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    • Please see my comments on your post in red
    • Thanks for your reply, I have another 3 weeks before the notice ends. I'm also concerned because the property has detoriated since I've been here due to mould, damp and rusting (which I've never seen in a property before) rusty hinges and other damage to the front door caused by damp and mould, I'm concerned they could try and charge me for damages? As long as you've documented and reported this previously you'll have a right to challenge any costs. There was no inventory when I moved in, I also didn't have to pay a deposit. Do an inventory when you move out as proof of the property's condition as you leave it. I've also been told that if I leave before a possession order is given I would be deemed intentionally homeless, is this true? If you leave, yes. However, Your local council has a legal obligation to ensure you won't be left homeless as soon as you get the notice. As stated before, you don't have to leave when the notice expires if you haven't got somewhere else to go. Just keep paying your rent as normal. Your tenancy doesn't legally end until a possession warrant is executed against you or you leave and hand the keys back. My daughter doesn't live with me, I'd likely have medical priority as I have health issues and I'm on pip etc. Contact the council and make them aware then.      
    • extension? you mean enforcement. after 6yrs its very rare for a judge to allow enforcement. it wont have been sold on, just passed around the various differing trading names the claimant uses.    
    • You believe you have cast iron evidence. However, all they’d have to do to oppose a request for summary judgment is to say “we will be putting forward our own evidence and the evidence from both parties needs to be heard and assessed by a judge” : the bar for summary judgment is set quite high! You believe they don't have evidence but that on its own doesn't mean they wouldn't try! so, its a high risk strategy that leaves you on the hook for their costs if it doesn't work. Let the usual process play out.
    • Ok, I don't necessarily want to re-open my old thread but I've seen a number of such threads with regards to CCJ's and want to ask a fairly general consensus on the subject. My original CCJ is 7 years old now and has had 2/3 owners for the debt over the years since with varying level of contact.  Up to last summer they had attempted a charging order on a shared mortgage I'm named on which I defended that action and tried to negotiate with them to the point they withdrew the charging order application pending negotiations which we never came to an agreement over.  However, after a number of communication I heard nothing back since last Autumn barring an annual generic statement early this year despite multiple messages to them since at the time.  at a loss as to why the sudden loss of response from them. Then something came through from this site at random yesterday whilst out that I can't find now with regards to CCJ's to read over again.  Now here is the thing, I get how CCJ's don't expire as such, but I've been reading through threads and Google since this morning and a little confused.  CCJ's don't expire but can be effectively statute barred after 6 years (when in my case was just before I last heard of the creditor) if they are neither enforced in that time or they apply to the court within the 6 years of issue to extend the CCJ and that after 6 years they can't really without great difficulty or explanation apply for a CCJ extension after of the original CCJ?.  Is this actually correct as I've read various sources on Google and threads that suggest there is something to this?.
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Just Been To Court!!


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I'm reclaiming charges on the other halfs account, the 40 days where up so I sent another letter threatning to report them to the information commisioner, 7 days are up for that tomorrow, what do i do now? do I just make up a random number and start court proceedings?

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Sometimes a phonecall can chase them up. Failing that you can file at court, which you have already informed them if you sent the non compliance letter.

 

http://www.hmcourts-service.gov.uk/courtfinder/forms/n1_0102.pdf

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6971-data-protection-act-non.html

 

This will cost roughly £63 but it is reclaimable.

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Got my date today :) 25th May, so only 3 weeks before I have my money, can't complain, even better was they transfered it to my local court which is a 5 min walk :) Oddly didn't get one of them questionaires

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Got my date today :) 25th May, so only 3 weeks before I have my money, can't complain, even better was they transfered it to my local court which is a 5 min walk :) Oddly didn't get one of them questionaires

 

That seems quick! Have you prepared your court bundle ... when do you have to send it by?

A-Z CAG links to all documents you'll need for

your claim

(Thanks to Michael Brown for all his efforts)

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

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That seems quick! Have you prepared your court bundle ... when do you have to send it by?

 

I've prepared nothing :confused: Unless theres another letter to come, All I got was a letter from the court in Londonderry saying my hearing will be at 14.30 on 25th May 2007 and to contact them if there is any problems.

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So did I - although I have prepared a bundle to send to the solicitors and court - just to prove I am serious! I am just hoping that I get a cheque in the post soon.

 

If you look at my post in Northern Ireland, mainland banks section of Penalty Charges UK - Fighting your Corner for FREE - Iamo gave me direction in what to do next.

 

Sarah

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So did I - although I have prepared a bundle to send to the solicitors and court - just to prove I am serious! I am just hoping that I get a cheque in the post soon.

 

If you look at my post in Northern Ireland, mainland banks section of Penalty Charges UK - Fighting your Corner for FREE - Iamo gave me direction in what to do next.

 

Sarah

 

Thanks for that, I'm actually looking forward to this now:D It would be handy though if they pay up before court

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This looks very very promising here. I phoned Wragg & Co, Just to enquire if they got my list of charges I sent, as you know what these people are like. She said have Alliance & Leicester not been in touch? No I said, She said oh right, I'll get someone to ring you back.

 

Hopefully they have settled :) :)

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Jumped the gun a bit to soon, They never phoned back so I phoned A+L to see what was up, they looked through the case and said we made you an offer and it was declined so its going to court nowangry-smiley-030.gif

 

Ah well

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Well the guy phoned back, he was a senior partner of Wragge and Co, he went over the speil of the charges being justified etc, got no where.

 

So court here I come.

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I got a letter this morning from FrancisHanna and Co a local solicitor, it says they have taken over from Wragge & Co,

 

This looks like they really are going to court:mad:

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What do I do? Has this happened to anyone else? I thought it wasn't supposed to go this far but it looks like I am going to have to go to court to battle it out with a smooth talking solicitor who does this for a living.

 

Help

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Well had a phonecall from this local solicitor, He was curious to know if I will be defending myself, and if I will have any witnesses present.

 

These *******s are planning something. I know other in Northern Ireland dealing with A&L and they haven't got there case transfered to this local solicitor yet and they are in court before me.

 

Anyone any ideas?

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I f it was me -

Don't answer any questionS from the solicitors out of court.

If it dos go to court ague that you want to see the true cost of the charges as you do not feel they are correctly set. If you know anyone in the media even local radio tell them this and see if they want to cover the story. AS WE ALL KONW YOU CAN'T LIE IN COURT SO THEY WILL HAVE TO TELL REAL FEES & DON'T THINK THEY'D BE HAPPY IT BEING IN THE NEWS DO YOU ?? But would contact the Office of Fair Trading & Financial Obudsman saying whats happening see what they have to say.GOOD LUCK

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Well had a phonecall from this local solicitor, He was curious to know if I will be defending myself, and if I will have any witnesses present.

 

These *******s are planning something. I know other in Northern Ireland dealing with A&L and they haven't got there case transfered to this local solicitor yet and they are in court before me.

 

Anyone any ideas?

I'd be inclined to agree with blimeyboy that it's another scare tactic, dj9928.

Perhaps they think they can wrong-foot you, so you'll agree to a lower offer to make it all go away.

Play it cool for now, avoid any more phone calls from them, and keep us informed. :cool:

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I would not talk to the solicitor on the phone. Stay calm, they are trying to rattle you. I also think, that they cannot afford to go to court and say what it actually costs - I won a few months back and they dragged it out as long as they could. I got a chq for £4300.00 So hang in there

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