claim from the OC.

 

Looking through some threads her SD seem very difficult to reclaim from, would I need to be prepared to take them to court?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Hi

 

Is there a standard letter on here to use in order to claim my fees back from SD?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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Look at the Shelley threads in Barclay's successes forum

Or martin2006 threads

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Excellent!

 

I will keep you posted

 

Thanks

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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Anyone have the address handy for Very / Shop Direct fee reclaims? Cheers

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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in the mail order forum stickies

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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