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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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Kirby vacuum cleaner scam


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Now I don't expect for a second that any of you wise people will fall victim to this but I'm hoping that you will spread the word and maybe bear it in mind for any older relatives/friends etc.

You are at home one day when there is a knock at your door. You open it and someone says something like 'we are a new company in the area, would you like to enter into a free prize draw to win a car? All you have to do is give me your phone number to help build up our database'. If you agree and provide your phone number, you are given a small card with a picture of a car on the front.

A few days later you receive a phone call and the caller says something like 'you have won a free carpet clean/carpet shampoo in our prize draw'. If you agree to receive it, an appointment is made for a later date. If the appointment goes ahead as planned, you will realise that the free carpet clean is really just a chance for a salesman to demonstrate a Kirby vacuum cleaner to you for 2 hours or more, all the while criticising your current vacuum cleaner, asking if you are happy to live in filth, putting the fear of God into you about fires caused by dust build-up etc. If you unfortunately succumb to the high-pressure sales pitch, you will find yourself out of pocket to the tune of at least £1,500 and your statutory right to cancel will be denied.

Please remember this and tell anyone you think appropriate - more people knowing about this means fewer people falling victim and the company will be forced to either deal honestly or close down.

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This has been running since 1984 - and is hardly new!

 

Thr product itself is excellent - well engineered and does what it says on the tin, BUT having something that lasts 40 years is quite useful, you PAY for this longevity, and if every shopkeeper came to your door to demonstrate a product you can imagine it will cost you more tha if you bought something similar online.

 

ANYONE coming into your home (to sell) will do all they can to make yu buy - that's what salesmanship is all about. The sad fact is some folk cannot say no and can be easily manipulated - this isn't the fault of Kirby who do (or at least did, offer a good product).

 

As always, people need to take responsibilities for their actions - whether double glazing, tarmac laying, fitted bedrooms or vacuum cleaners. 'Just say no' is not difficult to say, neither is 'go away'.

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I beg to differ Buzby, there are vulnerable people who actually do not know how to say 'no' or really know what they are getting in to. I've seen elderly folk conned and what really makes me mad is they feel stupid or foolish! Not everyone had the mental capacity to understand what they are really signing for.

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And your solution is to ban sales calls for the weak-willed?

 

I'm not saying that people in these situations should not be protected in some way - but not after-the-event. Damning Kirby by special mention because some members of the community are unable to say 'no' is not going to happen, especially as commerce is not illegal. It would be up to family/social workers to look after those who are unable to take full responsibilities for their actions.

 

Expecting exceptions to be made because of THEIR inability to take responsibilities of ther action beggars belief. If the firm fails, they take the rap - but if the customer does, you expect the firm to take the blame for this too...?

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My landlord lives with his mum in a residential home and he is well aware of a lot of dodges, he has quite fun with some of them. Most of the residents in his building ask him to be present if 'salesmen' have tricked them into making an appointment, usually stating he has power of attourney on their funds. Soon sends them scurrying away.

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I was speaking generally rather than being specific to Kirby, but yes, firms should absolutely be responsible for the conduct of their employees and commission-driven salesmen can pressurise into an unwanted sale.

 

Some salesmen are very good at targeting the vulnerable, and would not treat an 18 stone on-the-ball bloke the same as an elderly lady for example.

 

I did once have my carpets cleaned years ago by Kirby as a demonstration but I wasn't that impressed. The only thing that sticks in my memory was that the salesman was rather attractive and I spent a lovely afternoon having a good old flirt! ;)

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I quite agree that calling it a "[problem]" is misleading but their sales methods do leave something to be desired, especially when they cotton on to someone who doesn't know their rights.

 

My tale.

 

Kirby rep knocked on my door and offered me a demo with no obligation to buy, so I said ok.

 

3 hours later, they were still there and after pressure from them and my ex (wonder why she's my ex:)) I signed up for credit. Little did I know the credit was with The Associates at stupid rates.

 

The quoted sale price of the Kirby was £799 (after discount!) but the total including credit was nearly £1500.

 

I didn't get a cooling off period as they delivered the Kirby the next day and I (wrongly) assumed that I was stuck with it.

