Jump to content


  • Tweets

  • Posts

    • Yep let us have a good laugh eh from today’s Telegraph 🤣😂🤣 the rest must try harder    Farage won Friday’s election debate, a poll finds Nigel Farage won Friday night’s seven-way BBC election debate, according to a poll.  A snap poll of 1,031 voters by More in Common found most thought Mr Farage won the debate, followed by Angela Rayner. Mr Farage received 25 per cent of the vote while Ms Rayner received 19 per cent. The Green Party’s Carla Denyer was the third most popular with 11 per cent, Stephen Flynn for SNP received 10 per cent and Penny Mordaunt, the leader of the House of Commons, took 7 per cent of the vote. Daisy Cooper, the deputy leader of the Liberal Democrats and Plaid Cymru’s Rhun ap Iorwerth took 5 per cent and 2  per cent respectively. The debate saw Britain’s main seven political parties clash ahead of the general election on July 4.  Mr Farage, who returned to frontline politics for Reform this week and is standing as an MP in Clacton, challenged his political rivals on immigration and net zero policies.
    • Hi CAG Team, I'm seeking your skills and help for a NtK my partner received through the post earlier this week. To give a little backstory, my partner and I, along with our young children (4 and 7), decided to go on a camping holiday about 3 hours away from us. We took a car each because we didn't have enough room in one car. We arrived at the services at very similar times as we followed each other the whole way. So, two cars. My partner has received this NtK, but I haven't. This NtK dropped through the front door on Wednesday, June 5, 2024.  We both parked in the Burger King car park, not in BP; we got out, all went for a toilet break, got some food from the BP garage and returned to our cars to eat.  After eating, we took the kids to the toilet again before leaving to complete our journey. I didn't notice any parking restriction signs and can't get back to the location due to how far away it is. I noticed another person had an issue here and reported it to you, and they managed to get the fine dropped. See below. To me, it looks like they have cameras at the complex's entrance and exit. I'm not sure if they own the land/car park by Burger King, so I'm not sure if this is a legal contract or not.  I find that 30 mins limit at a Services that serves hot food to be ridiculous and unfair, especially as we had kids to feed and water.  And the fact that I didn't receive the same NtK despite us driving in and out together is just crazy. This is the location - I also uploaded a map image. Google Maps MAPS.APP.GOO.GL ★★★☆☆ · Restaurant   1 Date of the infringement 24th May 2024   2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 29th May 2024   3 Date received 5th June 2024   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] N   5 Is there any photographic evidence of the event? Y - Only entering and exiting the complex/land.   6 Have you appealed? [Y/N?] post up your appeal] N   7 Who is the parking company? MET   8. Where exactly [carpark name and town] BP Blue Boys, Tonbridge TN12 7HE   For either option, does it say which appeals body they operate under. POPLA Anyway, I hope you can help me out with some guidance on how to proceed with this. Let me know if you need anything else. Thank you, Passerby0233 2024-06-08 13_17_52-Burger King - Google Maps — Mozilla Firefox.pdf NtK_29-05-2024.compressed.pdf
    • Which Court have you received the claim from ? Civil National Business Centre (Northampton) Name of the Claimant ? PRA Group (UK) Limited How many defendant's  joint or self ? Self Date of issue – 23/5/24 AOS - Tues, 11/6/24 (19 days)  Defence - Thurs, 25/6/24 (33 days) Particulars of Claim 1. The Claimant claims the sum of £7926 for an outstanding debt owed. 2. On 20/4/18 the Defendant entered into an agreement with Lloyds Bank for a Credit Card under reference [16 numbers]. 3. On 10/5/22 the Defendant defaulted on the agreement with an outstanding balance of £7296. 4. On 28/11/23 the debt of £7296 was assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on 30/12/23. Notices of assignment were sent to the Defendant in accordance with S136 Law of Property Act 1925. The Claimant has instructed PRA Group (UK) to act on its behalf and the CLAIMANT CLAIMS 1. The sum of £7925 What is the total value of the claim? £8481 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes Did you inform the claimant of your change of address? I believe I sent a letter by registered mail of a change in address to abroad in 2021. Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit card When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Online Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser Were you aware the account had been assigned – did you receive a Notice of Assignment? Not personally - probably sent to my parents Did you receive a Default Notice from the original creditor? Not personally - probably sent to my parents Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Not personally - probably sent to my parents Why did you cease payments? Unable to afford, living abroad What was the date of your last payment? Unsure (probably 2021) Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No ................... I have read through a number of similar threads, one thing i'm not sure how to proceed about is that I live abroad in the middle east and have done for several years. The claim letter was sent to my parents address and I really don't want them to be harassed about this. I am sure I sent the original creditor a registered letter with my change of address but can't find this currently. I am not in a position to pay this, and tend to come back to the UK to see family at most once a year (less since Covid),  not particular bothered about my financial score...more concerned about harassment of my parents. I have not registered on the gov gateway or anything like that.  Details below (as best as i can), and thank you for taking the time to look into it. Also redacted claim form attached: Claim form 23-5-24.pdf
    • While we wait for someone to explain how farage is any better than sunak  .. if not worse   One of many likely upcoming belly laughs   Reform chairman Richard Tice has accused the Tories of (reform like) “dirty tricks” after one of his party’s candidates withdrew his papers to stand at the last minute and endorsed former cabinet minister Sir Gavin Williamson. In a dramatic final 24 hours before nominations closed there had been fevered speculation that as many as six Tory MPs and other candidates could defect to Reform after Nigel Farage decided to stand in Clacton and become leader. But instead no Tories switched and Tom Wellings, the Reform candidate for the new seat of Stone, Great Wryly and Penkridge in Staffordshire, quit and put out a statement endorsing Sir Gavin.   Who does he think he is an Anderson, a Carswell !!! was heard at the reform HQ pub ... as Candidate brushed aside by Farage in clacton to run as an independent    Tice accuses Tories of ‘dirty tricks’ to persuade Reform candidates to stand down WWW.INDEPENDENT.CO.UK Exclusive: A furious row has broken out after a Reform candidate’s last minute defection to the Tories   :ROFL  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Barclays made an offer?


