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    • hi dx, thanks for helping just re-reading everything this morning and I must have missed this one from uncle in his thread "What you should not do, is not contact the Banks and simply default on payments. "  are you in disagreement with this based on your last sentence?
    • Thanks for the reply and clarification, that might just explain why in my case contact has pretty much ceased. Though with such companies it doesn't mean they won't ever threaten to return to court as a tool to force one's hand if they feel they are not self informed on their chances etc.  But concerning how last year they tried to use the CCJ to get a charging order and the court granted an intirum order on our mortgage using the CCJ that would have been a good 2-3 months beyond the 6 years, should the court not have checked the age of the CCJ in the first case or would they always grant an interim order simply off the back of a CCJ being produced without even checking the age of it?.  Had I not defended that action at the time they may well have got a default using a CCJ older than 6 years which could be a concern going forwards. At the time when I contacted the court to question the paperwork for a final order application the clerk suggested people don't get informed when companies apply for interim charging orders, they are automatic if a claimant has a CCJ and people only get contacted once a date for a final order application goes through. kind of begs the question if such companies can continue a seemingly backdoor method to attempt default action if un-defended if the initial application doesn't need to check the age of a CCJ?.
    • Hello!  Wondering if someone can help with this.  I suspect not but worth a go.  I appreciate the "contract is with the seller" line, which is what Evri has fed me but wanted to see if someone with experience in these things could suggest anything else I could do here.  I appreciate there are many topics about lost parcels - My parcels weren't lost, until the driver walked up to my door with them and then decided to make them lost/stolen... I'll summarise what has happened.  Wednesday of last week - Evri delivery driver stole / walked off with 3 of my parcels.  -  Arrived outside my properly, took photos (3 separate photos as its 3 separate deliveries) of the tops of the parcels (pointlessly zoomed in on just the labels, couldn't see anything else, other than a small piece of the pavement and a little weed, which doubly confirms it was outside my door as I can see the same plant), marked the order as delivered and walked off with them.  He's marked on the Evri GPS marked that he was outside.   -  3 different deliveries, from the same company (same boxes etc.), but 3 separate tracking numbers. -  Went through the Evri bot which opened a case on each tracking number.  I then phoned them and left a voicemail explaining what had happened. -  24 hours later had a canned response asking me if the packages had turned up and to check around etc..  I responded explaining again what happened and that they've definitely been taken. -  4 days later,  this morning, I get a response telling me to ask the merchant to refund me. I've responded to this message with a long email, repeating what I said, that I believe the driver has stolen these packages and that he took those suspicious top down shots of the packages, marked them as delivered without ringing or knocking etc.  I've said that I expect them to investigate further, but I gather they won't. In my several messages to them initially and later, I told them I don't care about a refund and wanted the parcels.  They contain some sentimental stuff, nothing of high monetary value, hence me going to this trouble.  I only paid £25 for the contents. I did contact the merchant when this first happened and they asked me to wait a few days.  They ended up refunding me despite me asking them not to and that I wanted them to escalate it with Evri because this appears to be a case of theft.  They didn't seem bothered - Refunded me and told me to go back to Evri and escalate it with them? So - Is there any way to compel Evri to conduct a proper investigation with this driver?  Search for my parcels? I have quite a lot of deliveries handled by Evri (not out of choice) - They used to have a fantastic chap and I rarely had any issues.  He has been replaced by a new guy and I believe the route is handled by this same guy who I believe has taken my packages.  Naturally, I fear this is going to happen again in the future if no investigation occurs. Appreciate any assistance - Thanks for reading. Al.  
    • its not a good thing or a bad thing its ongoing. mines gone the same route. these new notifications are equally meaningless.
    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Defended But No Aq???


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I filed online so didn't send a spreadsheet
.Nevertheless you should have sent a coipy to MCOL and SCM, so send one to SCM now.

 

I had already written to the bank with a complete set of bank statements, charges highlighted.

