Welcome Finance - This company needs to be banned.

[T2upNorth]

Difficult to read because very small. Does it say "Certificated Bailiff"?

 

A search on Certificated Bailiff

didn't give any results....

 

Also says "Police informed" - is that checkable?

[postggj]

use the upload link for message boards with out thumbnails option

[zaidey]

Difficult to read because very small. Does it say "Certificated Bailiff"?

 

A search on Certificated Bailiff

didn't give any results....

 

Also says "Police informed" - is that checkable?

 

ive uploaded a pdf file above the thumb nail...you can see it better..

 

i phoned the police and he did inform them this morning that he had clamped the car...they werent interested they said it was a civil matter...great arent they!!!!

[T2upNorth]

Sorry, me being numpty, clicked the thumbnail, not the link to pdf. Is a certified bailiff same as certificated?

 

Also, you may want to blank out your name....

[zaidey]

Sorry, me being numpty, clicked the thumbnail, not the link to pdf. Is a certified bailiff same as certificated?

 

Also, you may want to blank out your name....

 

ye im trying to but cant get the hang of the uploading with out thumbs nails etc

[postggj]

ok zaidey

 

they have confirmed repo so they have terminated the agreement

 

let the fun begin

 

ill start posting on your thread over the weekend

 

plan a sunny vacation

 

you are going to be able to afford it

 

all on welcome me thinks

[T2upNorth]

ive uploaded a pdf file above the thumb nail...you can see it better..

 

i phoned the police and he did inform them this morning that he had clamped the car...they werent interested they said it was a civil matter...great arent they!!!!

 

 

Yes, civil matters are no good for their targets, regardless a crime is being committed!

 

Still looking at the certified/certificated issue - maybe tomtubby could help on that one - she's the expert here...

 

And with postggj on side... let battle commence!

[zaidey]

ok zaidey

 

they have confirmed repo so they have terminated the agreement

 

let the fun begin

 

ill start posting on your thread over the weekend

 

plan a sunny vacation

 

you are going to be able to afford it

 

all on welcome me thinks

 

your music to my ears....

 

its so nice having you guys and girls as support..

 

when you get into these situations it feels like your on your own with very little help out there..but thanks to you guys i feel better..i really mean it thanks:smile:

[emmilou1]

just curious here, what reason did the bailiff guy give for unclamping the car?

Found that surprising as in my experience once your car's clamped they're not exactly willing to unclamp it without good reason! Especially since he wont get whatever fee Welcome has promised him as he has not repossessed the car.

[postggj]

you are thinking of baliffs and parking tickets

 

this was done as the baliff realised he would be jointly liable for an illegal repo

[zaidey]

basically said he rang his headoffice...he had a notice of repocession that was dated 28 july and apparently gave 7 days notice to act....how can it be dated 28july and give 7 days to act ?????? i did ask for a copy but he said he couldnt give it to me..

 

ive never had a notice of repo or termination or default notice..

 

so anyways his office said they have spoken to a welcome manager and his decision was to call off the repocession..

 

?????

[T2upNorth]

just curious here, what reason did the bailiff guy give for unclamping the car?

Found that surprising as in my experience once your car's clamped they're not exactly willing to unclamp it without good reason! Especially since he wont get whatever fee Welcome has promised him as he has not repossessed the car.

 

 

Emmilou, you've hit the nail on the head. He followed orders then realised later that it was illegal (most likely) and that would be bad for him, legally and businesswise.

 

Zaidey, I hope you get the result you deserve. I've PM'd Tomtubby re the bailiff status - she is incredibly busy but her opinion is gold regards bailiffs.

 

Postggj is the Welcome killer - between them you will be Welcomes worst enemy!

[postggj]

ive checked out the name

 

i dont think he is a baliff

tom tubby will confirm that

 

it seems its just a repo firm this p&a

 

we will have to move on this zaidey

 

welcome are on its last rights and fading fast

[zaidey]

im ready to start court action now..im livid about what they have done.

[postggj]

http://www.consumeractiongroup.co.uk/forum/repossessions/150726-car-repossession-welcome.html

 

slowly slowly

catchy monkey

 

we have to follow procedure

 

have some bed time reading and give your decision over the weekend,

ill move this to your thread now

[T2upNorth]

ive checked out the name

 

i dont think he is a baliff

tom tubby will confirm that

 

it seems its just a repo firm this p&a

 

 

Thats what I'm thinking. If so, Welcome would be jointly liable for him misrepresenting his status (as his ultimate employer)

His notice states Certified Bailiffs - hopefully Tomtubby can clear up that one.

Just an extra rock to throw....

[zaidey]

another letter stating that this is in dispute

[ATTACH]11200[/ATTACH]

 

how do i switch off thumsnails

[postggj]

you are using photobucket

 

click the link to generate html code

then use the link to post on message boards with out thumbnails option

[zaidey]

try this link

 

http://i588.photobucket.com/albums/ss323/zaidey_photos/reponotice028jpg2-1.jpg

 

ive also regested this with the fos and they wrote to welcome yesterday ikll post the letter the fos sent to me to prove this in dispute with them

 

http://i588.photobucket.com/albums/ss323/zaidey_photos/fosletter029jpg2-1.jpg

Edited July 31, 2009 by zaidey

[T2upNorth]

try this link

 

http://i588.photobucket.com/albums/ss323/zaidey_photos/reponotice028jpg2-1.jpg

 

ive also regested this with the fos and they wrote to welcome yesterday ikll post the letter the fos sent to me to prove this in dispute with them

 

 

Step 1 - pass the buck...

 

 

Compliance department.... hmmm, wonder what their role is....

 

I would absolutely refuse to deal with local branch. You complained to WF compliance, they may need to deal with Fleetwood LCU (what is LCU?) but that is their problem, not yours.

[zaidey]

Step 1 - pass the buck...

 

 

Compliance department.... hmmm, wonder what their role is....

 

I would absolutely refuse to deal with local branch. You complained to WF compliance, they may need to deal with Fleetwood LCU (what is LCU?) but that is their problem, not yours.

 

lcu is local collections unit

[T2upNorth]

lcu is local collections unit

 

 

Yes, what I thought.

 

As I said, you complained to WF Compliance. You must immediately write back confirming You require a response from compliance, not local branch.

You need to send the telephone and doorstep letters - all communication in writing.

 

As postggj says, keep the big guns under your hat for now, take a few days to consider.

[zaidey]

yep i will but as i said im not going to back down from these crooks

 

ty for advice but im off to bed been a long day.. see ya tomorrow

[T2upNorth]

yep i will but as i said im not going to back down from these crooks

 

ty for advice but im off to bed been a long day.. see ya tomorrow

 

 

Good night and good luck!

[Voda]

Hi sillygirl1,

 

That's interesting.

 

The office, I was told this week is on the second floor of Centre Link House at 307 High Street, Sutton, Surrey.

 

I sent it by Recorded Delivery so I hope there is someone instructed in the building to collect their mail or maybe it's redirected to Pentonville Jail .....

 

Nite

 

Voda

 

 

 

Be aware here that the Sutton office is a 'front' - they apparently only visit it two or three times a week to collect post and the phone no (so I've been reliably told) goes to a 'field person' in the area. I go past their office daily and the ground floor is empty, and there is a large 'for sale or to let' sign on it....