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    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
    • To which official body does one make a formal complaint about a LPA fixed charge receiver? Does one make a complaint first to the company employing the appointed individuals?    Or can one complain immediately to an official body, such as nara?    I've tried researching but there doesn't seem a very clear route on how to legally hold them to account for wrongful behaviour.  It seems frustratingly complicated because they are considered to be officers of the court and held in high esteem - and the borrower is deemed liable for their actions.  Yet what does the borrower do when disclosure shows clear evidence of wrong-doing? Does anyone have any pointers please?
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Cases still being heard after OFT ruling *POST HERE*


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I have read that some cases are still being heard in court despite the OFT ruling. As part of the application to lift the stay, it would be really useful to include details of courts where the Judge has decided to carry on with the case.

If you case is still being heard, or if you have managed to get your stay lifted, please post here so we can include the court details.

Thanks so much,

 

Claret74

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It appears that these courts are keeping business as usual and hearing cases.

Very useful to include in applications to lift a stay.

 

Aldershot & Farnham County Court,

Bow County Court,

Blackburn County Court,

Bristol County Court, NEW CLAIMS BEING STAYED ?

Caernarfon County Court,

Chester County Court,

Chichester County Court,

Croydon County Court,

Gateshead County Court,

Guildford County Court,

Hitchin County Court,

Hull County Court,

Kettering County Court,

Lancaster County Court,

Leeds Combined Court Centre,

Medway County Court,

Newcastle County Court,

Northampton County Court,

North Shields County Court,

Norwich County Court,

Nottingham County Court,

Oldham County Court,

Oxford Combined Court Centre,

Peterborough Combined Court Centre,

Salford County Court,

Scarborough County Court,

Scun.thorpe County Court,

Slough County Court,

Sunderland County Court,

Thanet County Court,

Watford County Court,

Wellingborough County Court,

West London County Court,

Winchester Combined Court,

Woolwich County Court,

Worcester County Court,

Wrexham Count Court,

 

Claret

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Remember the banks CAN REQUEST a stay of action but it is ultimately down to the individual judge/court to whether or not they will grant it.

 

if you are lucky to get a judge that is peed off with the whole abuse of the courts time, then you will prob be allowed to continue.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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I have a court hearing against Barclays in the North Shields Courts on Thursday 16th August A.M.

 

I received a letter from Barclays on Saturday that my case had been stayed. However I rang my court this morning and they said no the judge is going ahead as Barclays had not submitted a specific application to a Stay in my case ( which would cost them £65 per case).

 

I'm nervous about going to Court - however I firmly believe in this ( not just about the money now) I have been trying to re-claim since Feburary!:rolleyes:

 

( I have successfully already claimed £745 from Barclays another account & Lloyds £3000 through letters and MCOL)

 

Any advice on Court preperation anyone?

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my only advice is make sure you get your bundle is as soon as you can & then just get familiar with it

 

i have my court date tomorrow & have heard nothing from barclayts except a generalised letter to many about how they "intend" to stay all claims in court until test case goes through

 

I hope they simply forget to turn up!!

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erm.... what exactly is 'my bundle' please? Is it the term for all my documents pertaining to this case?

 

Sorry

 

Yes it's the Court Bundle which contains all the relevant documents that will be viewed & considered by all parties in court (Bank, Judge, You)

 

I advised to get them in asap just because I never realised I had to do this & thought my initial particulars of claim and general blurb on Money Claim Online was OK which is silly in hindsight but I just didn't know you see..... :|

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hi folks . i went to court today birkenhead county court ,i am claiming from the hsbc bank ,they sent me a letter on thursday to say that they are applying for a stay ,turned up at the court and the rep for hsbc was there he also represented other banks ,he chatted to me before hand to introduce himself & said that he is applying for a stay ,i said that i was opposing the stay .anyway went into court spoke to the judge ,he was saying that a decision would be made by january 08 by the high courts & he obviously did not know which way it would go .anyway the hearing lasted about 10 mins .it was stayed ,he also stayed all other cases ,so why we went in there i dont know ,as i got a feeling that he knew already what the outcome would be ,done all i can do now just a case of waiting to see i guess .sorry i cant be more positive but feel a bit gutted at the mo .ps if you havnt been to court before it is not scary just in a room with you ,the judge,rep for the bank,the rep askes for his stay then thr judge takes over with his speel & you argue your case . good luck everyone :Cry:

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I was in court today at Morpeth (Judge Kramer) v citicards who tried to apply for stay on the basis that the underlying arguments are the same in credit card and overdraft charges. I managed to look at the CAG doc for appealing stays and read this out in court. The stay was refused with judge seeming particularly interested in Human Rights Act and the fact that Citi can still charge me.

All comments are my personal views - if in doubt then seek professional advice. If you think i've helped then please tip my scales.

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I was in court today at Morpeth (Judge Kramer) v citicards who tried to apply for stay on the basis that the underlying arguments are the same in credit card and overdraft charges. I managed to look at the CAG doc for appealing stays and read this out in court. The stay was refused with judge seeming particularly interested in Human Rights Act and the fact that Citi can still charge me.

 

Wonderful to hear this.

Citi have run the Gauntlet for far too long......they have been given more stays than the Ritz Hotel

Just out of interest was the others that were favoured Citi or other banks ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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OK guys, I really need help on this one.

 

as you may well can see from this thread Brighton County Court has slapped a general stay on all bank charges cases pending the outcome of the OFT test case.

I applied for a lift to the circuit judge,and lo and behold,a hearing will be held soon(a clerk at the courthouse told me from looking into her comp.system)

 

So,what do i do???? Anybody been to such a hearing yet?What do i have to do?How do i present my case?How do i argue?pls. pls. help as this is my BIG chance to sway the judge and have my case heard and not wait 2 years...

 

PLEASE HELP!!!!!:-) :-) :-)

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Looks like my First Direct current account claim is continuing at Morpeth.

 

http://www.consumeractiongroup.co.uk/forum/first-direct/98802-first-direct-should-i.html#post1091678

All comments are my personal views - if in doubt then seek professional advice. If you think i've helped then please tip my scales.

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