Which are still with the bank' customer service. Please tell me you sent copies and still have the originals
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I copied all the statements and I'm in the process of photocopying all the sheets now for the court bundle.

 

Where can I find a spreadsheet layout on this site so I know I'm doing it right. Also I need to do a Witness Statement so need to find that as well. I did come across it once before but can't remember how I found it.

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Use the Simple S/S here:

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-interest-calculation-spreadsheets.html

 

See here for a visual guide:

http://www.consumeractiongroup.co.uk/forum/barclays-bcard-woolwich-successes/7226-maisielou-barclays.html#post50088

 

When entering your charges, don’t delete anything first. Just overwrite the existing examples: type of charge, amount and date.

 

The ‘Days Since’ and ‘8% Interest’ columns will be calculated automatically

 

Save it and print out as your schedule of charges

 

Court Bundle

Basic Court Bundle

Court Bundle - Examples of Witness Statement, Document list etc

Examples of Witness Statements / Disclosure by List / Draft Directions / Case Summary

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  • 1 month later...

I'm just finishing my court bundle that must be at court tomorrow (hearing date 12th Sept). I was told that I didn't have to send the whole bundle to SC&M, just the witness statement and list of docs. Is that correct? According to my letter from the court, I must send all docs to both court and solicitors.

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I'm just finishing my court bundle that must be at court tomorrow (hearing date 12th Sept). I was told that I didn't have to send the whole bundle to SC&M, just the witness statement and list of docs. Is that correct? According to my letter from the court, I must send all docs to both court and solicitors.

 

 

 

told by whom?

i may be wrong, you need triplicate copies of all bundles, 1 4 u, 1 4 lawyerrs, 1 4 court, UNLESS otherwise adviced to the contrary.:?

[sIGPIC][/sIGPIC]if my response has been of help to you, please click on my scales. thank you:)

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Actually it was a PM from someone on this site. But as no-one had responded this morning I sent the whole lot to SC&M anyway as well as court and have kept a copy for myself.

 

I was just feeling lazy but my instinct told me to send the complete bundle. I've already found one mistake I've made: I sent the originals to the court and just kept the copies for myself, oh bugger. Well, not a lot I can do about it now. They went by special delivery so at least I'll know they've been received. I'll wait & see if anything arrives tomorrow from SC&M as they also had tomorrow as their deadline and I should receive copies of their documents.

 

I've got a bad feeling about this, having left it til the last minute and making such a big blunder already.

 

Time will tell I suppose. Thanks, BB.

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You are correct (Jontah) (posted simultaneously) 3 copies of it all, 1 for court, 1 for SCM and 1 for you.

 

SCM are likely to request a stay and the judge maybe minded to decide such anyway. Read here:

OFT Stay Removal

More OFT Stay Removal

If I have been helpful please click on my star and add a comment.

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Actually it was a PM from someone on this site. But as no-one had responded this morning I sent the whole lot to SC&M anyway as well as court and have kept a copy for myself.

 

I was just feeling lazy but my instinct told me to send the complete bundle. I've already found one mistake I've made: I sent the originals to the court and just kept the copies for myself, oh bugger. Well, not a lot I can do about it now. They went by special delivery so at least I'll know they've been received. I'll wait & see if anything arrives tomorrow from SC&M as they also had tomorrow as their deadline and I should receive copies of their documents.

 

I've got a bad feeling about this, having left it til the last minute and making such a big blunder already.

 

Time will tell I suppose. Thanks, BB.

 

Nothing to be concerned about. Uusually only creates a problem is there is a descrepency with a copy document and you are then able to show that the original has not been tampered with.

 

SCM invariably will not file a bundle. Send these letters once SCMs deadline passes:

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/58011-directions-non-compliance-letters.html

If I have been helpful please click on my star and add a comment.

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As you predicted they did not send any documents by the deadline on Wednesday 29th. I have faxed and posted the first template letter to both SCM & Court and have prepared the second one to send out in 7 days time.

