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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
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CAG CRA S.A.R Club


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This thread has brought up some memories. A while back, I started the thread "too strange to be a co-incidence", because my OH received some junk mail after starting negotiations with her creditors.

 

Of course, she applied for her credit report at the time, and it never occurred to me that it could have been the CRA who unlawfully (in my opinion) passed her details on. If that's the case I'll be very angry.

 

I think I'll ask her to do a full Subject Access Request and ask a specific question about data sharing.

  • Barclays: WON!!! It took four months but was totally worth it!
  • Cabot: I'm still waiting for an enforcable agreement, more than a year after requesting it. Go on, Uncle Ken, take me to court if you dare. You know you want to!
  • Elephant.co.uk: VICTORY - they admitted there was no debt!
  • Ashbourne Management (gym membership): Finally got my default removed and out-of-court settlement; I'm not finished with them yet!

<--- If I've been helpful please remember the scales ;)

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Hmm. Richard Fenton says "don't write off the deceased". Well, you might think that makes him lowlife, and if that's your personal opinion then who am I to argue?

 

But did you know he used to be operations director at that lovely caring bunch BCW?

 

LinkedIn: Richard Fenton

  • Barclays: WON!!! It took four months but was totally worth it!
  • Cabot: I'm still waiting for an enforcable agreement, more than a year after requesting it. Go on, Uncle Ken, take me to court if you dare. You know you want to!
  • Elephant.co.uk: VICTORY - they admitted there was no debt!
  • Ashbourne Management (gym membership): Finally got my default removed and out-of-court settlement; I'm not finished with them yet!

<--- If I've been helpful please remember the scales ;)

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There is a definite link, I checked my information a couple of months ago and suddenly got a pile of letters from DCA's regarding old debts - several of which had been paid directly to the company concerned and NOT the DCA.

 

I sorted out the matter by writing to each DCA asking for a copy of the final bill from their clients - much more accessible than agreements - and each time they returned to the clients with no further action to be taken.

 

Whilst a CCA request would have been better in some cases it would have been an acknowledgement of the debt... I know it is not supposed to 'set the clock ticking' again but I don't trust the DCA scumbags one iota.

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Well, I got my free credit report a little while ago and now am getting lots of IVA, debt consolidation loans etc requests. I am subscribed to telephone preference service and always tick or until the boxes for third parties to contact me.

 

It all fits.

 

Funnily enough, they keep stating an address I lived at 6 years ago and use my maiden name. Think I may have to do a SAR or two as well.

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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I think the SAR to Experian is a brilliant idea. It should provide piles more information than any Credit check. I would suugest adding a paragraph requesting details of each and every time someone has accessed your file whether in writing or by telephone. I feel that Experian under the terms of the DPA will be obliged to supply this information. Similarly they should be legally obliged to say who they have passed your information on to.

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I took a free credit report with experian around about the start of the year. I have not really received much Junk mail but have received at least 2-3 times daily phone calls asking if I want to consolidate my finances and loads of silent calls, I have loans and credit cards but I am affording to pay them ok and I am not in any difficulty, but they are all assuming that I am having money troubles????

 

I registered with the TPS but the calls continued, so I started telling them that they were not to call me as I have registered with TPS, I have tried swearing at them, asking politely to leave me alone, hanging up, putting them on hold til they give up but these all went ignored and they would just call back (same company!) a couple of hours later or the next day. It's now calmed down a little and I now only receive this calls a couple of times a week but its still annoying cos I don't know who has sold them my number.

 

Then about 6 weeks ago I received a letter from lowell saying that they have bought a debt off of hsbc and I must pay them. I have had no contact or made any payments to these since 2001 (could be statute barred anyway) and I had forgot all about it. I was baffled as to how they had managed to find me all of a sudden after so long but now I may have the answer....experian fee credit check :mad:.

 

I can only assume that experian have given lowell my details and that now lowell have put a default on my credit report and experian has now gave my details to these loan companies telling them I have defaulted and I am in financial trouble (i am not!) as to why i am getting all of these consolidation offers, I'll be investigating this, asking for any default to be removed (if there is one on there) and will post my findings.

 

I'll advise people with a dodgy financial past not to check their reports so the same does not happen to you.

 

I have now just entered a battle with lowell and I'd normally be scared but because of this site I am quite enjoying their pathetic attempts to get me to pay!

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I have now just entered a battle with lowell and I'd normally be scared but because of this site I am quite enjoying their pathetic attempts to get me to pay!

Clownells are a penalty kick to deal with. They follow a set pattern and are easy to deal with. When they get fed up with you they will pass your file over to the next desk called Hampton ilLegal and if they fail to scare you they will they pass it to another bunch of no-hopers who go under the wonderful name of Red Debt. All letters from the same bunch of losers

 

A CCA or in your case a Statute Barred letter will see them off but have some fun with them first

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See my post about Experian http://www.consumeractiongroup.co.uk/forum/general-debt/74268-annoying-calls-01772551900-loans.html & the fact that their feet are in both camps!

Thanks Cerberusalert - interesting reading!

 

Hubby's received a pre-paid PDF form to complete and return for his Credit Report from Experian.

 

No response as yet from Experian re. my SAR, but it's early days.

As I mentioned earlier, I discovered that they have 7 offices in Nottingham. Which presumably means that they employ many local people.

