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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
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Debpayne v Barclays


debpayne
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Many thanks first off for such a brilliant and encouraging site...

Sent DPA letter to Barclays on 6th June and received 6 years worth of statements on the 13th including the return of my £10 cheque.

I worked out my charges and was surprised to see that they came to a whopping £3000+ (no wonder we're skint).

Sent 1st letter by recorded delivery on 16th June....will keep you posted. I've already worked out the 8% ready for when I go to court but not sure if I've done it right as it works out to about another £700 which seems to be too much, any comments would be very gratefully received. :???:

 

Thanks

 

Deb x

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Think of it like this; If the charges were accrued equally over the 6 years, it would be £500 a year and 8% would be worth £40 per year.

 

The charges in the 1st year would get 6 lots of that 8% (for each of the years between then and now) and would be worth £240.

 

The 2nd year would have 5 lots of 8% (£200), 3rd would get 4x£40 (£160) etc, 4th is worth £120, 5th is £80 and the final year worth £40.

 

Add those all up - £240 + £200 + £160 + £120 + £80 + £40 = £840.

 

Obviously, the years wouldn't all be equal and charges at the end of a year wouldn't get as much interest as ones at the beginning, but you can see your numbers aren't far off.

 

/End of maths lesson!

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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Many thanks to both of you, I used to be good at maths (in the olden days):D but not sure anymore......I am getting such negative feedback from friends who think I'll never get my money back!! I tell them to look at this forum and I am going to make sure I visit very regularly as the support is fantastic...Have just sent the dpa off for my personal account now as the account I have sent the prliminary letter for is my joint account....

 

thanks again

 

Deb x

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I've just been sorting out my letters and haven't asked about manual intervention on my DPA...I am at the point where I have already sent off my Preliminary letter. Will this make any difference if I end up in court???

 

Many thanks

 

Deb x

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Don't worry - the manual intervention question is just a belt 'n' braces thing to stop them turning up at court claiming they spent 300-hours manually fiddling with your account, hence the charges. The thing is; they mostly ignore the question and they (so far) have settled long before having to provide the evidence in the County Court.

 

Fear nothing but fear itself!

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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I just need to sound off as it's dawned on me that I don't even receive letters telling me about the charges I have incurred!!! So they haven't even spent the cost of a stamp on me.....Just had to get that off my chest...feel better now...:eek:

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Hello, Just reading another thread and it made me think....My preliminary letter was dated 15th June but on my list of charges I have included fees from May 2000, so actually outside of the 6 year period....Should I delete these when sending my LBA or will this cause problems as the amount I asked for in the prliminary will be different.

 

Many thanks

 

Deb x

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Received my letter this morning saying my comments are receiving attention and one of "the team" will contact me shortly...along with my complaints leaflet.

 

I've printed off and read everything 50 times from the forum but still feel a bit nervous in case they ring instead of writing...

 

Just read another thread and the advice given was that because I had asked in my preliminary letter not to receive a "standard letter" which I obviously have, should I move now to LBA before the 14 days is up???

 

Deb x

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no, you started the procedure in may i assume, when getting the info from the bank. As the claim progresses, obviously some charges will outside the 6 yearsm but they weren't at the start, so claim them anyway. The bank will be very unlikely to query that,

... a little

Mahala is a powerful thing ...

 

If you like my advice, please click the scales.

All advice is offered informally. If in any doubt, seek professional advice.

Barclays:claiming £908. Defence filed

Simply Be: settled in full

Abbey: Claim issued for DPA compliance order

GE Capital: Claim issued for DPA compliance order

Aktiv Kapital: Failed to comply with CCA disclosure. Debt unenforceable.

If this site has helped you, please make a donation to help keep it going.

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my claim includes three from 1999, which is when the account was opened. They only add up to £15 though. I wouldn't worry about it.

... a little

Mahala is a powerful thing ...

 

If you like my advice, please click the scales.

All advice is offered informally. If in any doubt, seek professional advice.

Barclays:claiming £908. Defence filed

Simply Be: settled in full

Abbey: Claim issued for DPA compliance order

GE Capital: Claim issued for DPA compliance order

Aktiv Kapital: Failed to comply with CCA disclosure. Debt unenforceable.

If this site has helped you, please make a donation to help keep it going.

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should I move now to LBA before the 14 days is up???

 

No. If you haven't heard back or haven't received a sensible answer after 14-days, send your LBA letter.

 

If they phone you - agree to nothing. If they make an offer, regardless of how low/high it is, you *must* ask them to put it in writing. If you don't receive a written offer or you choose to reject it - LBA.

 

It's your timetable, not theirs. Stick to it!

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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  • 2 weeks later...

Hiya,

 

you're slightly ahead of me in the timescale of things as I have just sent off my request for repayment letter, but just wanted to say good luck and I'll be watching your posts to see how you get on. Reading Icefalls thread gave me a huge boost too. I'm now encouraging everyone I can think of to join this site from other forums I am a member of. :)

 

We'll get 'em....:D

 

Tracy. x

My opinions are just that, I will help if I can but I am NOT a professional. If in doubt seek legal advice.

READ THE FAQ'S BEFORE ASKING A QUESTION! THEY ARE THERE FOR A REASON! AS IS THE USER-GUIDE!

 

My active claims:

Owed £150 from Barclays.

Husbands claims:

Owed £1049 from Lloyds.

 

Glorious Victories!:

Barclays Joint Account- Settled £823.

HSBC Joint account-Settled £50.

Studio- Settled £80.

HSBC Student account- Settled £560.

Lloyds Credit Card- Settled £72.

Freemans- Settled £40.

Abbey Joint Account- Settled £330.

Waiting till all claims settled then Donation-A-Rama.

:D

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Many thanks Tracey and the same to you too...This site really provides support...Have you got your own thread, I'll keep my eye on you too :D I've got 2 other friends to send off their letters too but to be honest it's all I can think of at the moment...lol

 

Good Luck

 

Deb x

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  • 2 weeks later...

Hello,

 

I apologise if this question has been asked before and I've had a hunt through the posts but can anyone please tell me which address I should be putting on the moneyclaim form for barclays.....I feel so nervous as I'm filling the form out....

Many thanks

 

Deb

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This is their main office where they deal with each of the court claims

 

Barclays Bank plc

Head office customer relations

1 churchill place

london

e14 5hp

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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Many many thanks...I have 3 more days until the LBA deadline is up and I'm getting a bit nervous..Have been to register on moeyclaim so I'm ready to go and even though I'm a little excited I'm also worried I'm going to totally has up the moneyclaim form....any advice would be greatly appreciated..other than..Calm Down!!!

 

Thanks again

 

Deb :D

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I've sent you a PM with some pointers

  • Confused 1

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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Hi,

 

I'm hoping that someone may be able to tell me what action I should take please.

 

I am coming to the end of the 14 day deadline after sending my LBA and have been busy getting my N1 ready....However, I thought I would check the recorded delivery Electronic Proof of Delivery (ePOD) for my LBA on the Royal Mail website and there isn;t one...I checked back on the receipt for my preliminary letter and that receipt has been scanned in but it hasn;t been signed or anything! but I had a standard reply for that so I know it was received....

 

My question is...I know don;t know whether Barclays have received my LBA and so should I ring them and ask or send an email asking if they had received my letter, maybe attaching a copy to the email.....I'm sure they'll say they haven't just to buy more time..or should I just go ahead and start my claim on Friday which is when the 14 days is up..

 

Things seemed to be going to plan before this, I almost wish I hadn't checked the Royal Mail website

 

Many thanks

 

Deb x

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