LynZe
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6189 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi, i need some advice, I have been all through the process of sending barclays letters and giving them 14 days etc etc in which to reply. I have had no response. i have entered my claim to Money claim and waited again the necessary days and on the last day in Which Barclays had to Acknowledge my claim they did so at 6.30pm. (Gutted). Athough I have now recieved a letter which is offering me half of what i am claiming for? Do i accept? i dont know what to do from here? If i dont except is there a letter template on this site? I was reading some one elses claim details and they were talking about a Court Bundle? What is this? I want to go all the way but dont really no what to doo at this stage? Also i originally claimed for 3,100.00 but can i add interest to this for everyday that goes by? Can Anyone help?

Link to post
Share on other sites

  • Replies 77
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

here are a few links you may find helpful

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/24031-frequently-asked-questions.html

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

 

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

 

Have a read of the 1st two threads .... they will answer most of your questions

 

Once it gets to filing at court thats when you can add s69 interest @8%

the link to the spreadsheets ive posted update each time you open them

 

No you dont have to accept and i have posted the link to the rejection letters (letter 5 i think suits your circumstances) just amend/adapt to your requirements

 

The court bundle is everything that you will rely on should the claim actually get to court

 

any other questions just post here and someone will help

Hope this helps

 

saint

Link to post
Share on other sites

It seems you have already filed for court action.

 

If i were in your shoes i wouldn't even be considering accepting offer now. If you do you won't get back what you have spent on court fees

 

Regarding the interest did you request s.69 interest @ 8% when you submitted your forms to MCOL?

Link to post
Share on other sites

I have now recieved a letter which is offering me half of what i am claiming for? Do i accept? i dont know what to do from here?