Nonetheless, I don't think these accounts of being contacted by various companies after applying for a credit report can be coincidental, so we do need to establish what they do with the data we provide. And again, the forthcoming Conference 'Focus Group' is very disturbing.

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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Do you think the media should investigate this like they did with Barclays and go under cover, wouldn't that make good viewing?

I certainly think it needs investigating, and possibly referring to the Advertising Standards.

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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I'm sorry, but it's pondlife like these that really 'P' me off! My 'origional' debt was a drop in the ocean in the scheme of things (£280 + charges = £440+), but after 'researching' within the public domain I find that parasites like Experian & their ilk are working hand in hand with DCA's...if not actually owning them.

 

It's a minefield, dig deep enough (if you've the time; expertise, or inclination) & you'll find through the public domain...that the 'Directors'

are embroiled in a web of lies, deceit & total misinterpretation!

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banks finance experium blah blah blah are all in the same can of soup this is an objectionable part and the whole industry should be investigated by the audit commision.we waiver our rights not willingly our rights have been fraudulently obtained for their own ends to barter our data amongst ,how on earth can they demolish the whole of the data protection act .with a contradictory clause "I WAIVER MY RIGHTS"we were not allowed to negotiate a contract and if you look at the contracts every few months they keep adding new bits in order to squeeze mor information out of you ,Experium or GUS who own them have used the contract to bypass the lawfull rights of your rights to privacy this waiver is contradictory to the DATA PROTECTION ACT it is an unlawful clause that should we choose why can we not rescind the whole contract based on this unlawful clause

isnt this a tort if you use rhe REPUGNANCY RULE,i am open to arguement but i beleive this rule is relevant .not only is it repugnant(contradictory)it is obnoctious and all those involved in this sharing of data (reminds me of the Natzis when they took everything from the jews in germany)i am not jewish and do not mean any offence or harm to those who have suffered jew an non....i am ranting again but is this not an arguement where we can thrash out a legal basis in getting compliance and using our rights to the law as it was meant to be ,cause it seems that the DCA AND CRA /BANKS ETC are trading in human misery and suffering for a few of us.....i rest my case but i am trying,

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Patrickq1 I fully understand your rant, as I said in my earlier post it cant have been a coincidence to check my record and then receive a batch of old debts at my new address.

 

I don't even begin to understand the laws of tort but surely Experian owning Westcot is an example, the boot is in the same camp.

 

I still believe that if a DCA writes to you regarding a debt they should include the last bill sent to you, NOT a statement of account, but a copy of the last bill sent. This might stop them churning out automatic letters which have little basis in fact - I am NOT going to pay a DCA who says I owe X company Y amount without X company sending me the last bill.

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they could nt do that it is against their princples to show their hand ,they rely on cunning and trickery and anything and anyway to get you to submit to their will truthfully we all know and they know they operate on fear your fear,hence this is why on cag you are told catagoricly do not speak to them but write and never aknowledge your debt...

have a look at GUS see who they own you will be shocked

patrickq1

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after 'researching' within the public domain I find that parasites like Experian & their ilk are working hand in hand with DCA's

Of course they are. Why should we be surprised?

The CRAs are not working for the benefit of the consumer, and never have done. How they have managed to cultivate a public image as some sort of 'guardian of truth' is beyond me.

 

As you rightly say, all these companies are interwoven with conflicting interests, and this is obviously a state of affairs that should not continue.

 

Sadly, I can't see any change coming anytime soon. :(

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All banking institutions and CRA agencies as well as DCA’s work hand in hand. The government have no control over CRA because they are private organisations and DCA’s spread their tentacles’ wide and far.

 

DCA’s are allowed to get away with such bad practices and even down right lying and cheating which is practically the same as fraud in my opinion. The only way all this DATA about is will be remotely protected is for the government to over the control of it but I do cannot see that happening and therefore we are all at the mercy of DCA’s sharks.

 

Proposals are now being made for us all the UK residents and even visitors to this country for their DNA to go on a central data computer. Can you imagine a big burly DCA chap on your doorstep asking you to spit into a plastic bag? Then again you can always miss when spitting into their bag and direct it to the DCA chap face. Do you thing that would get rid of the leaches.:-x

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All banking institutions and CRA agencies as well as DCA’s work hand in hand. The government have no control over CRA because they are private organisations and DCA’s spread their tentacles’ wide and far.

 

DCA’s are allowed to get away with such bad practices and even down right lying and cheating which is practically the same as fraud in my opinion. The only way all this DATA about is will be remotely protected is for the government to over the control of it but I do cannot see that happening and therefore we are all at the mercy of DCA’s sharks.

 

Proposals are now being made for us all the UK residents and even visitors to this country for their DNA to go on a central data computer. Can you imagine a big burly DCA chap on your doorstep asking you to spit into a plastic bag? Then again you can always miss when spitting into their bag and direct it to the DCA chap face. Do you thing that would get rid of the leaches.:-x

The easiest way to get rid of a DCA doorstepper is to tell them to leave your property. If they refuse you can either

1. Use reasonable minimum force to remove them or

2. Telephone the boys in blue and report a breach of the peace and they will move them for you

 

It should be remembered that DCA doorsteppers have NO LEGAL RIGHTS whatsoever

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Just my point, if they are not allowed to be on peoples doorstep then why they are there breaking the law and intimidating people, sometimes there are very vulnerable people. Why are DCE's allowed to be so intrusive like this, it is because the law allows them to do so, which so shameful about this industry. :evil:

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