 

It's nice to know someone is there to give advice and assistance in preparation of what's likely to occur. I didn't know about the "stay" situation either so many thanks for pointing that out for me. Fore-warned is fore-armed as they say.

 

Really grateful for your help.

 

BB

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Are they all mine? Didn't know I'd put so much on!

 

I find it difficult to find information on a particular point that I need help on by using the "search" tab so it's quicker to start a new thread to ask for the specific thing I need. When a reply is posted with a link to what I need that's perfect.

 

If you need to merge them, fine by me.

 

BB

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You should only have one thread per claim, that way you obtain higher quality responses as people can see the background to your claim.

If I have been helpful please click on my star and add a comment.

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5 threads merged and thread title changed

 

please keep to the one thread when asking questions or updating .This is in your own interest as you will get much more informed advice when people can see at a glance what you have done so far :-)

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O.K. As SCM had not filed their docs by 29th I sent a Directions of non-compliance letter to both them and the court on 30th. On the same day the court wrote to me saying that the Judge ordered that 1. the hearing listed for 12th Sept is vacated, t2. his action shall be stayed pending the OFT case, 3. Defendant within 21 days to a/ file a case summary of under 500 words setting out the effect of the test case on this action & b/ their proposed directions for further management of this case (bloody cheek as they couldn't even send in the court bundle on time!), 4. the Claimant shall within 14 days thereafter notify the court and defendent whether the proposed directions are agreed, 5. upon receipt of above the file will be referred to District Judge for further case management directions, and finally, 6. any party affected by this order may apply to have it set aside, stayed or revoked within 7 days of service of the order upon him.

 

What do I do now? It's not SCM that have applied for the stay by the sound of it, it's the Judge's decision.

 

BB.:???:

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You should send the response to the stay being applied;

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/17065-application-removal-stay-updated.html

 

Realisticly, unless you have some specific reason for the stay to be lifted, such as financial difficulties/distress because of it, it probably won't be lifted.

 

Which Court is this? Take a look here;

 

http://www.consumeractiongroup.co.uk/forum/cases-stayed-pending-oft/109936-find-out-here-if.html

 

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I'm just thinking, it might be worth including this;

 

The Claimant is also aware that Claims commenced on the same basis, against other High Street Banks, are currently being dealt with an a case-by-case basis when considering the application of a stay, or the lifting of a stay already applied. This information seems to be changing on a daily basis, which creates uncertainty as to how the English Legal System is dealing with each case and causing concern to Claimants as each claim should be considered on it's own merits.

 

The current list of Courts that are dealing with stays regarding the OFT test case, are;

 

Then include the list from the link above showing which Courts are proceeding with Claims - hopefully, this with give the Judge considering your correspondance the balls to stand up against the "more Senior" Judges telling him how to manage his case list, as he will see he isn't the only one doing it!

 

Let us know how you get on either way! Good luck!

 

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From reading other links it seems that I must complete the N244 for the removal of the stay that was ordered.

 

So I've filled in the form ready to go with the £35 charge but what do I enter at Part C? I've ticked the box in Part B indicating that I am sending evidence at Part C, but I don't know what evidence I'm supposed to include.

 

BB

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You should include the standard template for this request;

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/17065-application-removal-stay-updated.html

 

Be aware though, that many Judges have seen this template already and still stayed cases regardless.

 

Personally, I think you are better off honing in on the individual and unique issues you have (if any) with the stay - simply using this template is no longer enough in the majority of Courts. If you can show specific financial hardship, for example, this can only make your application stronger.

 

Be prepared to have your claim stayed anyway though, as most of these applications are being turned aside. (While the Court still charges you fee for making it, that is!)

 

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  • 2 weeks later...

Well, I decided not to bother sending an application for a stay as it seemed a pointless exercise as most cases seem to be going the same way. However, tomorrow is the 21 day deadline for SCM to file their paperwork with the court and myself. I doubt they will comply as they didn't comply with the first order of sending in a court bundle. What steps do I take from here on in, presuming I am right and they don't send anything in?

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