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    • Hi With the Section 21 Notice I do hope the Landlord issued you with: Energy Performance Certificate (EPC) for the Property How to Rent Guide A current Gas Safety Certificate (if gas in the Property) If above have not been provided to the Tenant by the Landlord then they can't use a Section 21 Notice until the above have been provided (note you don't warn the Landlord of this until but put it in your defence) Have a good read of this link: Evicting tenants in England: Section 21 and Section 8 notices - GOV.UK WWW.GOV.UK Information for landlords in England on tenant eviction: assured shorthold tenancies, including eviction notices, Section 21, Section 8, accelerated possession, possession orders, bailiffs  
    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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Copier vs Barclays


Copier
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Hi there new to forum but taking the big leap & sending my S.A.R - (Subject Access Request) on Monday by recorded delivery. I don't have all of my statements but the statements i do have looking at charges of around £1800.00:eek:

Held off a little while trying to set up a parachute bank account so here goes. Also never posted on forums before so please bear with me.

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Hi, welcome to the Barclays nest.

Youre doing fine and we're here to make sure it stays that way.

 

when updating or replying to your thread, use the 'REPLY' button. Do not start a new thread for each question.

 

Have a read here if you havent already:

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

As long as you post on here every stage you go through we can follow and advise accordingly, if youre unsure DO NOT action it until it has been checked first.. Get it right first time, every time.

 

Saintly_1 will be in shortly to say Hi, and then Tipsy amongst others,, you are lucky that this forum has the best group of helpers on the whole site.

 

Together we WILL get your money back..

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Thanks Moggieb.

Don't worry no questions tonight, trying to relax myself with drink & destress from a hard working week.

Only now had courage to post on the forums.

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If i remember rightly Tipsy is on a girls night out tonight so she will be missing

She was and is suffering terribly today lol

Just saying hi and welcome copier :) just follow the advice given on here and read through other peoples threads and you wont go far wrong.

Good luck

28/2/07

Sent request for repayment of charges totalling £2,800 (I want it ALL back!).

8/3/07

Barclays send sorry your not happy letter

14/3/07

Letter before action sent

25/4/07

Barclays offer £1,790

27/4/07

Thanks but no thanks to the offer sent

28/4/07

Filed with mcol, now looking at a figure of £3,500, they should of paid up when i asked nicely :-D

11/5/07

Barclays acknowledge claim

30/5/07

Barclays defend claim

19/6/07

Received notice of transfer to Northampton County Court and barclays excuse for a defence!!!

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  • 1 month later...

Hi

been away for a liitle while but received my list of charges while i was away.

Just wanted to clarify if i should still stick the the timetables & continue to the next step, after hearing about the test case

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Hi Copier

 

It may well be that you don't get any respnse from the bank now in respect of your Prelim and LBA as they are not obliged to deal with any cutomer disputes involving charges.

 

This does not however affect your timetable for sending each letter and for ultimately filing with your local county court.

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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Finally got through statements looking at around £3000 :eek: & still to add more for July.

Going to double check them again tonight & then send the prelim tomorrow. Just wanted to double check my description of Paid Referral & Unpaid out are acceptable for the spread sheet (don't want to mess up)

I have seen other threads with this mentioned but can't find them at the moment to double check

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