Use the letter that says you accept as part payment but have already begun court proceedings to recover the full amount.

 

Court Bundle? What is this?
a court bundle is all the documentation that you would rely on if your case went before the judge.
can i add interest to this for everyday that goes by?

You should have entered your charges onto a spreadsheet, this is your SOC's , if used the one from this site, it will automatically calculate the increase in the interest daily..

Now that you have filed at court have you sent your SOC's to both parties? If not do it Monday [recorded delivery]

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

Link to post
Share on other sites

Yes its going through the small claims and i added the 8% interest but thats all. My heart is saying take whats been offered but my head is saying dont be silly push them for as much as you can get, but im scared of loosing out all together because i actually owe Barclays bank 500.00 already as i left them and joined a debt consolidation company, although i pay barclays every month the agreed amount i am in debt to them? which could be held against me...

Link to post
Share on other sites

LynZ

 

What you owe them will not go against you. If it were not for the charges you would not be where you are today. Have courage my friend and you will get back what is rightfully yours.

 

Trucker

Link to post
Share on other sites

Hi LynZ,

 

Trucker is right; stick to your guns and you will be refunded in full!

 

however, at this stage it's important for you to know how things work. spend as much time as you can reading the pages Saintly suggested. you'll find you understand things much better, and that will help you feel in control of the situation.

 

That's the vital thing, WE are in control of this situation, NOT the banks!

 

:D :D :D

Link to post
Share on other sites

Ok, I've done it now!! Ahhhh!! i sent the letter by recorded delivery today telling Barclays that i have declined there offer. Im really scared now! I keep thinking that ill probably loose out all together and will be completely gutted that i didnt take there 1st offer!! But i have to be strong and think how great it will be , if ... i win!! Positive thinking Positive thinking!!

Link to post
Share on other sites

The claim has already been filed. I was hoping they wouldnt Acknowledge it but they did on the very last day they had to Acknowledge before i won by default. Thats when they made the offer of only half of my claim and i have now rejected this. So im now left wondering what there next move will be? Im assuming they will put in a defence? But im hoping and pleading for a full and final settlement in the post! What do you think they'll do?

Link to post
Share on other sites

They will not offer you anything until you have a court date. The next thing that will happen is that they will enter a defence. Don't ask for judgement if they seem to have gone past their deadline for entering a defenceas the MCOL system is slow at updating and barclays seem able to enter their defence late and get away with it. The claim will then be transferred to your local court. You may have to fill in an Allocations Questionaire (this really depends on the court) you will then get a court date. At that point Barclay's litigation team will talk to you and settle in full see below link

 

http://www.consumeractiongroup.co.uk/forum/barclays-bank/94602-barclays-litigation-team-good.html

Link to post
Share on other sites

I was just reading that link. So, now i have sent the letter of rejection, would it be an idea calling the litigation team now... and speaking to them direct to see if i can get an early full settlement in order to not waste the courts time, or is that wishful thinking.? Is it best to sit back and wait? i hate all this waiting... Im soo scared that itll just be my luck i have to go to court and loose. This claim is consuming my brain!!! lol x

Link to post
Share on other sites

Well it maybe worth a try, but i doubt very much if you will get early settlement. Think they are clogged down with all that have dates already. From what i have read the man to phone / email is dino, he seems to reply straight away. He will tell you who is looking after your case....Good Luck

 

P.S. don't be down hearted if they knock you back at this time

Link to post
Share on other sites

Thanks trucker, you've been a great help.

 

If its just a matter of waiting do you know roughly what kind of time scale im looking at or is that like asking , how long is a bit of string?

 

Lynz

Link to post
Share on other sites

Lol. Well i was hoping sooner rather than later but im guessing everyone in my position is hoping the same. I have just emailed Dino, requesting for his help in this matter and the contact details of the person dealing with my claim. Hopefully he'll get back to me.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...