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    • Well done with the photo. Of course the signage is insufficient.  PPM are not interested in competent management of a car park, they are interested in catching drivers out so they can issue their PCNs. For a start, according to their trade associations' Codes of Practice, they are supposed to have signage at the entrance. Any e-mail reply from the company and whether they will/won't/can/can't get the invoice cancelled?    
    • I will annotate the message I sent for the forum.  Sorry, didn't see this straight away...
    • I went back to the area, this photo is taken on entry. My vehicle was parked in the first space on the left.    Would you say there is sufficient signage ? It’s different to the street view as one sign is missing. The sign nearest to where I parked is 2.23m above ground! So even if the car had been reversed parked in front of it, I don’t think it could be seen. PCN PPM.pdf
    • Thank you. I expect that @dx100uk will be along soon to give advice. Meanwhile, I really wonder whether the default date – as being the starting point of the six years – something which has been decided in law. It has always seemed to me to be extremely unfair. According to the limitation act, the six year period begins from the date on which the cause of action accrued. This normally means that the breach of contract occurred. Section 6 of the limitation act says that in terms of loans, the cause of action begins on the date that the debt was "demanded". Over the past two years this has come to mean the date that the default notice was issued – but I have to say I don't find that very satisfactory. If you received demands for payment before then then I don't see why section 6 shouldn't refer to that date. Did you not receive any correspondence at all in 2017/2018? What was the value of the original loan – and how much you pay off? I see that there was some kind of instalment agreement. Tell us about that. See what my colleague @dx100uk says but anyway, if I were you I would send off an SAR immediately both to the claimant and also to the original creditor. It costs you nothing. There is no downside. Get in the post straightaway with some kind of utility bill establishing your identity. You can even include a copy of the claim form as well as proof of your identity
    • £749.69 court fee £70 legal fee £70 total £889.68 MyJar TM.pdf
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Welcome Finance - This company needs to be banned.


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listen people

 

In the next week i will be posting a thread.

with any luck it will be made a sticky.

 

it has all fallen into place now the insurance racket welcome do.

i have absolute proof that welcome pay commission payments to its dealers and

 

SCREW YOU FOR COMMISSION ON THE MICKY MOUSE INSURANCE.

 

NOW THE DEFINITION OF A BROKER IS THAT THEY WILL SEARCH THE MARKET PLACE TO GET YOU THE BEST DEAL.

WELCOME HAVE THE PPI ETC ALREADY ON THE AGREEMENT FOR YOU TO SIGN.

 

WE ALL KNOW THAT WE CAN GET THE SAME INSURANCE MUCH CHEAPER THAN WELCOME.

 

BUT YOU SAY WELCOME ARE NOT BROKERS, THEY JUST DO THE INSURANCE

WRONG

 

HOPE YOU ARE WATCHING MR P IN NOTTINGHAM AS THE CAT IS OUT THE BAG

 

ITS CALLED

 

WELCOME ELITE BROKERS

 

THEY PUT THE INSURANCE ON AND THEN SCREW YOU FOR 17-20 % COMMISSION FOR THE PRIVILEGE OF SCREWING YOU.

 

ALL UNDECLARED SO AGREEMENTS ARE TOSH

 

WILSON V HURSTANGER

 

FEEL FREE TO COMMENT MR P

 

I HAVE ALL THE RELEVENT DOCUMENTATION THAT SHOWS COMMISSION PAYMENTS MADE AND WELCOME ELITE BROKERS

 

SHAME YOU DID NOT MENTION THAT TO YOUR SUCKERS

 

NORWICH UNION/AVIVA/DIRECT GROUP

 

HERE I COME

 

WELCOME ELITE BROKERS - now why is that name familiar - oh ues cos I have so far collected 7 commision statements that show payments to Welcome Elite - but it's more like 25% not 17%

 

You would think they would have no way of denying this however they have come up with a zinger!

 

Nottingham also know I know and he knows I have the proof - he's seen it!

 

But theres nothing like a good concocted story to explain it away and believe me it's a crap as everything else they do!

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WELCOME ELITE BROKERS - now why is that name familiar - oh ues cos I have so far collected 7 commision statements that show payments to Welcome Elite - but it's more like 25% not 17%

 

You would think they would have no way of denying this however they have come up with a zinger!

 

Nottingham also know I know and he knows I have the proof - he's seen it!

 

But theres nothing like a good concocted story to explain it away and believe me it's a crap as everything else they do!

 

now that i must see, please share amongst us Andi, wont you ...when you can that is...:lol::lol: I cant wait!!!:lol::lol:

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6231

__________________

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

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been offered this from welcome

£2623.16 (PPI refund)+ £729.64 (interest paid) + £412.02 (8% simple interest) - £111.80 (rebate received) = £3,653.03 (rounded up)but it doesnt seem right to me unless i have worked the figures out wrong,have paid for 3 years at 17% interest.is the offer wrong?

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7 guests........;) Late night in Nottingham ?

 

 

eeeezzzyy...dont forget the other 3 that are on emanevs thread...watching Post do his best!! :lol::lol:

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6231

__________________

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

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well done on the work. It seems welcome are delaying things against. Perhaps I am being unfair as they probably can't make head nor tail of their own statements. Anyway never accept the first offer readily. I am now on the second improvement so from being offered nothing I am now at £600+.

 

It seems welcome know they are finished that why they are taking desperate measures.

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aaahhh paid welscum the monthly payment via debit card this morning usually no problem...taken it twice with no warning and no approval from me, rang them they say their systems crashed so it was a computer glitch....has this happened to anyone else, the bank cant refund as its down to welscum to refund back as debit card payments cant be stopped

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Please

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That way you will attract more attention to your story and get more visitors and more help 

 

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