 

All I say is that if you get a visit from them, be strong. If you don't want one, say so. Don't let the pressure selling get to you. I used to be weak willed and I take full responsibility for my actions, but no more.

anyone comes to my door selling anything gets a short "No Thankyou"

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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I don't see the scenario above as a sales call. The company state that the person has won a free carpet clean/shampoo. In any situation I don't agree with someone using emotional blackmail or scare tactics to sell a product or service.

 

I agree that if you invite sales people into your home you have to be careful and think in advance about what you want and what you are prepared to agree to. If you are easily intimadated or swayed then it's best that you don't agree to home sales calls wherever possible or have someone else with you at the time of the call. However, this was not an agreed sales call.

 

Not all vulnerable people have someone looking out for them on a daily basis. Not all of them have or need social workers. Just because you can be easily intimadated/frightened because of your age, etc does not mean you need a social worker.

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Another thing I remember about the sales visit was their insistence of vacuuming my bed. Even after I told them my youngest was having an afternoon nap, the sales girl said that if she didn't do the bed demo, she wouldn't get paid (emotional blackmail methinks)

 

She then got a black cloth from her bag and put it over the hole where the dust bag would usually go, vacuumed the bed and showed me the result (not pretty).

 

What I didn't cotton on to was that once a dust bag is fitted, the amount of suction would be less due to dust clogging up the paper bag inside.

 

Having said all I have, it was a great vacuum and my ex still has it (over 10 years later)

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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The bedroom scenario is the great one - it puts the cutomer on the back-foot, as this is quivkly followed by the photocopied page of what a X5000 magnified bed bug looks like. By showing you the 'dark' tissue that the Kirby deposits after sucking from your bed, you'd be hard pressed not to - but that's part of the technique.

 

I don;t do business on the doorstep, and never have. The Kirby technique is invariably to use referrals from friends - as it gets you the additional discounts. However it isn;t a [problem] (like pyramid selling) which will leave many high and dry.

 

As for their finance arrangements - pay cash (better still, buy off ebay!) but since you could put it on a credit card for cheaper, taking out their finance deal is silly, but no different to taking a similar arrangement when buying a car... it's just another decision to purchase.

 

Slick salesmanship is everywhere, from encyclopaedias to carpet cleaners the hapless consumer needs to keep their wits about them - and trust nobody. :)

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) I signed up for credit. Little did I know the credit was with The Associates at stupid rates.

 

So you signed up for credit without knowing the APR and your monthly repayments? :eek:

 

You might as well have left your wallet open and given him your cash card and PIN.

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Scams can be doing the rounds years after they originally started.

We cant assume that every Cagger will be familiar with them.

The OP is in a position to know more,since their job deals with these things,and its reasonable to therefore assume that they posted this on the basis that it needed airing at this time.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Although I was under the impression that the Consumer Protection from Unfair Business Practices 2008,incorporates new legislation to address some of the issues here.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Just what I was going to say, Martin! When some people say this is just a sales technique and that it's people's own fault, they seem to conveniently ignore that it is in fact a specified unfair term under both "false competition prize" AND "false competitions". Obtaining data under guise of entering people into a prize draw to then only pressurise them in booking a demo (which is NOT the same as having won a free clean/shampoo) is also dishonest, and I'd think a breach of the DPA if they're using the data for another purpose than the one to which the subject agreed.

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Absolutely:)

 

I have a copy of the regs here-I printed them off last year-theres lots of things in there which many people prob are not familiar with.

The examples that are given are good too-in explaining how they apply.

I remember the one about doorstep selling -and not being able to say things like "Burglaries in this area have trebled love...." in the case of someone trying to sell you a burglar alarm.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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So are you agreed that if you are contacted out the blue and told 'you've won a prize', the problem is with the firm for offering, and no blame is attached the the consumer for believing it...?

 

What's next - legislation to prevent lying?

 

It's much easier to disbelieve everyone, is save a lot of time and on balance is probably better for you.

 

If rules are badly drafted - and lets face it a lot of consumer protection and other laws are, only a fool would believe it will actually protect HIM, as the enforcement will still depend on lining up the ducks at the various agencies that need to pay for the prosecution costs, and as we know - there's no money anywhere.

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Raymond can you not at least TRY to post constructively....

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Ermmmm... yes?

 

If a company says: "you have won a prize", you have the absolute right to expect to be given a prize, not for someone to try to hard sell you stuff you didn't ask for in the first place.

