Jump to content


  • Tweets

  • Posts

    • sorry but that letter needs to be much much better. you need to express that it was a stilly youthful mistake trying to be the big man and jumping the turnstile to look big infront of your peers. TfL prosecutors are on the email address on their first letter. get the court form sent back to the court , (but copy it first) stating you plead guilty and wish to attend to address the judge in person face to face to show your genuine remorse for your stupid youthful exuberance.      
    • I thought I should send the begging letter to the prosecutor. Does the hearing means the time I need to send back by? If so, it’s June 5  I plan to send the new begging letter as following, can I ask for some suggestions? Dear Investigator/Prosecutor,  Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.  I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.  I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.  Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.  I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.  I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.   Yours sincerely,
    • LoL Dx you crack me up. Thanks for the advice. I'll stay positive.
    • Utter Rubbish!! lowell dont write and beg for deals once they start court. as for your attitude, we'll thats nothing new for you.😎 you wont be quizzed, it's not like TV, simply refer to your defence/WS when answering anything the judge may ever ask. well it involves chickens. dx  
    • Thanks fk, I hope I don't have to face the court. Bless you for the reassurance. 
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

HSBC **Court Action Issued**


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5473 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 164
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

2 threads merged-as requested.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

Paul

 

They say its a currnet account that went over drawn and they want to charge interest upto and after the judgment.

 

Thing is I was only overdrawn £150 and they have taken it upon them selves to add the credit card balance of over 4K into the current account.

 

Not sure they can do this??

Link to post
Share on other sites

Sent a letter to Mortimer Clark Solictitors regarding his illegal action.

 

Marlins (Not MCS) have replied saying under Rankine v American Express ones the agreement has been terminated they do not have to produce the agreement.

 

Any thoughts??

Link to post
Share on other sites

 

Marlins (Not MCS) have replied saying under Rankine v American Express ones the agreement has been terminated they do not have to produce the agreement.

 

Any thoughts??

 

Hi HAK

 

Not really a direct answer to your question, but possibly slightly relevant.

 

I had an account with HFC which has a Judgement against it (before I found CAG), and I have the original Default Notice (invalid though, due to time allowed to rectify) from HFC which says the account would be terminated if I did not rectify the default position. Therefore I think it would be safe to assume this account has been terminated.

 

I have tried several times since the CCJ was awarded (2 at least) to obtain a copy of the agreement by CCA request, and I have also S.A.R - (Subject Access Request)'d HFC to try and achieve the same aim. Each request (at least 3 in total) to HFC has met the usual HFC response of 'no response'.

 

However, 2-3 months ago this account was among those reported on here that Marlin claimed to have been assigned by HFC. I decided to CCA Marlin, and lo and behold they quickly came up with a result!

 

The problem is (for them that is!) what they kindly sent me claiming to be an agreement was in fact an almost completely illegible application form with no prescribed terms and no visible reference to anything overleaf etc.

 

Just making the point that sometimes they will supply an 'agreement' even though the account has been terminated, even if is to shoot themselves in the foot slightly. ;)

 

Cheers and good luck

Rob

 

PS

Forgot to mention, this was since the Rankine Judgement.

Link to post
Share on other sites

Just got a letter for MC hes well P*ssed off with my letter.

 

Says I cant report him to the SRA.

Well I have so lets see what happens.

 

He also said they are not linked to Marlins!!! - Yer right

 

Also he also said he has given me ample time under the CPR with the letter before court action. He gave me 7 days dated from the letter and then issued proceedings. I actual got 3 dasys. Is this right???

Link to post
Share on other sites

Just got a letter for MC hes well P*ssed off with my letter.

 

Says I cant report him to the SRA.

Well I have so lets see what happens.

 

He also said they are not linked to Marlins!!! - Yer right

 

Also he also said he has given me ample time under the CPR with the letter before court action. He gave me 7 days dated from the letter and then issued proceedings. I actual got 3 dasys. Is this right???

 

3 days?

 

Bullgif.jpg

 

 

Hmm, have a read of the general pre action protocols HAK you will see that this is wrong, they should have given you sufficient time AND information to investigate and reply to the claims this is before they launch proceedings

Link to post
Share on other sites

Well MC are going to be well P**sed with me even more.

 

I have just had a letter from the Solicitors Regulation Authority Conduct Investigation Unit.

 

They are going to look into my complaint about them.

Link to post
Share on other sites

  • 2 months later...

Update

 

MC did not respond to my defence and the case got stayed.

 

I called the Court today and they have lifted the stay as they were only a few days late.:mad:

 

It has now been transfered to my Local Court and I will receive a questionaire shortly.

 

HAK

Link to post
Share on other sites

Cheers 42 Man

 

Good thing is they will have had to pay a fee for the stay and will have to pay a fee for the AQ.

 

Ive had nothing back form my CPR request and have sent two.

 

Do I ask for information in my Directions?

 

HAK

Link to post
Share on other sites

Link to post
Share on other sites

As MC have issued Court action on a default debt I am realy tempted to ask the Court for the one and only solicitor of MC to attend and expalin his actions.

 

Can this be requested on the AQ?

 

How much would it cost me for him to travel to Court (about 400 miles round trip)

 

If I win do I still have to pay!!

 

HAK

Link to post
Share on other sites

Just had a reply form my defence of Mart Clarke.

 

First he is saying the 36 paragragh defence and a CPR 18 is from a website!!

 

He has made some requests in the defence, Do i have to respond to them??

Link to post
Share on other sites

Does it make any difference where the defence comes from? As long as it goes with what your doing?

 

They get their defence from a Solicitor, you get yours from a website. So what! :p

 

Is their defence that you get your defence from a website? Heh heh.

 

Hopefully someone with more knowledge will be along soon.

 

 

 

N.P

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

If the Judges are anything to go by from my last time I was there, they were well impressed that I was acting in person and did all the ground work. Doubt they will be bothered were the info came from at least I am trying to defend myself properly.

 

It also says:

I have threatened them with T/S, OFT, FOS

i have threatenedthem with a magistrates Court

I have reported them to the SRA

Therefor I have acted unreasonable and they will be applying for costs.

 

How sad putting that in the defence.:D

Link to post
Share on other sites

Just had a reply form my defence of Mart Clarke.

 

First he is saying the 36 paragragh defence and a CPR 18 is from a website!!

 

He has made some requests in the defence, Do i have to respond to them??

He made some requests in the defence?

 

you mean in the reply to the defence?

 

If so what requests have they made?

 

oh and as far as your defence coming from a website, ask him where he gets his case law from?? i bet its a website !!!!! it matters not where the defence comes from, it matters more that the defence is correct and pleads your case in accordance with the CPR and as long it does he can whistle cos theres bugger all he can do

Link to post
Share on other sites

It also says:

I have threatened them with T/S, OFT, FOS

i have threatenedthem with a magistrates Court

I have reported them to the SRA

Therefor I have acted unreasonable and they will be applying for costs.

 

How sad putting that in the defence.:D

and all of the above you are legitimatley entitled to do, and furthermore theres sod all they can do about it

 

 

as far as putting that in a defence that is unprofessional in my opinion and certainly not in accordance with the rules of pleading

 

i would be seriously embarrassed to churn that out in my day job thats for sure

Link to post
Share on other sites

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...