CCJ - how long on credit file - from date of judgement or last payment

[jaxads]

Just wondering if anyone can tell me --- how long a CCJ stays on your credit file for --

is it 6 years from the date of judgement or 6 years from the date of last payment clearing the debt??

 

Many thanks.

[nannamoon1]

Hi,

 

It is 6 years from when a CCJ is registered with the CRA, If it is satisfied within the 6 year period I believe it still stays on your CRA file but state Satisfied..

 

Hope this helps

[jaxads]

Thanks Nannamoon - so if a CCJ takes longer than the six years to pay -- it will still "drop off" your files after the six years, is that right???

[nannamoon1]

yes,

 

I have had many CCJ,s one going back to 1993 and I am still paying it, but it does not appear on my Credit file anymore, thank god

[jaxads]

Thanks again -- I just wasn't sure and that's cleared things up for me. x

[nannamoon1]

no problem...

 

your welcome

[stebiz]

no problem...

 

your welcome

 

Nannamoon, you don't look old enough to have a CCJ in 1993. Can you get credit when you are 15?

 

Stebiz

[nannamoon1]

Ahhhh thanks stebiz,

 

believe me I am nannamoon, I loathe paying the CCJ.

 

I do have another debt going back to 1993 who claim that a CCJ was issued, but the Idiots claim that the CCJ was on my own admission, but they have just messed their chances up as they claim I sent the admission form form one address which I could not have done as I had moved from that address 3 months prior to the date they say the admission form was sent.

 

I have just got hard evidence from the Council (we were in a Council property back then) that proves where I was living.

 

I am now going to take them to court for unlawfully taking my money for 14 years and being untruthful by saying that they took me to court and they never.

[stebiz]

Ahhhh thanks stebiz,

 

believe me I am nannamoon, I loathe paying the CCJ.

 

I do have another debt going back to 1993 who claim that a CCJ was issued, but the Idiots claim that the CCJ was on my own admission, but they have just messed their chances up as they claim I sent the admission form form one address which I could not have done as I had moved from that address 3 months prior to the date they say the admission form was sent.

 

I have just got hard evidence from the Council (we were in a Council property back then) that proves where I was living.

 

I am now going to take them to court for unlawfully taking my money for 14 years and being untruthful by saying that they took me to court and they never.

 

And I don't blame you. I have one from 2003 which I am looking to get overturned too.......but as you can see from my posts I have a lot going on at present. Good Luck.

 

Stebiz

[nannamoon1]

And I don't blame you. I have one from 2003 which I am looking to get overturned too.......but as you can see from my posts I have a lot going on at present. Good Luck.

 

Stebiz

 

I do not blame you....

 

Go get em Stebiz....

 

nanna