 

Hardly rocket science.

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What's next - legislation to prevent lying?

 

Never in a million years.....it would mean politicians never being able to utter another sentence.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I thought I WAS being very constructive.

 

My web rowser opens with an adver box telling me I have been selected out of XXXX hits to apply for this free game, utensil or software. Or are you both suggesting that I should believe them and accept their invitation? Or is it that face to face promises should be believed, and not those on the Internet?

 

As for Martin's politician's synicism - my MP (and MSP) are upstanding citizense, so marking out politicians as greater liars than salesmen/women (of which there are no doubt many more) does;nt hold water.

 

Being cautious isn't a gift - being a pillock and believing everything you are told most certainly IS - to the salesman.

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There is a world of difference between an ad on the Internet you can just pass by and a salesman parked in your living-room for 5 hours and seemingly not moving until you have given in. Even you must be able to realise that, surely?

 

Regardless of what you believe or not, Kirby are trying to circumvent consumer protection anyway. If they turn up uninvited at the doorstep and flog the product, the consumer is protected. If they get invited (albeit under false pretence) and flog the product, that protection is gone. It seems quite clear that they do know this with the fake prizegiving and appointment making that ensues, which is two-fold: misleading the consumer into thinking he is getting a prize and stripping him of his statutory protection in the subsequent transaction which may ensue.

 

Now why would any reputable company which stands by its product evne try to do that? :razz:

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Now why would any reputable company which stands by its product evne try to do that

 

Or indeed any upstanding salesmen ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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You've clearly not had a Kirby salesman. Kirby are not the sellers.

 

This is an american company that are franchise-based (usually area/postcode). They sell to distributors, who sell to area organisers who then sell to the salesforce, who are all self employed, and buy their stock at a discount from the area distributor. Tupperware works in exaclty the same way.

 

Just as Tupperware won;t care about the selling techniques used, Kirby manke vacuum cleaners and sell them to national distributors on an exclusive basis.

 

As for the salesman 'cold calling' - when has this been illegal? If a customer buy's something he doesn't need - just how are you going to blame the seller for that? As for the 'free' offer - I was promised a free floor polish adaptor (worth £400) - but I had to buy the Kirby first (indeed, it would have been pointless as the polisher needed the Kirby to operate!).

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Since my mum had a bad fall earlier in the year I have taken to going round on the nights that my dad goes to play snooker.

 

Arriving their one evening about 8pm I noticed a car on their drive with the boot open and a couple of men/lads in their mid 20's at the door.

 

Apparently they were there to give a 'demonstration' . Mum said that they should of been there at 6.30 but had been delayed I took one look at their T-Shirts it had 'Kirby Cleaners' as a logo. I straight away said that they had no need of one as they already had a 'Vax' and if they were in need of carpets being cleaned then me and Mr Saintly would be more than happy to do it for them.

 

They wern't too happy about me turning up and talking mum out of her 'demonstration' but they left within a few minutes of me turning up .

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However it isn;t a [problem] (like pyramid selling) which will leave many high and dry.

 

Unfortunately, I beg to differ. It most certainly is a [problem]; the dictionary definition of [problem] is an illegal plan for making money and telling a consumer that you want to enter their home for one thing when your real intention is another is a criminal offence by virtue of the Consumer Protection from Unfair Trading Regulations 2008. It IS leaving many high and dry - I am currently dealing with over 40 complaints, hence my wish to inform the general public as per my OP.

 

What's next - legislation to prevent lying?

This has been in place for a while now. See the Fraud Act 2006, more specifically fraud by making a false representation (i.e. lying).

 

If they turn up uninvited...the consumer is protected. If they get invited...that protection is gone.
.

Just to clarify, these Regulations changed in October 2008 - the Cancellation of Contracts Made in a Consumer's Home or Place of Work, etc Regulations 2008 give consumers a 7 day cancellation period when buying at home whether the visit was invited or uninvited.

 

FWIW, I agree with the comments re the Kirby being a quality product, there is no argument there. It is just the way that it is being sold to people in their own homes. I am just asking for businesses to be honest - if you want to sell something to someone, tell them that, don't tell them that you want to give them a prize and that there is no obligation just to get inside their home.

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