Bank charges

[cockneysparrow]

bump

[cockneysparrow]

Bump again

[freakyleaky]

Yes that is the way to go CS! They have not complied so tell them if they don't you will take legal action.

Have a look at this link. Data Protection Act - Non-Compliance - Template Letters

[cockneysparrow]

Yes, thats great, thanks for getting back to me, thought all the mods & site helpers had all gone away on their hols, it seemed so quiet. How is middle earth anyway, didn't realise you got snow there lol;)

[freakyleaky]

Middle earth is good at the moment. I think the dark lord is making it snow! The dark riders are a pain but gandalf keeps them in check. The odd balrog and ork pass through once in a while but no sign of dragons since bilbo's trip to the firery montain!

[cockneysparrow]

Cheers again, thats made afew laff. sending the non com letter tday

[cockneysparrow]

Hi Freaky, best reply on my own thread, so what your saying is once youv'e worked out the total claim +8% statutory int then you bung on the daily int @ x 0.00022%, is that right.

[freakyleaky]

Thats how I remember it. I am 99% sure but pinkdutchess is the expert on that. She will be around soon!

[cockneysparrow]

thanks for that, BRB after i cut the grass, pressure from the missus spending too long on the computer:(

[icantlogin]

You take the total of your charges and then multiply it by 0.0002. This should then give you your daily interest rate. You do not do the calculation on the charges + interest

[cockneysparrow]

Thank you very much, i shall proceed as directed.

[cockneysparrow]

Just recieved the weekly email from Martin Lewis, he's saying we can't make claims further than 6 years because of the 'statute of limitations'. Do the mods and site helpers agree with his thinking, because i'm pushing for disclosure of my statements from the inception of my current account.

[cockneysparrow]

Bump

[cockneysparrow]

bump bump

[Castlebest]

The thinking here is you can get around the statute of limitations if you have the information to hand and can put together a claim without getting information from the bank.

 

The problem comes when you have no longer got copies of your statements because the banks are not obliged to keep this information for over 6 years and will tell you it has been destroyed so they cannot provide it, there is no way of proving this one way or another so your stuck.

 

pete

[cockneysparrow]

Thanks Pete, thought no one was going to answer my thread, Iknow what your reasoning is on this one , I'll just have to wait it out and see if they send the lot to me as I requested.

[lateralus]

does this help at all?## FOS: Claiming beyond six years ##(

[cockneysparrow]

Thanks Lattie, knew there must be a way for me. thanks too to Zoot for the info,will see how my prelim letter goes and the type of response I get from the bank, hopefully not a fob off reply, Dave.