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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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Welcome Finance - This company needs to be banned.


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Difficult to read because very small. Does it say "Certificated Bailiff"?

 

A search on Certificated Bailiff

didn't give any results....

 

Also says "Police informed" - is that checkable?

 

ive uploaded a pdf file above the thumb nail...you can see it better..

 

i phoned the police and he did inform them this morning that he had clamped the car...they werent interested they said it was a civil matter...great arent they!!!!

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Sorry, me being numpty, clicked the thumbnail, not the link to pdf. Is a certified bailiff same as certificated?

 

Also, you may want to blank out your name....

 

ye im trying to but cant get the hang of the uploading with out thumbs nails etc

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ok zaidey

 

they have confirmed repo so they have terminated the agreement

 

let the fun begin

 

ill start posting on your thread over the weekend

 

plan a sunny vacation

 

you are going to be able to afford it

 

all on welcome me thinks

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ive uploaded a pdf file above the thumb nail...you can see it better..

 

i phoned the police and he did inform them this morning that he had clamped the car...they werent interested they said it was a civil matter...great arent they!!!!

 

 

Yes, civil matters are no good for their targets, regardless a crime is being committed!

 

Still looking at the certified/certificated issue - maybe tomtubby could help on that one - she's the expert here...

 

And with postggj on side... let battle commence!

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ok zaidey

 

they have confirmed repo so they have terminated the agreement

 

let the fun begin

 

ill start posting on your thread over the weekend

 

plan a sunny vacation

 

you are going to be able to afford it

 

all on welcome me thinks

 

your music to my ears....

 

its so nice having you guys and girls as support..

 

when you get into these situations it feels like your on your own with very little help out there..but thanks to you guys i feel better..i really mean it thanks:smile:

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just curious here, what reason did the bailiff guy give for unclamping the car?

Found that surprising as in my experience once your car's clamped they're not exactly willing to unclamp it without good reason! Especially since he wont get whatever fee Welcome has promised him as he has not repossessed the car.

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basically said he rang his headoffice...he had a notice of repocession that was dated 28 july and apparently gave 7 days notice to act....how can it be dated 28july and give 7 days to act ?????? i did ask for a copy but he said he couldnt give it to me..

 

ive never had a notice of repo or termination or default notice..

 

so anyways his office said they have spoken to a welcome manager and his decision was to call off the repocession..

 

?????

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just curious here, what reason did the bailiff guy give for unclamping the car?

Found that surprising as in my experience once your car's clamped they're not exactly willing to unclamp it without good reason! Especially since he wont get whatever fee Welcome has promised him as he has not repossessed the car.

 

 

Emmilou, you've hit the nail on the head. He followed orders then realised later that it was illegal (most likely) and that would be bad for him, legally and businesswise.

 

Zaidey, I hope you get the result you deserve. I've PM'd Tomtubby re the bailiff status - she is incredibly busy but her opinion is gold regards bailiffs.

 

Postggj is the Welcome killer - between them you will be Welcomes worst enemy!

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ive checked out the name

 

i dont think he is a baliff

tom tubby will confirm that

 

it seems its just a repo firm this p&a

 

we will have to move on this zaidey

 

welcome are on its last rights and fading fast

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ive checked out the name

 

i dont think he is a baliff

tom tubby will confirm that

 

it seems its just a repo firm this p&a

 

 

Thats what I'm thinking. If so, Welcome would be jointly liable for him misrepresenting his status (as his ultimate employer)

His notice states Certified Bailiffs - hopefully Tomtubby can clear up that one.

Just an extra rock to throw....

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try this link

 

http://i588.photobucket.com/albums/ss323/zaidey_photos/reponotice028jpg2-1.jpg

 

ive also regested this with the fos and they wrote to welcome yesterday ikll post the letter the fos sent to me to prove this in dispute with them

 

http://i588.photobucket.com/albums/ss323/zaidey_photos/fosletter029jpg2-1.jpg

Edited by zaidey
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try this link

 

http://i588.photobucket.com/albums/ss323/zaidey_photos/reponotice028jpg2-1.jpg

 

ive also regested this with the fos and they wrote to welcome yesterday ikll post the letter the fos sent to me to prove this in dispute with them

 

 

Step 1 - pass the buck...

 

 

Compliance department.... hmmm, wonder what their role is....

 

I would absolutely refuse to deal with local branch. You complained to WF compliance, they may need to deal with Fleetwood LCU (what is LCU?) but that is their problem, not yours.

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Step 1 - pass the buck...

 

 

Compliance department.... hmmm, wonder what their role is....

 

I would absolutely refuse to deal with local branch. You complained to WF compliance, they may need to deal with Fleetwood LCU (what is LCU?) but that is their problem, not yours.

 

lcu is local collections unit

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lcu is local collections unit

 

 

Yes, what I thought.

 

As I said, you complained to WF Compliance. You must immediately write back confirming You require a response from compliance, not local branch.

You need to send the telephone and doorstep letters - all communication in writing.

 

As postggj says, keep the big guns under your hat for now, take a few days to consider.

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Hi sillygirl1,

 

That's interesting.

 

The office, I was told this week is on the second floor of Centre Link House at 307 High Street, Sutton, Surrey.

 

I sent it by Recorded Delivery so I hope there is someone instructed in the building to collect their mail or maybe it's redirected to Pentonville Jail .....:lol:

 

Nite

 

Voda

 

 

 

Be aware here that the Sutton office is a 'front' - they apparently only visit it two or three times a week to collect post and the phone no (so I've been reliably told) goes to a 'field person' in the area. I go past their office daily and the ground floor is empty, and there is a large 'for sale or to let' sign on it....
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Please

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